Nippon India Small Cap Fund vs Groww Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
20.63%
3Y Return
14.7%
Dekho, aap donon fundon ka category alag-alag hai, Fund A Small Cap hai aur Fund B Large Cap. Aaj hum donon fundon ka comparison karenge aur aapko pata chal jayega ki long-term mein donon fund ki performance kaisi thi.
| Parameter | ANippon India Small Cap Fund - Direct Plan - Growth | BGroww Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Groww Mutual Fund |
| Category | Small Cap | Large Cap |
| NAV (₹) | 194.77 | 497.22 |
| AUM (₹ Cr) | 7.27 Lac Cr | 2.54 Lac Cr |
| Expense Ratio (%) | 0.64% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 18.66 | 13.05 |
| Sharpe Ratio | 0.76 | 0.63 |
| 1 Year Return (%) | 5.69% | -4.02% |
| 3 Year Return (%) | 20.63% | 14.7% |
| 5 Year Return (%) | 21.91% | 12.03% |
| Since Launch (%) | 23.95% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | Nifty Smallcap 250 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.17% | CD: 0.21% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 32% | 33% |
🤖 AI Verdict – Which is Better?
Chaliye, hum donon fund ke 3Y return, expense ratio aur risk ke basis par verdict de rahe hain. Fund A ka 3Y return 20.63% hai, jo Fund B se zyada hai. Lekin expense ratio me bhi Fund B kam hai, 0.52% against Fund A ka 0.64%. Haan, riskometer bhi donon fund ko high risk vala hai, lekin Fund B ki volatility kam hai, 13.05 against Fund A ka 18.66.
Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
Why consider Groww Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.54 Lac Cr
- Sharpe Ratio: 0.63
📈 SIP Suitability
SIP investment ke liye hum donon fund ka comparison karenge. Fund A ka 3Y return Fund B se zyada hai, lekin expense ratio me Fund B kam hai. Haan, asset allocation bhi donon fund mein alag-alag hai. Fund A mein equity 97.17% hai, lekin Fund B mein equity 96% hai. Lekin Fund B mein T-Bills 4% bhi hai, jo Fund A mein nahin hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility aur Sharpe ratio ke basis par hum donon fund ka comparison karenge. Fund A ka riskometer aur volatility Fund B ke compare kuch zyada hai, lekin Sharpe ratio Fund A ka 0.76 Fund B ke 0.63 se zyada hai. Haan, expense ratio Fund B kam hai, 0.52% against Fund A ka 0.64%.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke basis par hum donon fund ka comparison karenge. Fund A mein equity 97.17% hai, lekin Fund B mein equity 96% hai. Haan, asset allocation Fund A mein alag-alag hai, lekin Fund B mein T-Bills 4% bhi hai. Top holdings mein bhi Fund A mein HDFC Bank Ltd. 1.89% hai, Multi Commodity Exchange Of India Ltd. 1.76% hai, Bharat Heavy Electricals Ltd. 1.67% hai, lekin Fund B mein HDFC Bank Ltd. 8.5% hai, ICICI Bank Ltd. 7.8% hai, Reliance Industries Ltd. 6.9% hai.
SIP Calculator – Compare Growth Potential
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
Groww Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return Fund B ke compare zyada hai, 21.91% against Fund B ka 12.03%. Lekin expense ratio aur volatility ke basis par Fund B kam cost vala hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ki higher risk koi problem nahin hai, kyunki Sharpe ratio Fund A ka 0.76 Fund B ke 0.63 se zyada hai. Lekin volatility Fund A ka 18.66 Fund B ke 13.05 se zyada hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund B kam cost vala hai, expense ratio 0.52% against Fund A ka 0.64%. Lekin Fund B ki performance Fund A ke compare kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price