Nippon India Small Cap Fund vs Franklin Templeton Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
20.63%
3Y Return
14.7%
Yeh report hai Fund A aur Fund B ke beech ka comparison, dono Small Cap aur Large Cap funds hain. Dekhiye, kya Fund A ki 5 saal ki return Fund B se jyaada hai ya nahi? Kya Fund B ki riskometer Fund A se thodi kam hai? Yeh sab question hain jo aapko is report mein jaanney hain.
| Parameter | ANippon India Small Cap Fund - Direct Plan - Growth | BFranklin Templeton Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Franklin Templeton |
| Category | Small Cap | Large Cap |
| NAV (₹) | 194.77 | 497.22 |
| AUM (₹ Cr) | 7.27 Lac Cr | 2.11 Lac Cr |
| Expense Ratio (%) | 0.64% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 18.66 | 12.76 |
| Sharpe Ratio | 0.76 | 0.64 |
| 1 Year Return (%) | 5.69% | -4.02% |
| 3 Year Return (%) | 20.63% | 14.7% |
| 5 Year Return (%) | 21.91% | 12.03% |
| Since Launch (%) | 23.95% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) | Anand Radhakrishnan (3.5 years yrs) |
| Benchmark | Nifty Smallcap 250 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.17% | CD: 0.21% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 32% | 31% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A ki 3 saal ki return 20.63% hai, jiska koi match nahin hai Fund B ki, jo 14.7% hai. Dekhiye, Fund A ki expense ratio 0.64% hai, jo Fund B ki 0.52% se jyaada hai. Lekin Fund A ki riskometer Very High hai, jiska matlab hai ki yeh fund mehngi hai. Haan, yeh fund long-term wealth creation ke liye acchi hai.
Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
Why consider Franklin Templeton Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.11 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
SIP (Systematic Investment Plan) ke liye Fund B ki consistency aur return stability jyaada hai. Dekhiye, Fund B ki 1 saal ki return -4.02% hai, jiska matlab hai ki yeh fund short-term fluctuation mein jyaada stable hai. Fund A ki 1 saal ki return 5.69% hai, lekin yeh fund mehngi hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, expense ratio sabhi factors ko dekhte hue, Fund B ki risk-adjusted returns better hai. Dekhiye, Fund B ki volatility 12.76 hai, jo Fund A ki 18.66 se kam hai. Expense ratio mein bhi Fund B jyaada acchi hai, 0.52% hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration dekhte hue, Fund A ki portfolio jyaada diversified hai. Dekhiye, Fund A ki asset allocation 97.17% equity aur 0.21% CD mein hai. Fund B ki asset allocation 96.00% equity aur 4.00% T-Bills mein hai. Haan, Fund A ki top 3 holdings HDFC Bank Ltd., Multi Commodity Exchange Of India Ltd., Bharat Heavy Electricals Ltd. hai, jinka sector risk hai.
SIP Calculator – Compare Growth Potential
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
Franklin Templeton Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ki 5 saal ki return 21.91% hai, jo Fund B ki 12.03% se jyaada hai.
Q2: Is the higher risk fund worth it?
Fund A ki volatility 18.66 hai, jo Fund B ki 12.76 se jyaada hai. Lekin Fund A ki Sharpe ratio 0.76 hai, jo Fund B ki 0.64 se jyaada hai.
Q3: Which fund is more cost-effective?
Fund B ki expense ratio 0.52% hai, jo Fund A ki 0.64% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price