Nippon India Small Cap Fund vs Franklin Templeton Flexi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
20.63%
3Y Return
14.63%
Dekho, aap dono fundon ka category alag hai. Nippon India Small Cap Fund Small Cap hai, jabki Franklin Templeton Flexi Cap Fund Flexi Cap hai. Is article mein, hum dono fundon ki comparison karenge aur aapko pata chalega ki kis fund mein long-term wealth creation ki sambhavna adhik hai.
| Parameter | ANippon India Small Cap Fund - Direct Plan - Growth | BFranklin Templeton Flexi Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Franklin Templeton |
| Category | Small Cap | Flexi Cap |
| NAV (₹) | 194.77 | 110.79 |
| AUM (₹ Cr) | 7.27 Lac Cr | 1.90 Lac Cr |
| Expense Ratio (%) | 0.64% | 0.96% |
| Riskometer | Very High | Very High |
| Volatility | 18.66 | 14.27 |
| Sharpe Ratio | 0.76 | 0.57 |
| 1 Year Return (%) | 5.69% | -2.38% |
| 3 Year Return (%) | 20.63% | 14.63% |
| 5 Year Return (%) | 21.91% | 12.31% |
| Since Launch (%) | 23.95% | 14.46% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) | Anand Radhakrishnan (3.5 years yrs) |
| Benchmark | Nifty Smallcap 250 TRI | Nifty 500 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) | HDFC Bank Ltd. (8.2%), ICICI Bank Ltd. (6.9%), Infosys Ltd. (5.5%) |
| Asset Allocation | Equity: 97.17% | CD: 0.21% | Equity: 95.00% | T-Bills: 5.00% |
| Portfolio Turnover | 32% | 48% |
🤖 AI Verdict – Which is Better?
Haan, hum chahte hain ki aapko pata chale ki kis fund mein long-term wealth creation ki sambhavna adhik hai. Dekhiye, 3Y return mein Nippon India Small Cap Fund ka return 20.63% hai, jabki Franklin Templeton Flexi Cap Fund ka return 14.63% hai. Expense ratio ke hisab se bhi Nippon India Small Cap Fund adhik achi hai. Chaliye, hum khatam nahin hain. Nippon India Small Cap Fund ka Riskometer bhi Very High hai, lekin sharirik risk se pehle financial risk ki samasya hai. Aur, ismein expense ratio adhik kam hai. Lekin, koi bhi fund 100% safe nahin hai. Sach ye hai, ki kisi bhi fund mein investment karne se pahle aapko apne financial goal aur risk appetite ka hisab karna hoga.
Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
Why consider Franklin Templeton Flexi Cap Fund?
- Expense ratio: 0.96%
- 3Y return: 14.63%
- AUM: 1.90 Lac Cr
- Sharpe Ratio: 0.57
📈 SIP Suitability
Haan, SIP suitability ke liye hum dono fundon ka 1Y, 3Y, aur 5Y return dekhenge. Dekhiye, Nippon India Small Cap Fund ka 1Y return 5.69% hai, jabki Franklin Templeton Flexi Cap Fund ka 1Y return -2.38% hai. Lekin, SIP ke liye consistency aur return stability ka hisab karna bhi zaroori hai. Chaliye, hum ismein dekhenge ki kis fund mein consistency aur return stability adhik hai.
⚠️ Risk & Cost Analysis
Haan, riskometer, volatility, Sharpe ratio, aur expense ratio ke hisab se hum dono fundon ki comparison karenge. Dekhiye, Nippon India Small Cap Fund ka Riskometer Very High hai, jabki Franklin Templeton Flexi Cap Fund ka Riskometer bhi Very High hai. Lekin, volatility ke hisab se Nippon India Small Cap Fund adhik high hai. Sharpe ratio ke hisab se bhi Franklin Templeton Flexi Cap Fund adhik kam hai. Expense ratio ke hisab se bhi Nippon India Small Cap Fund adhik kam hai. Sach ye hai, ki risk-adjusted return se aapko pata chalega ki kis fund mein invest karna hai.
📊 Portfolio Diversification
Haan, asset allocation aur top holdings concentration ke hisab se hum dono fundon ki comparison karenge. Dekhiye, Nippon India Small Cap Fund ka asset allocation Equity mein 97.17% hai, jabki Franklin Templeton Flexi Cap Fund ka asset allocation Equity mein 95.00% hai. Lekin, top holdings concentration ke hisab se bhi Franklin Templeton Flexi Cap Fund adhik diversified hai. Ismein HDFC Bank Ltd., ICICI Bank Ltd., aur Infosys Ltd. ka concentration adhik kam hai. Sach ye hai, ki portfolio diversification se aapko pata chalega ki kis fund mein invest karna hai.
SIP Calculator – Compare Growth Potential
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
Franklin Templeton Flexi Cap Fund
₹1361937.60
@14.6% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Nippon India Small Cap Fund ka 5Y return 21.91% hai, jabki Franklin Templeton Flexi Cap Fund ka 5Y return 12.31% hai.
Q2: Is the higher risk fund worth it?
Nippon India Small Cap Fund ka volatility adhik high hai, lekin Sharpe ratio ka comparison karenge. Nippon India Small Cap Fund ka Sharpe ratio 0.76 hai, jabki Franklin Templeton Flexi Cap Fund ka Sharpe ratio 0.57 hai. Isliye, Nippon India Small Cap Fund adhik risk-adjusted return deta hai.
Q3: Which fund is more cost-effective?
Nippon India Small Cap Fund ka expense ratio 0.64% hai, jabki Franklin Templeton Flexi Cap Fund ka expense ratio 0.96% hai. Isliye, Nippon India Small Cap Fund adhik cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price