Nippon India Small Cap Fund vs Edelweiss Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
20.63%
3Y Return
6.99%
Ab humare paas do alag-alag funds hain, Nippon India Small Cap Fund aur Edelweiss Mutual Fund Liquid Fund. Ye do funds alag-alag categories mein hain. Nippon India Small Cap Fund ek Small Cap fund hai, jabki Edelweiss Mutual Fund Liquid Fund ek Liquid Fund hai. Ab aapke paas is article mein 5 minutes ke liye hain, jisme hum aapko is dono funds ki tareekh, jankari, aur comparison denghe hain.
| Parameter | ANippon India Small Cap Fund - Direct Plan - Growth | BEdelweiss Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Edelweiss Mutual Fund |
| Category | Small Cap | Liquid Fund |
| NAV (₹) | 194.77 | 3598.40 |
| AUM (₹ Cr) | 7.27 Lac Cr | 4.21 Lac Cr |
| Expense Ratio (%) | 0.64% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 18.66 | 0.13 |
| Sharpe Ratio | 0.76 | 3.77 |
| 1 Year Return (%) | 5.69% | 6.24% |
| 3 Year Return (%) | 20.63% | 6.99% |
| 5 Year Return (%) | 21.91% | 6.17% |
| Since Launch (%) | 23.95% | 72.46% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 27 November 2016 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) | Bharat Lahoti (3.5 years yrs) |
| Benchmark | Nifty Smallcap 250 TRI | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 97.17% | CD: 0.21% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 32% | 295% |
🤖 AI Verdict – Which is Better?
Chaliye hum is par ek nazar daalte hain. Fund B ki 3Y return 6.99% hai, jo bahut hi achhi hai. Lekin expense ratio bahut kam hai, 0.12%. Fund A ki 3Y return 20.63% hai, lekin expense ratio 0.64%. Haan, riskometer bhi bahut high hai. Lekin sach ye hai, Fund A ki 5Y return 21.91% hai, jo Fund B ki 6.17% se bahut zyada hai. Toh, hum keh sakte hain ki Fund A long-term mein aapke liye better hoga.
Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
Why consider Edelweiss Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.99%
- AUM: 4.21 Lac Cr
- Sharpe Ratio: 3.77
📈 SIP Suitability
Aapko SIP karne ke liye kis fund ka chayan karna hoga? Fund B bahut consistent returns deti hai, isliye iska SIP karna achha vikalp hoga. Lekin Fund A ki returns bahut hi zyada hai, lekin risk bhi bahut high hai. Haan, yeh fund SIP ke liye thoda kam suitable hai. Lekin yadi aap long-term investor hain, toh Fund A ka SIP karna achha vikalp hoga.
⚠️ Risk & Cost Analysis
Ab hum is par ek nazar daalte hain. Fund B ki riskometer low hai, jo bahut achhi baat hai. Lekin volatility bahut kam hai, 0.13%. Fund A ki riskometer bahut high hai, lekin volatility 18.66 hai, jo bahut zyada hai. Haan, Sharpe ratio bhi Fund B ka bahut achha hai, 3.77. Lekin expense ratio Fund A ka bahut zyada hai, 0.64%. Toh, hum keh sakte hain ki Fund B ismein better hai.
📊 Portfolio Diversification
Aapko portfolio diversification kaafi achha samajhna hoga. Fund B ki asset allocation bahut hi achhi hai, T-Bills, CD, CP, aur cash. Ismein koi bhi asset class ka risk nahin hai. Fund A ka asset allocation bhi achha hai, lekin koi bhi asset class ka risk nahin hai. Haan, top holdings concentration bhi bahut hi kam hai, jo bahut achha hai.
SIP Calculator – Compare Growth Potential
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
Edelweiss Mutual Fund Liquid Fund
₹869986.27
@7.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ki 5Y return 21.91% hai, jo Fund B ki 6.17% se bahut zyada hai. Haan, Fund A ki riskometer bhi bahut high hai, lekin yeh fund long-term mein aapke liye better hoga.
Q2: Is the higher risk fund worth it?
Haan, Fund A ki 5Y return 21.91% hai, jo Fund B ki 6.17% se bahut zyada hai. Lekin yeh fund riskometer bhi bahut high hai, 18.66. Haan, Sharpe ratio bhi Fund B ka bahut achha hai, 3.77. Lekin yeh fund long-term mein aapke liye better hoga.
Q3: Which fund is more cost-effective?
Fund B ki expense ratio bahut kam hai, 0.12%. Fund A ki expense ratio 0.64% hai, jo bahut zyada hai. Haan, yeh fund long-term mein aapke liye better hoga.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price