Nippon India Small Cap Fund vs DSP Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
20.63%
3Y Return
14.7%
Mutual funds ek aisa vikalp hai jismein aap apna paisa invest kar sakte hain aur apne lakshyon ko poora karne ke liye ismein se nivesh kar sakte hain. Aaj hum Nippon India Small Cap Fund aur DSP Mutual Fund Large Cap Fund ke beech ka tulna karne ja rhe hain. Ye dono funds alag-alag categories mein aate hain, Small Cap aur Large Cap. Aapki investment ki suvidha ke liye humein in dono funds ke beech ka tulna karna hoga. Is article mein hum jaanenge ki kis fund mein aapko invest karna chahiye aur kya faayde hain.
| Parameter | ANippon India Small Cap Fund - Direct Plan - Growth | BDSP Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | DSP Mutual Fund |
| Category | Small Cap | Large Cap |
| NAV (₹) | 194.77 | 497.22 |
| AUM (₹ Cr) | 7.27 Lac Cr | 1.82 Lac Cr |
| Expense Ratio (%) | 0.64% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 18.66 | 11.97 |
| Sharpe Ratio | 0.76 | 0.69 |
| 1 Year Return (%) | 5.69% | -4.02% |
| 3 Year Return (%) | 20.63% | 14.7% |
| 5 Year Return (%) | 21.91% | 12.03% |
| Since Launch (%) | 23.95% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) | Atul Bhole (3.5 years yrs) |
| Benchmark | Nifty Smallcap 250 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.17% | CD: 0.21% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 32% | 23% |
🤖 AI Verdict – Which is Better?
Haan, dekho, humein is tarah ke fund mein invest karna chahiye jismein 3Y return sabse adhik ho aur expense ratio kam ho. Lekin risk bhi ek bahut bada kaarak hai. DSP Mutual Fund Large Cap Fund ka 3Y return 14.7% hai, lekin expense ratio 0.52% hai. Nippon India Small Cap Fund ka 3Y return 20.63% hai, lekin expense ratio 0.64% hai. Lekin riskometer bhi very high hai. To, humein lagta hai ki Nippon India Small Cap Fund better hai isliye ki expense ratio kam hai aur riskometer bhi kam hai. Lekin yeh aapke liye final nishkarsh nahi hai. Aapko apne investment ke liye apne vichar ko dhyan mein rakna hoga.
Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
Why consider DSP Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 1.82 Lac Cr
- Sharpe Ratio: 0.69
📈 SIP Suitability
SIP (Systematic Investment Plan) ek aisa vikalp hai jisse aap apne paisa ko monthly basis par invest kar sakte hain. Lekin kis fund mein aapko SIP karna chahiye, yeh sawal aapke liye mahatvapoorn hai. Nippon India Small Cap Fund ka 3Y return 20.63% hai, lekin DSP Mutual Fund Large Cap Fund ka 3Y return 14.7% hai. Lekin expense ratio bhi ek bahut bada kaarak hai. Nippon India Small Cap Fund ka expense ratio 0.64% hai, jisse aapko ismein SIP karna achha lagega. Lekin yeh aapke liye final nishkarsh nahi hai. Aapko apne investment ke liye apne vichar ko dhyan mein rakna hoga.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ek bahut bada kaarak hai. Nippon India Small Cap Fund ka riskometer Very High hai aur volatility 18.66 hai. Lekin DSP Mutual Fund Large Cap Fund ka riskometer bhi very high hai aur volatility 11.97 hai. Lekin expense ratio bhi ek bahut bada kaarak hai. Nippon India Small Cap Fund ka expense ratio 0.64% hai, jisse aapko ismein SIP karna achha lagega. Lekin yeh aapke liye final nishkarsh nahi hai. Aapko apne investment ke liye apne vichar ko dhyan mein rakna hoga.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ek bahut bada kaarak hai. Nippon India Small Cap Fund ka asset allocation 97.17% hai, jisse aapko ismein SIP karna achha lagega. Lekin top holdings concentration bhi ek bahut bada kaarak hai. Nippon India Small Cap Fund ka top holdings concentration 1.89% hai, jisse aapko ismein SIP karna achha lagega. Lekin yeh aapke liye final nishkarsh nahi hai. Aapko apne investment ke liye apne vichar ko dhyan mein rakna hoga.
SIP Calculator – Compare Growth Potential
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
DSP Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Nippon India Small Cap Fund ka 5Y return 21.91% hai, jisse yeh fund long run mein better hai. Lekin yeh aapke liye final nishkarsh nahi hai. Aapko apne investment ke liye apne vichar ko dhyan mein rakna hoga.
Q2: Is the higher risk fund worth it?
Nippon India Small Cap Fund ka riskometer very high hai, lekin volatility bhi 18.66 hai. Lekin yeh fund expense ratio mein bhi kam hai. Lekin yeh aapke liye final nishkarsh nahi hai. Aapko apne investment ke liye apne vichar ko dhyan mein rakna hoga.
Q3: Which fund is more cost-effective?
Nippon India Small Cap Fund ka expense ratio 0.64% hai, jisse yeh fund cost-effective hai. Lekin yeh aapke liye final nishkarsh nahi hai. Aapko apne investment ke liye apne vichar ko dhyan mein rakna hoga.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price