Nippon India Small Cap Fund vs Baroda BNP Paribas Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
20.63%
3Y Return
6.92%
Mujhe khabar thi ki aap dono Fund A aur Fund B ke bare mein jaanne ke liye yahaan aaye hain. Fund A Nippon India Small Cap Fund hai, jabki Fund B Baroda BNP Paribas Liquid Fund hai. Hum yahaan aapko Fund A aur Fund B ke comparison ke bare mein batayenge. Dekho, kya Fund A ya Fund B aapke liye better hai.
| Parameter | ANippon India Small Cap Fund - Direct Plan - Growth | BBaroda BNP Paribas Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Baroda BNP Paribas |
| Category | Small Cap | Liquid Fund |
| NAV (₹) | 194.77 | 3208.35 |
| AUM (₹ Cr) | 7.27 Lac Cr | 3.89 Lac Cr |
| Expense Ratio (%) | 0.64% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 18.66 | 0.11 |
| Sharpe Ratio | 0.76 | 3.82 |
| 1 Year Return (%) | 5.69% | 6.16% |
| 3 Year Return (%) | 20.63% | 6.92% |
| 5 Year Return (%) | 21.91% | 6.14% |
| Since Launch (%) | 23.95% | 6.88% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) | Sanjay Chawla (3.5 years yrs) |
| Benchmark | Nifty Smallcap 250 TRI | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 97.17% | CD: 0.21% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 32% | 205% |
🤖 AI Verdict – Which is Better?
Aapko pata hai ki Fund A aur Fund B do alag-alag category ke hain. Fund A Small Cap Fund hai, jabki Fund B Liquid Fund hai. Haan, yeh dono fund alag-alag riskometer par hain. Fund A ki riskometer Very High hai, jabki Fund B ki riskometer Low hai. Lekin, aapko pata hai ki Fund A ki 5Y return 21.91% hai, jabki Fund B ki 5Y return 6.14% hai. Dekho, Fund A ki expense ratio 0.64% hai, jabki Fund B ki expense ratio 0.12% hai. Chaliye, hum aapko batayenge ki Fund A ya Fund B aapke liye better hai.
Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
Why consider Baroda BNP Paribas Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.92%
- AUM: 3.89 Lac Cr
- Sharpe Ratio: 3.82
📈 SIP Suitability
SIP (Systematic Investment Plan) karna aapke liye ek achha vikalp hai. Yeh aapko regular investment karna sakte hai. Fund A aur Fund B dono SIP ke liye suitable hain. Lekin, hum aapko batayenge ki Fund A ya Fund B aapke liye better hai. Fund A ki 3Y return 20.63% hai, jabki Fund B ki 3Y return 6.92% hai. Dekho, Fund A ki consistency aur return stability dono mein bhi better hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility Fund A aur Fund B ke risk level ke bare mein batate hain. Fund A ki riskometer Very High hai, jabki Fund B ki riskometer Low hai. Lekin, volatility ke mukable, Fund A ki volatility 18.66 hai, jabki Fund B ki volatility 0.11 hai. Sharpe ratio bhi aapko batata hai ki konsa fund aapke liye better hai. Fund A ki Sharpe ratio 0.76 hai, jabki Fund B ki Sharpe ratio 3.82 hai. Dekho, Fund B ki Sharpe ratio Fund A se bhi jyada hai.
📊 Portfolio Diversification
Portfolio diversification karna aapke liye ek achha vikalp hai. Yeh aapko risk ko kam karne mein madad karta hai. Fund A aur Fund B dono portfolio diversification ke liye suitable hain. Lekin, hum aapko batayenge ki Fund A ya Fund B aapke liye better hai. Fund A ki asset allocation Equity mein 97.17% hai, jabki Fund B ki asset allocation Liquid fund mein 100% hai. Dekho, Fund B ki asset allocation Fund A se jyada diversified hai.
SIP Calculator – Compare Growth Potential
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
Baroda BNP Paribas Liquid Fund
₹866593.15
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund A ki 5Y return 21.91% hai, jabki Fund B ki 5Y return 6.14% hai. Isliye, Fund A Fund B se bhi jyada returns dene ke liye better hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ki sharpe ratio 0.76 hai, jabki Fund B ki sharpe ratio 3.82 hai. Isliye, Fund B Fund A se bhi jyada sharpe ratio ke liye better hai.
Q3: Which fund is more cost‑effective?
Fund B ki expense ratio 0.12% hai, jabki Fund A ki expense ratio 0.64% hai. Isliye, Fund B Fund A se jyada cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price