Nippon India Small Cap Fund vs Bandhan Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
20.63%
3Y Return
14.7%
Aaj hum do mutual funds ke beech ka comparison karne ja rahe hain - Nippon India Small Cap Fund aur Bandhan Mutual Fund Large Cap Fund. Ye dono fund small and large cap categories mein aate hain. Aap ye jaanne ke liye yaha padhne ke liye taiyar hain ki kya fund aapke liye behtar hai.
| Parameter | ANippon India Small Cap Fund - Direct Plan - Growth | BBandhan Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Bandhan Mutual Fund |
| Category | Small Cap | Large Cap |
| NAV (₹) | 194.77 | 497.22 |
| AUM (₹ Cr) | 7.27 Lac Cr | 2.04 Lac Cr |
| Expense Ratio (%) | 0.64% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 18.66 | 12.11 |
| Sharpe Ratio | 0.76 | 0.68 |
| 1 Year Return (%) | 5.69% | -4.02% |
| 3 Year Return (%) | 20.63% | 14.7% |
| 5 Year Return (%) | 21.91% | 12.03% |
| Since Launch (%) | 23.95% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) | Manish Gunwani (3.5 years yrs) |
| Benchmark | Nifty Smallcap 250 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.17% | CD: 0.21% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 32% | 24% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye, hume 3Y return, expense ratio, aur risk dekhar hai. Nippon India Small Cap Fund ka 3Y return 20.63% hai, jabki Bandhan Mutual Fund Large Cap Fund ka 3Y return 14.7% hai. Expense ratio ke liye, Nippon India Small Cap Fund ka expense ratio 0.64% hai, jabki Bandhan Mutual Fund Large Cap Fund ka expense ratio 0.52% hai. Riskometer ke liye, dono fund very high risk hai, lekin Nippon India Small Cap Fund ka volatility 18.66 hai, jabki Bandhan Mutual Fund Large Cap Fund ka volatility 12.11 hai. Sach ye hai ki Nippon India Small Cap Fund aapke liye behtar hai.
Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
Why consider Bandhan Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.04 Lac Cr
- Sharpe Ratio: 0.68
📈 SIP Suitability
Monthly SIP ke liye 10+ saal ke liye, hume consistency aur return stability ka dhyan dena hoga. Nippon India Small Cap Fund ka 5Y return 21.91% hai, jabki Bandhan Mutual Fund Large Cap Fund ka 5Y return 12.03% hai. Nippon India Small Cap Fund ka asset allocation bhi adhik stable hai, jabki Bandhan Mutual Fund Large Cap Fund ka asset allocation kam stable hai. Chaliye aap Nippon India Small Cap Fund ke liye monthly SIP shuru karein.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke liye hume dono fund ka comparison karna hoga. Sharpe ratio ke liye, Nippon India Small Cap Fund ka Sharpe ratio 0.76 hai, jabki Bandhan Mutual Fund Large Cap Fund ka Sharpe ratio 0.68 hai. Expense ratio ke liye, Nippon India Small Cap Fund ka expense ratio 0.64% hai, jabki Bandhan Mutual Fund Large Cap Fund ka expense ratio 0.52% hai. Nippon India Small Cap Fund aapke liye behtar risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke liye hume dono fund ka comparison karna hoga. Nippon India Small Cap Fund ka asset allocation 97.17% equity aur 0.21% CD hai, jabki Bandhan Mutual Fund Large Cap Fund ka asset allocation 96.00% equity aur 4.00% T-Bills hai. Nippon India Small Cap Fund ka top holdings concentration kam hai, jabki Bandhan Mutual Fund Large Cap Fund ka top holdings concentration adhik hai. Nippon India Small Cap Fund aapke liye adhik diversified hai.
SIP Calculator – Compare Growth Potential
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
Bandhan Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Nippon India Small Cap Fund ka 5Y return 21.91% hai, jabki Bandhan Mutual Fund Large Cap Fund ka 5Y return 12.03% hai, isliye Nippon India Small Cap Fund aapke liye behtar hai.
Q2: Is the higher risk fund worth it?
Nippon India Small Cap Fund ka volatility 18.66 hai, jabki Bandhan Mutual Fund Large Cap Fund ka volatility 12.11 hai, lekin Nippon India Small Cap Fund ka Sharpe ratio 0.76 hai, jabki Bandhan Mutual Fund Large Cap Fund ka Sharpe ratio 0.68 hai. Isliye, Nippon India Small Cap Fund aapke liye behtar hai.
Q3: Which fund is more cost-effective?
Nippon India Small Cap Fund ka expense ratio 0.64% hai, jabki Bandhan Mutual Fund Large Cap Fund ka expense ratio 0.52% hai. Isliye, Bandhan Mutual Fund Large Cap Fund aapke liye adhik cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price