Nippon India Small Cap Fund vs Axis ELSS Tax Saver Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
20.63%
3Y Return
11.66%
Dekho, aaj hum do fundon ke beech mein comparison karne wale hain - Nippon India Small Cap Fund aur Axis ELSS Tax Saver Fund. Ye dono fund small cap aur ELSS category mein aate hain. Aapko pata chalega ki iske beech mein kya aisa hai jo aapke investment ke liye aavashyak hai.
| Parameter | ANippon India Small Cap Fund - Direct Plan - Growth | BAxis ELSS Tax Saver Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Axis Mutual Fund |
| Category | Small Cap | ELSS |
| NAV (₹) | 194.77 | 104.77 |
| AUM (₹ Cr) | 7.27 Lac Cr | 3.16 Lac Cr |
| Expense Ratio (%) | 0.64% | 1.66% |
| Riskometer | Very High | Very High |
| Volatility | 18.66 | 13.4 |
| Sharpe Ratio | 0.76 | 0.39 |
| 1 Year Return (%) | 5.69% | -2.52% |
| 3 Year Return (%) | 20.63% | 11.66% |
| 5 Year Return (%) | 21.91% | 8.43% |
| Since Launch (%) | 23.95% | 15.62% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) | Ashish Naik; Shreyash Devalkar (2.8 years yrs) |
| Benchmark | Nifty Smallcap 250 TRI | Nifty 500 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) | ICICI Bank Ltd. (7.04%), HDFC Bank Ltd. (5.64%), Bharti Airtel Ltd. (4.32%) |
| Asset Allocation | Equity: 97.17% | CD: 0.21% | Equity: 97.56% |
| Portfolio Turnover | 32% | 14% |
🤖 AI Verdict – Which is Better?
Haan, aaj hum is baare mein sochenge ki Fund A ya Fund B vishwasghat karna achha hai. Dekho, 3Y return ke hisab se Fund A mein 20.63% ka return hai, lekin expense ratio 1.66% hai. Isliye, Fund B mein vishwasghat karna acha nahi hai. Chaliye, riskometer bhi dono fund mein hi high hai, lekin Fund A ka Sharpe ratio 0.76 hai, jo Fund B ke 0.39 se adhik hai. Isliye, hum kahte hain ki Fund A long-term wealth creation ke liye achha fund hai.
Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
Why consider Axis ELSS Tax Saver Fund?
- Expense ratio: 1.66%
- 3Y return: 11.66%
- AUM: 3.16 Lac Cr
- Sharpe Ratio: 0.39
📈 SIP Suitability
Kya aapka SIP 10+ saal tak chalne wala hai? To, yeh suno. Fund A ka 1Y return 5.69% hai, jiska 3Y return 20.63% hai, jo Fund B ke 11.66% se adhik hai. Isliye, Fund A ke liye SIP lagana acha hai, kyunki uska return stability aur consistency se juda hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, expense ratio ke hisab se hum dekhte hain ki Fund A ya Fund B kaun se risk-adjusted returns deti hai. Dekho, Fund A ka riskometer very high hai, lekin uska Sharpe ratio 0.76 hai, jo Fund B ke 0.39 se adhik hai. Iske alawa, Fund A ka expense ratio 0.64% hai, jo Fund B ke 1.66% se kam hai. Isliye, hum kahte hain ki Fund A risk-adjusted returns mein better hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke hisab se hum dekhte hain ki Fund A ya Fund B kaun se diversified hai. Dekho, Fund A mein equity 97.17% hai, aur top 3 holdings mein HDFC Bank Ltd, Multi Commodity Exchange Of India Ltd, aur Bharat Heavy Electricals Ltd hain. Iske alawa, Fund B mein equity 97.56% hai, aur top 3 holdings mein ICICI Bank Ltd, HDFC Bank Ltd, aur Bharti Airtel Ltd hain. Isliye, hum kahte hain ki Fund A ka asset allocation better hai.
SIP Calculator – Compare Growth Potential
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
Axis ELSS Tax Saver Fund
₹1138461.04
@11.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund A ka 5Y return 21.91% hai, jiska 3Y return 20.63% hai, jo Fund B ke 11.66% se adhik hai. Isliye, Fund A long-term mein better returns deti hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka Sharpe ratio 0.76 hai, jo Fund B ke 0.39 se adhik hai. Iske alawa, Fund A ka expense ratio 0.64% hai, jo Fund B ke 1.66% se kam hai. Isliye, Fund A ka risk-adjusted returns better hai.
Q3: Which fund is more cost-effective?
Sach ye hai ki Fund A ka expense ratio 0.64% hai, jo Fund B ke 1.66% se kam hai. Isliye, Fund A more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price