Nippon India Small Cap Fund vs Axis Bluechip Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
20.63%
3Y Return
21.36%
Ek baar phir aaye hain Fund A aur Fund B ke saath. Fund A Nippon India Small Cap Fund - Direct Plan - Growth hai, jo Small Cap category mein aata hai. Iske alawa, Fund B Axis Bluechip Fund - Direct Plan - Growth hai, jo Large Cap category mein aata hai. Aaj hum in dono fundon ki tulna karke dekheinge ki kis mein long-term wealth creation ke liye investment karna chahiye.
| Parameter | ANippon India Small Cap Fund - Direct Plan - Growth | BAxis Bluechip Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Axis Mutual Fund |
| Category | Small Cap | Large Cap |
| NAV (₹) | 194.77 | 20.09 |
| AUM (₹ Cr) | 7.27 Lac Cr | 3.45 Lac Cr |
| Expense Ratio (%) | 0.64% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 18.66 | 11.32 |
| Sharpe Ratio | 0.76 | 1.31 |
| 1 Year Return (%) | 5.69% | 5.85% |
| 3 Year Return (%) | 20.63% | 21.36% |
| 5 Year Return (%) | 21.91% | 5.92% |
| Since Launch (%) | 23.95% | 16.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 28 September 2021 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) | Ashish Naik; Shreyash Devalkar (7.8 years yrs) |
| Benchmark | Nifty Smallcap 250 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 97.17% | CD: 0.21% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 32% | 16% |
🤖 AI Verdict – Which is Better?
Sach ye hai, dono fundon ne high returns diye hain, lekin Fund B ka 3Y return Fund A se jyada hai. Lekin expense ratio ke liye Fund A bhi accha hai. Haan, Fund B ka riskometer bhi very high hai, isliye, agar tumhare paas risk le sakte ho, toh Fund B achha hai. Lekin, agar tumhari risk capacity kam hai, toh Fund A ek accha option hai.
Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
Why consider Axis Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 21.36%
- AUM: 3.45 Lac Cr
- Sharpe Ratio: 1.31
📈 SIP Suitability
SIP karna seekhna ek accha vishay hai. Lekin, isse pehle, tumhe pata hona chahiye ki kis fund mein SIP karna chahiye. Dekho, Fund A ke 3Y return Fund B se kam hain, lekin 1Y aur 5Y return ka difference bahut kam hai. Isse lagta hai ki Fund B ki consistency aur return stability Fund A se acchi hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke maamle mein dono fundon ki comparison karein. Fund B ka riskometer very high hai, lekin volatility Fund A ke mukable kam hai. Sharpe ratio ke maamle mein bhi Fund B achha hai. Iske alawa, expense ratio ke liye Fund B bhi accha hai. Isliye, dono fundon ke risk-adjusted returns ke maamle mein Fund B bata sakta hai ki kuch accha hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke maamle mein dono fundon ki comparison karein. Fund B ka asset allocation Fund A ke mukable thoda jyada diversified hai. Lekin, top holdings concentration ke maamle mein Fund A accha hai. Dekho, Fund A ka top 3 holdings mein HDFC Bank Ltd., Multi Commodity Exchange Of India Ltd., aur Bharat Heavy Electricals Ltd. hain, jo Fund B ke top 3 holdings se alag hain. Isse lagta hai ki Fund A ka portfolio diversification Fund B se accha hai.
SIP Calculator – Compare Growth Potential
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
Axis Bluechip Fund
₹2089333.11
@21.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B ka 5Y return Fund A se kam hai, lekin 3Y return jyada hai. Isliye, long-term wealth creation ke liye Fund B achha hai.
Q2: Is the higher risk fund worth it?
Fund B ka riskometer very high hai, lekin volatility Fund A ke mukable kam hai. Sharpe ratio ke maamle mein bhi Fund B achha hai. Isliye, yeh bolna mushkil hai ki Fund B achha hai ya nahin, lekin tumhare risk capacity ke aadhar par, yeh fund aapke liye achha ho sakta hai.
Q3: Which fund is more cost-effective?
Fund B ka expense ratio Fund A ke mukable kam hai. Isliye, cost-effectiveness ke maamle mein Fund B achha hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price