Nippon India Small Cap Fund vs Angel One Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
20.63%
3Y Return
12.7%
Arre, dekho! Aaj hum do mutual funds ke beech ki comparison karne ja rahe hain. Fund A, Nippon India Small Cap Fund Direct Plan Growth, aur Fund B, Angel One Mutual Fund Multi Cap Fund Regular Plan Growth. Ye dono fund Very High riskometer rakhte hain. Sabse pehle, aapko pata chalna hoga ki ye do fund kaise perform karte hain, aur kis fund me investment karni chaahiye.
| Parameter | ANippon India Small Cap Fund - Direct Plan - Growth | BAngel One Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Angel One Mutual Fund |
| Category | Small Cap | Multi Cap |
| NAV (₹) | 194.77 | 8.38 |
| AUM (₹ Cr) | 7.27 Lac Cr | 1.86 Lac Cr |
| Expense Ratio (%) | 0.64% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 18.66 | 13.4 |
| Sharpe Ratio | 0.76 | 1.52 |
| 1 Year Return (%) | 5.69% | -11.42% |
| 3 Year Return (%) | 20.63% | 12.7% |
| 5 Year Return (%) | 21.91% | 7.44% |
| Since Launch (%) | 23.95% | -11.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 6 November 2024 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | Nifty Smallcap 250 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 97.17% | CD: 0.21% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 32% | 32% |
🤖 AI Verdict – Which is Better?
Haan, lekin pehle hum sochenge ki kis fund ka long-term wealth creation ke liye best hai. Fund A ka 3Y return 20.63% hai, jabki Fund B ka 3Y return 12.7% hai. Expense ratio ke liye bhi Fund A accha hai, 0.64% vs Fund B ka 1.68%. Aur sabse zyada, Fund A ka riskometer Very High hai, lekin uska Sharpe ratio 0.76 hai, jo Fund B ka 1.52 se kam hai. Toh, kya khaungi? Fund A haan, lekin aapko pata chalna hoga ki aapko investment kis tarah se karni chaahiye.
Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
Why consider Angel One Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 12.7%
- AUM: 1.86 Lac Cr
- Sharpe Ratio: 1.52
📈 SIP Suitability
Chaliye, aapko sochna hoga ki aap monthly SIP kis fund me karenge. Fund A ka 5Y return 21.91% hai, jabki Fund B ka 5Y return 7.44% hai. Lekin, Fund A ka volatility 18.66 hai, jo Fund B ka 13.4 se zyada hai. Toh, kya khaungi? Fund A ka consistency accha hai, lekin Fund B ka return stability accha hai.
⚠️ Risk & Cost Analysis
Arre, dekho! Fund A ka riskometer Very High hai, lekin uska Sharpe ratio 0.76 hai, jo Fund B ka 1.52 se kam hai. Expense ratio ke liye bhi Fund A accha hai, 0.64% vs Fund B ka 1.68%. Aur volatility ke liye bhi Fund A accha hai, 18.66 vs Fund B ka 13.4. Toh, kya khaungi? Fund A haan, lekin aapko pata chalna hoga ki aapko investment kis tarah se karni chaahiye.
📊 Portfolio Diversification
Chaliye, aapko sochna hoga ki fund ke asset allocation aur top holdings concentration kitni diversified hain. Fund A ka asset allocation Equity 97.17% hai, CD 0.21% hai, jabki Fund B ka asset allocation Equity 97.00% hai, T-Bills 3.00% hai. Top holdings concentration ke liye bhi Fund A accha hai, HDFC Bank Ltd. 1.89%, Multi Commodity Exchange Of India Ltd. 1.76%, Bharat Heavy Electricals Ltd. 1.67%, jabki Fund B ka top holdings HDFC Bank Ltd. 6.5%, ICICI Bank Ltd. 5.8%, Reliance Industries Ltd. 4.9% hai. Toh, kya khaungi? Fund A haan, lekin aapko pata chalna hoga ki aapko investment kis tarah se karni chaahiye.
SIP Calculator – Compare Growth Potential
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
Angel One Mutual Fund Multi Cap Fund
₹1211348.26
@12.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 21.91% hai, jabki Fund B ka 5Y return 7.44% hai. Toh, Fund A haan, lekin aapko pata chalna hoga ki aapko investment kis tarah se karni chaahiye.
Q2: Is the higher risk fund worth it?
Arre, dekho! Fund A ka riskometer Very High hai, lekin uska Sharpe ratio 0.76 hai, jo Fund B ka 1.52 se kam hai. Aur volatility ke liye bhi Fund A accha hai, 18.66 vs Fund B ka 13.4. Toh, kya khaungi? Fund A haan, lekin aapko pata chalna hoga ki aapko investment kis tarah se karni chaahiye.
Q3: Which fund is more cost-effective?
Chaliye, aapko sochna hoga ki expense ratio kya hai. Fund A ka expense ratio 0.64% hai, jabki Fund B ka expense ratio 1.68% hai. Toh, Fund A haan, lekin aapko pata chalna hoga ki aapko investment kis tarah se karni chaahiye.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price