Nippon India Small Cap Fund vs Angel One Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
20.63%
3Y Return
6.76%
Yeh donon funds, Nippon India Small Cap Fund aur Angel One Mutual Fund Liquid Fund, ek doal ke andar hain lekin unki categories aur performance bahut alag hain. Dekho, yeh article aapko batayega ki donon funds ke bich kya antar hai aur kis fund ki aapko investment karne ki zaroorat hai.
| Parameter | ANippon India Small Cap Fund - Direct Plan - Growth | BAngel One Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Angel One Mutual Fund |
| Category | Small Cap | Liquid Fund |
| NAV (₹) | 194.77 | 2132.04 |
| AUM (₹ Cr) | 7.27 Lac Cr | 4.67 Lac Cr |
| Expense Ratio (%) | 0.64% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 18.66 | 0.11 |
| Sharpe Ratio | 0.76 | 2.36 |
| 1 Year Return (%) | 5.69% | 6.03% |
| 3 Year Return (%) | 20.63% | 6.76% |
| 5 Year Return (%) | 21.91% | 5.95% |
| Since Launch (%) | 23.95% | 6.23% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 13 November 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) | N/A |
| Benchmark | Nifty Smallcap 250 TRI | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 97.17% | CD: 0.21% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 32% | 221% |
🤖 AI Verdict – Which is Better?
Haan, yeh fund dono long-term wealth creation ke liye accha hai, lekin Nippon India Small Cap Fund Fund B ke 3Y return, expense ratio aur risk ke hisaab se better hai. Dekho, yeh fund ki 3Y return 20.63% hai, jo Fund B ki 3Y return 6.76% se adhik hai. Iske alawa, yeh fund ki expense ratio 0.64% hai, jo Fund B ki expense ratio 0.12% se adhik hai. Lekin yeh fund ki riskometer Very High hai, jo Fund B ki riskometer Low se adhik hai.
Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
📈 SIP Suitability
SIP (Systematic Investment Plan) ke liye, Nippon India Small Cap Fund better hai. Dekho, yeh fund ki consistency aur return stability Fund B ke mukabale mein adhik hai. Iske liye, yeh fund ki 1Y return 5.69% hai, jo Fund B ki 1Y return 6.03% se kam hai. Lekin yeh fund ki 3Y aur 5Y return Fund B ki 3Y aur 5Y return se adhik hain.
⚠️ Risk & Cost Analysis
Riskometer, volatility aur Sharpe ratio ke hisaab se, Nippon India Small Cap Fund Fund B ke mukabale mein adhik risk hai. Dekho, yeh fund ki riskometer Very High hai, jo Fund B ki riskometer Low se adhik hai. Iske alawa, yeh fund ki volatility 18.66 hai, jo Fund B ki volatility 0.11 se adhik hai. Lekin yeh fund ki Sharpe ratio 0.76 hai, jo Fund B ki Sharpe ratio 2.36 se kam hai. Expense ratio ke hisaab se, Fund B adhik cost-effective hai.
📊 Portfolio Diversification
Asset allocation ke hisaab se, Fund B adhik diversified hai. Dekho, yeh fund ki asset allocation T-Bills, CD, CP aur Cash mein 65%, 20%, 10% aur 5% hai. Iske alawa, yeh fund ki top holdings State Bank of India CD, HDFC Bank CD aur Reliance Industries T-Bills mein 8.5%, 7.2% aur 6.8% hai. Lekin Nippon India Small Cap Fund ki asset allocation Equity mein 97.17% hai, jo Fund B ki asset allocation se adhik hai.
SIP Calculator – Compare Growth Potential
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Nippon India Small Cap Fund ki 5Y return 21.91% hai, jo Fund B ki 5Y return 5.95% se adhik hai. Iske alawa, yeh fund ki 3Y return 20.63% hai, jo Fund B ki 3Y return 6.76% se adhik hai.
Q2: Is the higher risk fund worth it?
Haan, yeh fund ki volatility 18.66 hai, jo Fund B ki volatility 0.11 se adhik hai. Lekin yeh fund ki Sharpe ratio 0.76 hai, jo Fund B ki Sharpe ratio 2.36 se kam hai. Lekin yeh fund ki 3Y aur 5Y return Fund B ki 3Y aur 5Y return se adhik hain.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund B ki expense ratio 0.12% hai, jo Nippon India Small Cap Fund ki expense ratio 0.64% se kam hai. Iske alawa, yeh fund ki exit load N/A hai, jo Nippon India Small Cap Fund ki exit load N/A se adhik kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price