Nippon India Small Cap Fund vs Angel One Mutual Fund Balanced Advantage Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
20.63%
3Y Return
12.3%
Today, we are comparing two mutual funds from different categories - Nippon India Small Cap Fund and Angel One Mutual Fund Balanced Advantage Fund. Dekho, both funds have their unique characteristics and goals. Chaliye, let's dive into their details and see which one is better for long-term wealth creation.
| Parameter | ANippon India Small Cap Fund - Direct Plan - Growth | BAngel One Mutual Fund Balanced Advantage Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Angel One Mutual Fund |
| Category | Small Cap | Balanced Hybrid |
| NAV (₹) | 194.77 | 16.39 |
| AUM (₹ Cr) | 7.27 Lac Cr | 1.56 Lac Cr |
| Expense Ratio (%) | 0.64% | 0.78% |
| Riskometer | Very High | Moderately High |
| Volatility | 18.66 | 8.79 |
| Sharpe Ratio | 0.76 | 0.66 |
| 1 Year Return (%) | 5.69% | 3.08% |
| 3 Year Return (%) | 20.63% | 12.3% |
| 5 Year Return (%) | 21.91% | 7.51% |
| Since Launch (%) | 23.95% | 10.94% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 7 September 2021 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) | Gopal Agrawal; Srinivasan Ramamurthy (5.1 years yrs) |
| Benchmark | Nifty Smallcap 250 TRI | Nifty 50 Hybrid Composite Debt 65:35 Index |
| Top 3 Holdings | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) | HDFC Bank Ltd. (6.8%), ICICI Bank Ltd. (5.5%), Reliance Industries Ltd. (4.5%) |
| Asset Allocation | Equity: 97.17% | CD: 0.21% | Equity: 65.00% | Debt: 30.00% | T-Bills: 5.00% |
| Portfolio Turnover | 32% | 127% |
🤖 AI Verdict – Which is Better?
Haan, the clear winner for long-term wealth creation is Nippon India Small Cap Fund. With a 3Y return of 20.63%, it beats Angel One Mutual Fund Balanced Advantage Fund's 3Y return of 12.3%. Le kin, the expense ratio is also in favour of Nippon India Small Cap Fund at 0.64% compared to 0.78% of Angel One Mutual Fund Balanced Advantage Fund. Riskometer and volatility also indicate that Nippon India Small Cap Fund is a better bet for high-risk investors.
Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
Why consider Angel One Mutual Fund Balanced Advantage Fund?
- Expense ratio: 0.78%
- 3Y return: 12.3%
- AUM: 1.56 Lac Cr
- Sharpe Ratio: 0.66
📈 SIP Suitability
For a monthly SIP for 10+ years, Nippon India Small Cap Fund is a better option. Its consistency and return stability are higher compared to Angel One Mutual Fund Balanced Advantage Fund. Dekho, the 1Y return of 5.69% is higher, and the 3Y return of 20.63% is significantly better than Angel One Mutual Fund Balanced Advantage Fund's 3Y return of 12.3%.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, and expense ratio are all important factors to consider. Nippon India Small Cap Fund has a very high riskometer, high volatility of 18.66, and a low Sharpe ratio of 0.76. Le kin, its expense ratio is 0.64%. On the other hand, Angel One Mutual Fund Balanced Advantage Fund has a moderately high riskometer, low volatility of 8.79, and a decent Sharpe ratio of 0.66. However, its expense ratio is higher at 0.78%. Sach ye hai, Nippon India Small Cap Fund offers better risk-adjusted returns.
📊 Portfolio Diversification
Asset allocation and top holdings concentration are essential for portfolio diversification. Nippon India Small Cap Fund has a high equity allocation of 97.17% and a low concentration of top holdings with HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), and Bharat Heavy Electricals Ltd. (1.67%). Angel One Mutual Fund Balanced Advantage Fund has an asset allocation of 65% equity, 30% debt, and 5% T-Bills, with a high concentration of top holdings with HDFC Bank Ltd. (6.8%), ICICI Bank Ltd. (5.5%), and Reliance Industries Ltd. (4.5%). Sach ye hai, Nippon India Small Cap Fund is more diversified.
SIP Calculator – Compare Growth Potential
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
Angel One Mutual Fund Balanced Advantage Fund
₹1182670.66
@12.3% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Nippon India Small Cap Fund gives better returns in the long run with a 5Y return of 21.91% compared to Angel One Mutual Fund Balanced Advantage Fund's 5Y return of 7.51%.
Q2: Is the higher risk fund worth it?
No, the higher risk fund, Nippon India Small Cap Fund, may not be worth it due to its high volatility of 18.66 and low Sharpe ratio of 0.76. Angel One Mutual Fund Balanced Advantage Fund has a lower volatility and better Sharpe ratio, making it a more suitable option for risk-averse investors.
Q3: Which fund is more cost-effective?
Nippon India Small Cap Fund is more cost-effective with an expense ratio of 0.64% compared to Angel One Mutual Fund Balanced Advantage Fund's expense ratio of 0.78%.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price