Nippon India Multi Cap Fund vs UTI Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
19.38%
3Y Return
14.7%
Mujhe lagta hai ki aap donon funds ke beech kya chhota chhota farq hai, aur iska kya impact hai aapke long-term wealth creation par.
| Parameter | ANippon India Multi Cap Fund - Direct Plan - Growth | BUTI Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | UTI Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 327.56 | 497.22 |
| AUM (₹ Cr) | 5.26 Lac Cr | 2.00 Lac Cr |
| Expense Ratio (%) | 0.84% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 14.38 | 11.79 |
| Sharpe Ratio | 0.9 | 0.7 |
| 1 Year Return (%) | 1.81% | -4.02% |
| 3 Year Return (%) | 19.38% | 14.7% |
| 5 Year Return (%) | 20.94% | 12.03% |
| Since Launch (%) | 15.99% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | V. Srivatsa (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), Axis Bank Ltd. (3.41%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 99.5% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 89% | 21% |
🤖 AI Verdict – Which is Better?
Kuchh analysis ke baad, main kahegi ki Fund A hamesha se hi ek bhi better fund hai. 3Y return mein 19.38% ki bahut hi acchi performance hai, expense ratio theek hai, aur riskometer bhi theek hai.
Why consider Nippon India Multi Cap Fund?
- Expense ratio: 0.84%
- 3Y return: 19.38%
- AUM: 5.26 Lac Cr
- Sharpe Ratio: 0.9
Why consider UTI Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.00 Lac Cr
- Sharpe Ratio: 0.7
📈 SIP Suitability
Haan, SIP ke liye Fund A bhi thodi jaanakar hai. 1Y aur 3Y mein bahut hi achhi performance hai, aur 5Y mein bhi acchi hai, lekin 1Y ki negative performance ka koi impact nahin hai. Dekho, main Fund A ko suggest karega.
⚠️ Risk & Cost Analysis
Chaliye, riskometer, volatility, Sharpe ratio, aur expense ratio ke liye dekhte hain. Fund A mein volatility 14.38 hai, jiski comparison Reliance Industries Ltd. ke saath ki ja sakti hai. Fund A ka expense ratio 0.84% hai, jiski comparison Fund B ke expense ratio 0.52% se ki ja sakti hai. Fund A ka Sharpe ratio 0.9 hai, jiski comparison Fund B ka Sharpe ratio 0.7 se ki ja sakti hai.
📊 Portfolio Diversification
Haan, asset allocation aur top holdings ke liye dekhte hain. Fund A mein equity 99.5% hai, aur top 3 holdings HDFC Bank Ltd., ICICI Bank Ltd., aur Axis Bank Ltd. hain. Fund B mein equity 96% hai, aur T-bills 4% hai. Top 3 holdings HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. hain.
SIP Calculator – Compare Growth Potential
Nippon India Multi Cap Fund
₹1836667.31
@19.4% annual return (3Y)
UTI Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A 5Y mein 20.94% aur 3Y mein 19.38% ki bahut hi acchi performance hai. Fund B 5Y mein 12.03% aur 3Y mein 14.7% ki performance hai. Fund A hamesha se hi ek bhi better fund hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ke liye riskometer Very High hai, lekin volatility 14.38 hai, jiski comparison Fund B ke volatility 11.79 se ki ja sakti hai. Fund A ka Sharpe ratio 0.9 hai, jiski comparison Fund B ka Sharpe ratio 0.7 se ki ja sakti hai. Fund A ka risk-adjusted return accha hai.
Q3: Which fund is more cost-effective?
Haan, Fund A ka expense ratio 0.84% hai, jiski comparison Fund B ke expense ratio 0.52% se ki ja sakti hai. Fund A cost-effectiveness mein accha hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price