Nippon India Multi Cap Fund vs Tata Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
19.38%
3Y Return
14.7%
Chaliye dekho Fund A aur Fund B ki comparison. Ye dono fund SEBI-registered hain aur apne category mein bhi behtareen hain. Lekin kya fund A better hai ya fund B? Aaj hum dono fund ki comparison karenge aur aapko pata chalega ki fund A ya fund B better hai.
| Parameter | ANippon India Multi Cap Fund - Direct Plan - Growth | BTata Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Tata Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 327.56 | 497.22 |
| AUM (₹ Cr) | 5.26 Lac Cr | 1.93 Lac Cr |
| Expense Ratio (%) | 0.84% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 14.38 | 12.94 |
| Sharpe Ratio | 0.9 | 0.63 |
| 1 Year Return (%) | 1.81% | -4.02% |
| 3 Year Return (%) | 19.38% | 14.7% |
| 5 Year Return (%) | 20.94% | 12.03% |
| Since Launch (%) | 15.99% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Sonam Udasi (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), Axis Bank Ltd. (3.41%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 99.5% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 89% | 32% |
🤖 AI Verdict – Which is Better?
Haan, fund A sabse accha fund hai long-term wealth creation ke liye. Nippon India Multi Cap Fund – Direct Plan – Growth ka 3Y return 19.38% hai, jo ki fund B ki 3Y return 14.7% se zyada hai. Expense ratio bhi fund A ka kam hai, jo ki 0.84% hai. Riskometer bhi dono fund mein very high hai, lekin fund A ka Sharpe ratio 0.9 hai, jo ki fund B ka Sharpe ratio 0.63 se zyada hai.
Why consider Nippon India Multi Cap Fund?
- Expense ratio: 0.84%
- 3Y return: 19.38%
- AUM: 5.26 Lac Cr
- Sharpe Ratio: 0.9
Why consider Tata Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 1.93 Lac Cr
- Sharpe Ratio: 0.63
📈 SIP Suitability
SIP suitability ke liye hum dono fund ki 1Y, 3Y, aur 5Y return ka comparison karenge. Fund A ka 1Y return 1.81% hai, jo ki fund B ki 1Y return -4.02% se zyada hai. Lekin fund B ka 5Y return 12.03% hai, jo ki fund A ka 5Y return 20.94% se kam hai. Toh SIP ke liye fund A better hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ka comparison karenge. Fund A ka riskometer very high hai, jaise ki fund B ka bhi. Volatility bhi dono fund mein kam hai, lekin fund A ka Sharpe ratio fund B ka sharpe ratio se zyada hai. Expense ratio fund A ka kam hai, jo ki 0.84% hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ka comparison karenge. Fund A ka asset allocation equity mein 99.5% hai, jo ki fund B ka asset allocation 96.00% hai. Top holdings mein HDFC Bank Ltd. aur ICICI Bank Ltd. dono fund mein 8% se zyada holdings hai. Lekin fund A ka asset allocation fund B ki comparision mein kam diversified hai.
SIP Calculator – Compare Growth Potential
Nippon India Multi Cap Fund
₹1836667.31
@19.4% annual return (3Y)
Tata Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki fund A fund B se bhi better returns deti hai. Fund A ka 5Y return 20.94% hai, jo ki fund B ka 5Y return 12.03% se zyada hai.
Q2: Is the higher risk fund worth it?
Haan, higher risk fund worth hai. Fund A ka Sharpe ratio fund B ka sharpe ratio se zyada hai. Lekin volatility bhi dono fund mein kam hai.
Q3: Which fund is more cost-effective?
Fund B fund A se kam cost-effective hai. Fund B ka expense ratio 0.52% hai, jo ki fund A ka expense ratio 0.84% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price