Nippon India Multi Cap Fund vs Sundaram Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
19.38%
3Y Return
22.93%
Apne investment ke liye aapko do options milte hain - Nippon India Multi Cap Fund aur Sundaram Mutual Fund Multi Cap Fund. Ye dono fund Multi Cap category mein hain aur aapko pata chalne ke liye hain ki kis fund mein aapko investment karne ka nishkarsh kya hogi. Chaliye is article mein ye jaante hain ki kis fund mein aapko investment karne ke liye kya hai.
| Parameter | ANippon India Multi Cap Fund - Direct Plan - Growth | BSundaram Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Sundaram Mutual Fund |
| Category | Multi Cap | Multi Cap |
| NAV (₹) | 327.56 | 1431.56 |
| AUM (₹ Cr) | 5.26 Lac Cr | 1.65 Lac Cr |
| Expense Ratio (%) | 0.84% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 14.38 | 14.8 |
| Sharpe Ratio | 0.9 | 1.11 |
| 1 Year Return (%) | 1.81% | 6.91% |
| 3 Year Return (%) | 19.38% | 22.93% |
| 5 Year Return (%) | 20.94% | 19.07% |
| Since Launch (%) | 15.99% | 15.59% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 3 April 2006 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | S. Krishnakumar (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), Axis Bank Ltd. (3.41%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 99.5% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 89% | 50% |
🤖 AI Verdict – Which is Better?
Nippon India Multi Cap Fund aur Sundaram Mutual Fund Multi Cap Fund dono Very High riskometer ke sath aate hain. Lekin 3Y return ka mukhya bhaag hai, isme Nippon India Multi Cap Fund 19.38% return deti hai, jabki Sundaram Mutual Fund Multi Cap Fund 22.93% return deti hai. Expense ratio ke mukhya bhaag par bhi Nippon India Multi Cap Fund 0.84% aur Sundaram Mutual Fund Multi Cap Fund 1.68% hai. Isliye, humaara verdict hai ki Sundaram Mutual Fund Multi Cap Fund long-term wealth creation ke liye better hai.
Why consider Nippon India Multi Cap Fund?
- Expense ratio: 0.84%
- 3Y return: 19.38%
- AUM: 5.26 Lac Cr
- Sharpe Ratio: 0.9
Why consider Sundaram Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 22.93%
- AUM: 1.65 Lac Cr
- Sharpe Ratio: 1.11
📈 SIP Suitability
Nippon India Multi Cap Fund aur Sundaram Mutual Fund Multi Cap Fund dono monthly SIP ke liye suitable hain. Lekin consistent return stability ke liye, Nippon India Multi Cap Fund 5Y return 20.94% aur 3Y return 19.38% deti hai, jabki Sundaram Mutual Fund Multi Cap Fund 19.07% aur 22.93% return deti hai. Isliye, Nippon India Multi Cap Fund monthly SIP ke liye better hai.
⚠️ Risk & Cost Analysis
Riskometer ke mukhya bhaag par dono fund Very High hai, lekin volatility ke mukhya bhaag par Sundaram Mutual Fund Multi Cap Fund 14.8 hai, jabki Nippon India Multi Cap Fund 14.38 hai. Sharpe ratio ke mukhya bhaag par bhi Sundaram Mutual Fund Multi Cap Fund 1.11 hai, jabki Nippon India Multi Cap Fund 0.9 hai. Expense ratio ke mukhya bhaag par, Nippon India Multi Cap Fund 0.84% hai, jabki Sundaram Mutual Fund Multi Cap Fund 1.68% hai. Isliye, Sundaram Mutual Fund Multi Cap Fund better risk-adjusted returns deti hai.
📊 Portfolio Diversification
Nippon India Multi Cap Fund aur Sundaram Mutual Fund Multi Cap Fund dono Equity ke liye 97-99% asset allocation rakhti hain. Lekin top holdings concentration ka mukhya bhaag hai, isme Nippon India Multi Cap Fund HDFC Bank Ltd., ICICI Bank Ltd., aur Axis Bank Ltd. ke liye 13.47% allocation rakhti hai, jabki Sundaram Mutual Fund Multi Cap Fund HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. ke liye 16.99% allocation rakhti hai. Isliye, Nippon India Multi Cap Fund portfolio diversification mein better hai.
SIP Calculator – Compare Growth Potential
Nippon India Multi Cap Fund
₹1836667.31
@19.4% annual return (3Y)
Sundaram Mutual Fund Multi Cap Fund
₹2318032.57
@22.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Nippon India Multi Cap Fund 3Y return 19.38% aur 5Y return 20.94% deti hai, jabki Sundaram Mutual Fund Multi Cap Fund 22.93% aur 19.07% return deti hai. Isliye, Sundaram Mutual Fund Multi Cap Fund better returns deti hai.
Q2: Is the higher risk fund worth it?
Haan, Sundaram Mutual Fund Multi Cap Fund volatility 14.8 hai aur Sharpe ratio 1.11 hai, jo Nippon India Multi Cap Fund ke mukhya bhaag se bada hai. Isliye, Sundaram Mutual Fund Multi Cap Fund higher risk fund worth hai.
Q3: Which fund is more cost-effective?
Nippon India Multi Cap Fund expense ratio 0.84% hai, jabki Sundaram Mutual Fund Multi Cap Fund expense ratio 1.68% hai. Isliye, Nippon India Multi Cap Fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price