Nippon India Multi Cap Fund vs SBI Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
19.38%
3Y Return
13.45%
Are you a long-term investor looking for top-performing mutual funds? Today, we'll compare Nippon India Multi Cap Fund and SBI Small Cap Fund to help you decide which one is better for your wealth creation goals. Dekho, both funds belong to different categories, Multi Cap and Small Cap, but what's the difference between them? Chaliye, let's dive in and find out!
| Parameter | ANippon India Multi Cap Fund - Direct Plan - Growth | BSBI Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | SBI Mutual Fund |
| Category | Multi Cap | Small Cap |
| NAV (₹) | 327.56 | 192.12 |
| AUM (₹ Cr) | 5.26 Lac Cr | 2.46 Lac Cr |
| Expense Ratio (%) | 0.84% | 0.82% |
| Riskometer | Very High | Very High |
| Volatility | 14.38 | 17.83 |
| Sharpe Ratio | 0.9 | 0.39 |
| 1 Year Return (%) | 1.81% | 0.06% |
| 3 Year Return (%) | 19.38% | 13.45% |
| 5 Year Return (%) | 20.94% | 14.57% |
| Since Launch (%) | 15.99% | 23.96% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 18 November 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | R. Srinivasan (10.2 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty Smallcap 250 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), Axis Bank Ltd. (3.41%) | Aarti Drugs Ltd. (3.2%), Hatsun Agro Product Ltd. (2.9%), National Aluminium Company Ltd. (2.7%) |
| Asset Allocation | Equity: 99.5% | Equity: 91.00% | Cash & Equivalents: 9.00% |
| Portfolio Turnover | 89% | 23% |
🤖 AI Verdict – Which is Better?
After analyzing the 3Y return, expense ratio, and riskometer, we think Nippon India Multi Cap Fund is a better option for long-term wealth creation. Haan, its 3Y return of 19.38% is significantly higher than SBI Small Cap Fund's 13.45%. Lekin, the expense ratio is also lower at 0.84% compared to SBI Small Cap Fund's 0.82%. Sach ye hai, this fund is a solid choice for investors looking for steady growth with relatively low fees.
Why consider Nippon India Multi Cap Fund?
- Expense ratio: 0.84%
- 3Y return: 19.38%
- AUM: 5.26 Lac Cr
- Sharpe Ratio: 0.9
Why consider SBI Small Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 13.45%
- AUM: 2.46 Lac Cr
- Sharpe Ratio: 0.39
📈 SIP Suitability
For a monthly SIP of 10+ years, we recommend Nippon India Multi Cap Fund. Dekho, its consistent returns over the past 3 years and 5 years make it a suitable option for long-term investors. Chaliye, SBI Small Cap Fund's returns are more volatile, making it less suitable for a SIP. Haan, consistency is key when it comes to SIPs, and Nippon India Multi Cap Fund delivers.
⚠️ Risk & Cost Analysis
Let's compare the riskometer, volatility, and Sharpe ratio of both funds. Dekho, Nippon India Multi Cap Fund has a riskometer of Very High, but its volatility of 14.38 is lower than SBI Small Cap Fund's 17.83. Haan, the Sharpe ratio of 0.9 is also higher than SBI Small Cap Fund's 0.39. Lekin, the expense ratio of 0.84% is relatively low. Sach ye hai, Nippon India Multi Cap Fund offers better risk-adjusted returns.
📊 Portfolio Diversification
Let's take a look at the asset allocation and top holdings of both funds. Dekho, Nippon India Multi Cap Fund has a concentrated portfolio with top 3 holdings accounting for 13.47% of the total assets. Chaliye, SBI Small Cap Fund has a slightly more diversified portfolio with top 3 holdings accounting for 8.81% of the total assets. Haan, the asset allocation is 99.5% in equity for Nippon India Multi Cap Fund and 91% in equity for SBI Small Cap Fund. Lekin, SBI Small Cap Fund has a higher allocation to cash and equivalents at 9%. Sach ye hai, both funds have their own strengths and weaknesses when it comes to portfolio diversification.
SIP Calculator – Compare Growth Potential
Nippon India Multi Cap Fund
₹1836667.31
@19.4% annual return (3Y)
SBI Small Cap Fund
₹1267390.94
@13.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Nippon India Multi Cap Fund gives better returns in the long run with a 5Y return of 20.94% compared to SBI Small Cap Fund's 14.57%. Haan, its 3Y return of 19.38% is also significantly higher.
Q2: Is the higher risk fund worth it?
No, the higher risk fund may not be worth it. Dekho, SBI Small Cap Fund has a volatility of 17.83, which is higher than Nippon India Multi Cap Fund's 14.38. Haan, its Sharpe ratio of 0.39 is also lower. Lekin, it's essential to consider your risk tolerance and investment goals before making a decision.
Q3: Which fund is more cost-effective?
Nippon India Multi Cap Fund is more cost-effective with an expense ratio of 0.84% compared to SBI Small Cap Fund's 0.82%. Haan, the difference is relatively small, but it's essential to consider the overall cost of ownership when making a decision.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price