Nippon India Multi Cap Fund vs SBI Midcap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
19.38%
3Y Return
15.45%
Dekho, aaj hum do funds ke beech comparison karenge. Fund A, Nippon India Multi Cap Fund direct plan, hai ek Multi Cap fund, jabki fund B, SBI Midcap Fund direct plan, hai ek Mid Cap fund. Aapko pata chalega ki kis fund mein long-term wealth creation ke liye investment karna achha hai. Chaliye, aage badhkar dekhte hain.
| Parameter | ANippon India Multi Cap Fund - Direct Plan - Growth | BSBI Midcap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | SBI Mutual Fund |
| Category | Multi Cap | Mid Cap |
| NAV (₹) | 327.56 | 264.93 |
| AUM (₹ Cr) | 5.26 Lac Cr | 2.32 Lac Cr |
| Expense Ratio (%) | 0.84% | 1.62% |
| Riskometer | Very High | Very High |
| Volatility | 14.38 | 14.71 |
| Sharpe Ratio | 0.9 | 0.61 |
| 1 Year Return (%) | 1.81% | 1.71% |
| 3 Year Return (%) | 19.38% | 15.45% |
| 5 Year Return (%) | 20.94% | 16.58% |
| Since Launch (%) | 15.99% | 18.28% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Bhavin Vithlani; Pradeep Kesavan (2.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty Midcap 150 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), Axis Bank Ltd. (3.41%) | Bharat Heavy Electricals Ltd. (3.79%), Torrent Power Ltd. (3.73%), Adani Energy Solutions Ltd. (3.49%) |
| Asset Allocation | Equity: 99.5% | Equity: 93.08% | T-Bills: 1.19% | Futures: 0.29% |
| Portfolio Turnover | 89% | 33% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A ki 5Y return 20.94% hai, jabki fund B ki 5Y return 16.58% hai. Lekin expense ratio ke liye Fund B behtar hai. Fund A ka expense ratio 0.84% hai, jabki fund B ka expense ratio 1.62% hai. Kya Fund A ki higher returns Fund B ke expense ratio ke liye kafi hain? Nahi, to fund A Fund B se better hai.
Why consider Nippon India Multi Cap Fund?
- Expense ratio: 0.84%
- 3Y return: 19.38%
- AUM: 5.26 Lac Cr
- Sharpe Ratio: 0.9
Why consider SBI Midcap Fund?
- Expense ratio: 1.62%
- 3Y return: 15.45%
- AUM: 2.32 Lac Cr
- Sharpe Ratio: 0.61
📈 SIP Suitability
Haan, SIP suitabiity ke liye Fund A better hai. Fund A ki 3Y return 19.38% hai, jabki fund B ki 3Y return 15.45% hai. Fund A ki consistency aur return stability Fund B se behtar hai. Fund A mein SIP lagane se aapko long-term wealth creation ke liye better returns mil sakte hain.
⚠️ Risk & Cost Analysis
Riskometer ke liye dono funds "Very High" hai, lekin Fund A ki volatility 14.38% hai, jabki Fund B ki volatility 14.71% hai. Sharpe ratio ke liye Fund A behtar hai, 0.9 ka sharpe ratio hai. Expense ratio ke liye Fund A behtar hai, 0.84% ka expense ratio hai. Fund A ki risk-adjusted returns Fund B se behtar hai.
📊 Portfolio Diversification
Haan, asset allocation ke liye Fund A behtar hai. Fund A mein equity 99.5% hai, jabki fund B mein equity 93.08% hai. Fund A ka asset allocation Fund B se behtar hai. Fund A mein koi sector risk nahi hai, lekin fund B mein Bharat Heavy Electricals Ltd. aur Torrent Power Ltd. jaise sector risk hai.
SIP Calculator – Compare Growth Potential
Nippon India Multi Cap Fund
₹1836667.31
@19.4% annual return (3Y)
SBI Midcap Fund
₹1432566.71
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ki 5Y return 20.94% hai, jabki fund B ki 5Y return 16.58% hai. Isliye, Fund A long-run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Nahin, higher risk fund mein risk-adjusted returns Fund A se behtar hain. Fund A ki volatility 14.38% hai, jabki fund B ki volatility 14.71% hai. Isliye, Fund A ki higher risk-adjusted returns fund B se behtar hain.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund A ka expense ratio 0.84% hai, jabki fund B ka expense ratio 1.62% hai. Isliye, Fund A more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price