Nippon India Multi Cap Fund vs Quantum Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
19.38%
3Y Return
6.56%
Hamare paas do funds hain - Nippon India Multi Cap Fund aur Quantum Mutual Fund Liquid Fund. Ye dono alag-alag categories mein hain, lekin dono ki fund performance aur riskometer ke baare mein humne dekha hai. Is article mein hum aapko fund A aur fund B ke beech ki comparison dekhane aur aapko samjhane ki zaroorat hai ki aapko kis fund mein investment karna chahiye.
| Parameter | ANippon India Multi Cap Fund - Direct Plan - Growth | BQuantum Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Quantum Mutual Fund |
| Category | Multi Cap | Liquid Fund |
| NAV (₹) | 327.56 | 37.04 |
| AUM (₹ Cr) | 5.26 Lac Cr | 4.34 Lac Cr |
| Expense Ratio (%) | 0.84% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 14.38 | 0.11 |
| Sharpe Ratio | 0.9 | 0.55 |
| 1 Year Return (%) | 1.81% | 5.71% |
| 3 Year Return (%) | 19.38% | 6.56% |
| 5 Year Return (%) | 20.94% | 5.82% |
| Since Launch (%) | 15.99% | 6.72% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 9 April 2006 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Atul Kumar (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), Axis Bank Ltd. (3.41%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 99.5% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 89% | 231% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye hum aapko fund B ki taraf dekhne ke liye kehenge, kyunki iska 3Y return 19.38% hai, jo fund A ke 3Y return se adhik hai. Lekin expense ratio aur riskometer ke hisaab se bhi hum fund A ko behtar fund samajhenge.
Why consider Nippon India Multi Cap Fund?
- Expense ratio: 0.84%
- 3Y return: 19.38%
- AUM: 5.26 Lac Cr
- Sharpe Ratio: 0.9
Why consider Quantum Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.56%
- AUM: 4.34 Lac Cr
- Sharpe Ratio: 0.55
📈 SIP Suitability
Monthly SIP ke liye fund B aapke liye better fund hai, kyunki iska 3Y return fund A ke 3Y return se adhik hai, aur iska consistency aur return stability bhi adhik hai. Dekho, fund B ka 5Y return bhi fund A ke 5Y return se kam nahin hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke hisaab se hum fund A ko better fund samajhenge. Fund A ka riskometer 'Very High' hai, lekin iska Sharpe ratio 0.9 hai, jiska matlab hai ki iska risk-adjusted return bhi adhik hai. Fund B ka riskometer 'Low' hai, lekin iska Sharpe ratio kam hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke hisaab se hum fund B ko better fund samajhenge. Fund B ka asset allocation kam se kam hai, aur top holdings concentration bhi kam hai. Fund A ka asset allocation adhik hai, aur top holdings concentration bhi adhik hai, jo sector risk ko badhava deta hai.
SIP Calculator – Compare Growth Potential
Nippon India Multi Cap Fund
₹1836667.31
@19.4% annual return (3Y)
Quantum Mutual Fund Liquid Fund
₹849400.65
@6.6% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki fund B ka 5Y return fund A ke 5Y return se adhik hai, lekin fund A ka 3Y return fund B ke 3Y return se adhik hai. Dekho, fund B ka long-term performance fund A ki comparison mein accha hai.
Q2: Is the higher risk fund worth it?
Volatility aur Sharpe ratio ke hisaab se dekho, fund A ka risk-adjusted return fund B ke risk-adjusted return se adhik hai. Lekin fund B ka riskometer 'Low' hai, jiska matlab hai ki iska risk bhi kam hai.
Q3: Which fund is more cost-effective?
Expense ratio ke hisaab se dekho, fund B ka expense ratio fund A ke expense ratio se kam hai. Haan, fund B ki expense ratio 0.12% hai, jo fund A ki expense ratio 0.84% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price