Nippon India Multi Cap Fund vs Quant Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
19.38%
3Y Return
9.45%
Mutual Funds hai, jahan ek Fund A aur Fund B chaliye dekho. Fund A Nippon India Multi Cap Fund - Direct Plan - Growth hai, jo Multi Cap category mein aata hai. Fund B Quant Mutual Fund Liquid Fund - Direct Plan - Growth hai, jo Liquid Fund category mein aata hai. Aaj hum dono fundon ka comparison karenge, aapko pata chalega ki kis fund mein invest karna chaahiye.
| Parameter | ANippon India Multi Cap Fund - Direct Plan - Growth | BQuant Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Quant Mutual Fund |
| Category | Multi Cap | Liquid Fund |
| NAV (₹) | 327.56 | 22.09 |
| AUM (₹ Cr) | 5.26 Lac Cr | 4.47 Lac Cr |
| Expense Ratio (%) | 0.84% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 14.38 | 0.13 |
| Sharpe Ratio | 0.9 | 22.69 |
| 1 Year Return (%) | 1.81% | 0.9% |
| 3 Year Return (%) | 19.38% | 9.45% |
| 5 Year Return (%) | 20.94% | 8.38% |
| Since Launch (%) | 15.99% | 12.05% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 11 June 2019 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | N/A |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), Axis Bank Ltd. (3.41%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 99.5% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 89% | 267% |
🤖 AI Verdict – Which is Better?
Haan, chaliye fundon ka verdict. Fund A ka 3Y return 19.38% hai, jo Fund B ka 9.45% se bahut alag hai. Lekin expense ratio mein bhi Fund A 0.84% hai, jo Fund B ke 0.12% se jyada hai. Riskometer bhi Fund A ka Very High hai, jo Fund B ka Low hai. Toh sach ye hai, Fund B aapke liye better fund hai.
Why consider Nippon India Multi Cap Fund?
- Expense ratio: 0.84%
- 3Y return: 19.38%
- AUM: 5.26 Lac Cr
- Sharpe Ratio: 0.9
Why consider Quant Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 9.45%
- AUM: 4.47 Lac Cr
- Sharpe Ratio: 22.69
📈 SIP Suitability
Apne SIP ke liye kis fund ka chayan karenge? Fund A ka 3Y return stable hai, lekin Fund B ka 1Y return thoda ghat gaya hai. Lekin SIP ke liye stability zaroori hai. Toh Fund A aapke liye best fund hai.
⚠️ Risk & Cost Analysis
Apne fund ke risk aur cost ko dekhna jaruri hai. Fund A ka Riskometer Very High hai, jo Fund B ka Low hai. Volatility bhi Fund A ka 14.38 hai, jo Fund B ka 0.13 hai. Sharpe ratio mein bhi Fund B ka 22.69 hai, jo Fund A ka 0.9 hai. Expense ratio mein bhi Fund B ka 0.12% hai, jo Fund A ke 0.84% se jyada hai. Toh sach ye hai, Fund B aapke liye risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Apne fund ke portfolio mein diversification kya hai. Fund A ka asset allocation Equity mein 99.5% hai, jo Fund B ka T-Bills mein 65.00% hai. Top holdings mein bhi Fund B ka State Bank of India CD 8.5% hai, jo Fund A ka HDFC Bank Ltd. 6.16% hai. Toh Fund B ka portfolio diversified hai, lekin Fund A ka portfolio sector risk ka risk hai.
SIP Calculator – Compare Growth Potential
Nippon India Multi Cap Fund
₹1836667.31
@19.4% annual return (3Y)
Quant Mutual Fund Liquid Fund
₹1000392.84
@9.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ka 5Y return 20.94% hai, jo Fund B ka 8.38% se bahut alag hai. Toh Fund A long run mein better returns offer karta hai.
Q2: Is the higher risk fund worth it?
Fund A ka Riskometer Very High hai, lekin Fund B ka Sharpe ratio 22.69 hai. Toh Fund B ka volatility Fund A ke risk se kam hai.
Q3: Which fund is more cost-effective?
Fund B ka expense ratio 0.12% hai, jo Fund A ke 0.84% se jyada hai. Toh Fund B aapke liye cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price