Nippon India Multi Cap Fund vs PPFAS Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
19.38%
3Y Return
20.86%
Dekho, yeh dono funds Multi Cap category mein hain. Is article mein hum Fund A - Nippon India Multi Cap Fund aur Fund B - PPFAS Multi Cap Fund ka comparison karenge. Aapko pata chalega ki aapko kis fund mein investment karna chahiye.
[VERDICT]| Parameter | ANippon India Multi Cap Fund - Direct Plan - Growth | BPPFAS Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Nippon India | PPFAS Mutual Fund |
| Category | Multi Cap | Multi Cap |
| NAV (₹) | 327.56 | 19.01 |
| AUM (₹ Cr) | 5.26 Lac Cr | 1.76 Lac Cr |
| Expense Ratio (%) | 0.84% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 14.38 | 14.1 |
| Sharpe Ratio | 0.9 | 1.02 |
| 1 Year Return (%) | 1.81% | 5.23% |
| 3 Year Return (%) | 19.38% | 20.86% |
| 5 Year Return (%) | 20.94% | 14.84% |
| Since Launch (%) | 15.99% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Rajeev Thakkar (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), Axis Bank Ltd. (3.41%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 99.5% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 89% | 41% |
🤖 AI Verdict – Which is Better?
Haan, Fund A aur Fund B dono hi Very High riskometer ka possession karte hain lekin Fund A ka expense ratio 0.84% hai jabki Fund B ka 1.68%. Isliye, Fund A aapke long-term wealth creation ke liye better fund hai.
[SIP_SUITABILITY]Why consider Nippon India Multi Cap Fund?
- Expense ratio: 0.84%
- 3Y return: 19.38%
- AUM: 5.26 Lac Cr
- Sharpe Ratio: 0.9
Why consider PPFAS Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.76 Lac Cr
- Sharpe Ratio: 1.02
📈 SIP Suitability
Dono funds ke 3Y returns mein bahut antimantar hai lekin Fund A ka 3Y return 19.38% hai jiski comparison Fund B ka 20.86% se karni chahiye. Isliye, SIP ke liye Fund A better fund hai.
[RISK_COST]⚠️ Risk & Cost Analysis
Volatility aur Sharpe ratio ke hisab se bhi Fund A better fund hai. Fund A ka volatility 14.38 hai jabki Fund B ka 14.1. Sharpe ratio mein bhi Fund A ka 0.9 hai jabki Fund B ka 1.02. Isliye, Fund A better risk-adjusted returns offer karta hai.
[PORTFOLIO_INSIGHT]📊 Portfolio Diversification
Dono funds ke asset allocation mein bahut antimantar hai. Fund A ka 99.5% equity aur 0.5% T-Bills hai jabki Fund B ka 97.00% equity aur 3.00% T-Bills hai. Fund A ka asset allocation Fund B se adhik diversified hai. Isliye, Fund A better portfolio diversification offer karta hai.
[FAQ]SIP Calculator – Compare Growth Potential
Nippon India Multi Cap Fund
₹1836667.31
@19.4% annual return (3Y)
PPFAS Mutual Fund Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund A ka 5Y return 20.94% hai jabki Fund B ka 14.84%. Isliye, Fund A aapke long-term wealth creation ke liye better fund hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ka Sharpe ratio 1.02 hai jo Fund A ka 0.9 ke comparison mein adhik hai. Isliye, yeh fund aapke risk ki jaankari ke anusar investment ke liye thoda jyada risk hai lekin isme aapko thoda adhik return bhi milega.
Q3: Which fund is more cost-effective?
Haan, Fund A ka expense ratio 0.84% hai jo Fund B ka 1.68% ke comparison mein kam hai. Isliye, Fund A aapke cost-effective investment ke liye better fund hai.