Nippon India Multi Cap Fund vs PPFAS Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
19.38%
3Y Return
14.7%
Dekho, today humein do funds ki comparison karni hai - Nippon India Multi Cap Fund aur PPFAS Mutual Fund Large Cap Fund. Ye dono very high risk category ka hain. Aapki jaankari ke liye, hum aapko in fundon ke beech ki comparison karne ja rahe hain, jismein 3Y return, expense ratio, riskometer, volatility, Sharpe ratio, asset allocation, aur top holdings shaamil hain.
| Parameter | ANippon India Multi Cap Fund - Direct Plan - Growth | BPPFAS Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | PPFAS Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 327.56 | 497.22 |
| AUM (₹ Cr) | 5.26 Lac Cr | 2.44 Lac Cr |
| Expense Ratio (%) | 0.84% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 14.38 | 12.07 |
| Sharpe Ratio | 0.9 | 0.68 |
| 1 Year Return (%) | 1.81% | -4.02% |
| 3 Year Return (%) | 19.38% | 14.7% |
| 5 Year Return (%) | 20.94% | 12.03% |
| Since Launch (%) | 15.99% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Rajeev Thakkar (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), Axis Bank Ltd. (3.41%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 99.5% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 89% | 24% |
🤖 AI Verdict – Which is Better?
Haan, fund B, PPFAS Mutual Fund Large Cap Fund, lekin 3Y return aur expense ratio ke liye. Fund B ne 3Y mein 14.7% return diya hai, jabki fund A ne 19.38% return diya hai. Lekin fund B ka expense ratio 0.52% hai, jiska 1.32% kam hai fund A ka expense ratio 0.84% se. Isliye, fund B aapke long-term wealth creation ke liye better hoga.
Why consider Nippon India Multi Cap Fund?
- Expense ratio: 0.84%
- 3Y return: 19.38%
- AUM: 5.26 Lac Cr
- Sharpe Ratio: 0.9
Why consider PPFAS Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.44 Lac Cr
- Sharpe Ratio: 0.68
📈 SIP Suitability
Kya aapko monthly SIP ke liye fund A ya fund B chunna hai? Fund B ka consistency aur return stability fund A se accha hai. Fund B ke 1Y return -4.02% hai, lekin 3Y return 14.7% hai. Isliye, fund B monthly SIP ke liye aapke liye accha hai.
⚠️ Risk & Cost Analysis
Chaliye, riskometer, volatility, Sharpe ratio, aur expense ratio ke beech ki comparison karte hain. Fund A ka riskometer very high hai lekin volatility 14.38 hai. Fund B ka riskometer bhi very high hai, lekin volatility 12.07 hai. Sharpe ratio ke liye, fund B ka Sharpe ratio 0.68 hai, fund A ka 0.9 hai. Expense ratio ke liye, fund B ka expense ratio 0.52% hai, fund A ka 0.84% hai. Isliye, fund B aapke liye better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Asset allocation aur top holdings ke beech ki comparison karte hain. Fund A ka asset allocation equity 99.5% hai, lekin top holdings ke concentration 6.16% HDFC Bank Ltd, 4.1% ICICI Bank Ltd, aur 3.41% Axis Bank Ltd. Fund B ka asset allocation equity 96.00% hai, T Bills 4.00% hai, aur top holdings ke concentration 8.5% HDFC Bank Ltd, 7.8% ICICI Bank Ltd, aur 6.9% Reliance Industries Ltd. Isliye, fund B aapke liye asset allocation aur top holdings ke concentration ke liye better hai.
SIP Calculator – Compare Growth Potential
Nippon India Multi Cap Fund
₹1836667.31
@19.4% annual return (3Y)
PPFAS Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, fund A ne 5Y mein 20.94% return diya hai, jabki fund B ne 12.03% return diya hai. Isliye, fund A aapke long run ke liye better hai.
Q2: Is the higher risk fund worth it?
Haan, fund B ka volatility 12.07 hai, jabki fund A ka 14.38 hai. Lekin fund B ka Sharpe ratio 0.68 hai, fund A ka 0.9 hai. Isliye, fund B aapke liye better risk-adjusted returns offer karta hai.
Q3: Which fund is more cost-effective?
Sach ye hai, fund B ka expense ratio 0.52% hai, fund A ka 0.84% hai. Isliye, fund B aapke liye more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price