Nippon India Multi Cap Fund vs Old Bridge Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
19.38%
3Y Return
6.93%
Dekho, aapko kya maloom hai ki fund ki category aur investment ki umr donon hi fund ki performance par bahut prabhav rakhti hain. Chaliye, aaj hum 2 fundon ka comparison karne ja rahe hain - Nippon India Multi Cap Fund aur Old Bridge Mutual Fund Liquid Fund. Aap janne wale fund ki categories aur investment ki umr aapko fund ki performance ka idea degi.
| Parameter | ANippon India Multi Cap Fund - Direct Plan - Growth | BOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Old Bridge Mutual Fund |
| Category | Multi Cap | Liquid Fund |
| NAV (₹) | 327.56 | 5622.79 |
| AUM (₹ Cr) | 5.26 Lac Cr | 4.73 Lac Cr |
| Expense Ratio (%) | 0.84% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 14.38 | 0.12 |
| Sharpe Ratio | 0.9 | 3.58 |
| 1 Year Return (%) | 1.81% | 6.17% |
| 3 Year Return (%) | 19.38% | 6.93% |
| 5 Year Return (%) | 20.94% | 6.11% |
| Since Launch (%) | 15.99% | 50.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | N/A |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), Axis Bank Ltd. (3.41%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 99.5% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 89% | 239% |
🤖 AI Verdict – Which is Better?
Haan, fund A ki category Multi Cap hai, jo long-term wealth creation ke liye hi hai. Fund B ki category Liquid hai, jo short-term aur stable returns ke liye hai. Fund A ki 3Y return 19.38% hai, jabki fund B ki 3Y return 6.93% hai. Expense ratio ke hisab se fund B bahut cost-effective hai, lekin riskometer ke hisab se fund A bahut riski hai. Sach ye hai, fund A isliye bhi better hai kyunki iska 5Y return 20.94% hai, jo fund B se bahut zyada hai.
Why consider Nippon India Multi Cap Fund?
- Expense ratio: 0.84%
- 3Y return: 19.38%
- AUM: 5.26 Lac Cr
- Sharpe Ratio: 0.9
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
📈 SIP Suitability
dekho, SIP (Systematic Investment Plan) ke liye fund A aur fund B donon hi suitable hain, lekin fund A ki consistency aur return stability ke liye iska 3-year return aur Sharpe ratio donon hi bahut achhe hain. Fund A ki volatility 14.38 hai, jabki fund B ki volatility 0.12 hai. Isliye, fund A ki SIP 10+ years ke liye bahut achhi rakh degi.
⚠️ Risk & Cost Analysis
Haan, riskometer ke hisab se fund A bahut riski hai, lekin Sharpe ratio ke hisab se fund B bahut achha hai. Fund A ki expense ratio 0.84% hai, jabki fund B ki expense ratio 0.12% hai. Isliye, fund B ismein cost- effective hai. Volatility ke hisab se fund B bahut kam riski hai, lekin fund A ka sharpe ratio fund B se kam hai.
📊 Portfolio Diversification
dekho, fund A ki asset allocation equity mein 99.5% hai, jo bahut kam diversified hai. Fund B ki asset allocation T-Bills, CD, CP aur cash mein 100% hai, jo bahut diversified hai. Fund A ki top holdings mein HDFC Bank Ltd., ICICI Bank Ltd., aur Axis Bank Ltd. hain, jo dono hi banking sector me hain. Isliye, fund A mein sector risk bahut kam nahin hai.
SIP Calculator – Compare Growth Potential
Nippon India Multi Cap Fund
₹1836667.31
@19.4% annual return (3Y)
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ki 5Y return 20.94% hai, jo fund B ki 5Y return 6.11% se bahut zyada hai. Isliye, fund A long run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Fund A ki volatility 14.38 hai, jo fund B ki volatility 0.12 se bahut zyada hai. Lekin fund A ka sharpe ratio fund B se kam hai. Isliye, fund A ki higher risk fund B ke riske se zyada nahin hai.
Q3: Which fund is more cost-effective?
Fund B ki expense ratio 0.12% hai, jo fund A ki expense ratio 0.84% se bahut kam hai. Isliye, fund B ismein cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price