Nippon India Multi Cap Fund vs Old Bridge Mutual Fund Balanced Advantage Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
19.38%
3Y Return
12.3%
Dekho, aaj hum do anjaane funds ke beech ke comparison karenge - Nippon India Multi Cap Fund aur Old Bridge Mutual Fund Balanced Advantage Fund. Ye dono funds Indian investors ke liye upyukt hain, lekin kya fund aapke liye best hai, ismein hum dekhte hain.
| Parameter | ANippon India Multi Cap Fund - Direct Plan - Growth | BOld Bridge Mutual Fund Balanced Advantage Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Old Bridge Mutual Fund |
| Category | Multi Cap | Balanced Hybrid |
| NAV (₹) | 327.56 | 16.39 |
| AUM (₹ Cr) | 5.26 Lac Cr | 1.58 Lac Cr |
| Expense Ratio (%) | 0.84% | 0.78% |
| Riskometer | Very High | Moderately High |
| Volatility | 14.38 | 9.11 |
| Sharpe Ratio | 0.9 | 0.64 |
| 1 Year Return (%) | 1.81% | 3.08% |
| 3 Year Return (%) | 19.38% | 12.3% |
| 5 Year Return (%) | 20.94% | 5.27% |
| Since Launch (%) | 15.99% | 10.94% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 7 September 2021 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Gopal Agrawal; Srinivasan Ramamurthy (5.1 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 Hybrid Composite Debt 65:35 Index |
| Top 3 Holdings | HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), Axis Bank Ltd. (3.41%) | HDFC Bank Ltd. (6.8%), ICICI Bank Ltd. (5.5%), Reliance Industries Ltd. (4.5%) |
| Asset Allocation | Equity: 99.5% | Equity: 65.00% | Debt: 30.00% | T-Bills: 5.00% |
| Portfolio Turnover | 89% | 145% |
🤖 AI Verdict – Which is Better?
Sach ye hai, long-term wealth creation ke liye, Fund A Nippon India Multi Cap Fund better hai. Yeh fund 3Y return mein 19.38% ki gati se aata hai, jo Fund B ke 12.3% se zyada hai. Sath hi, expense ratio 0.84% hai, jo Fund B ke 0.78% se zyada hai. Riskometer ke hisab se, Fund A ek high-risk fund hai, lekin yeh fund aapko bhi better returns de sakta hai.
Why consider Nippon India Multi Cap Fund?
- Expense ratio: 0.84%
- 3Y return: 19.38%
- AUM: 5.26 Lac Cr
- Sharpe Ratio: 0.9
Why consider Old Bridge Mutual Fund Balanced Advantage Fund?
- Expense ratio: 0.78%
- 3Y return: 12.3%
- AUM: 1.58 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
SIP ke liye, Fund A aapke liye better hai. Yeh fund 10+ saal ke liye ek stable return de sakta hai, lekin Fund B ka return kafi kam hai. Haan, Fund B ka riskometer Moderately High hai, lekin yeh fund aapko kuchh stability bhi de sakta hai.
⚠️ Risk & Cost Analysis
Riskometer ke hisab se, Fund A ek Very High risk fund hai, lekin yeh fund 14.38 ki volatility se aata hai. Fund B ka riskometer Moderately High hai aur yeh fund 9.11 ki volatility se aata hai. Sharpe ratio ke hisab se, Fund A 0.9 ki ratio se aata hai, jo Fund B ke 0.64 se zyada hai. Expense ratio ke hisab se, Fund B thoda cost-effective hai, lekin Fund A ka expense ratio kam hai.
📊 Portfolio Diversification
Portfolio diversification ke hisab se, Fund A ka asset allocation Equity 99.5% hai, jo Fund B ka 65% se kam hai. Fund B ka asset allocation Equity aur Debt dono ke liye hai. Top holdings ke hisab se, Fund A ka HDFC Bank Ltd. 6.16% aur ICICI Bank Ltd. 4.1% hai, jo Fund B ka HDFC Bank Ltd. 6.8% aur ICICI Bank Ltd. 5.5% hai. Fund A ka portfolio thoda diversified hai, lekin Fund B ka portfolio bhi achha hai.
SIP Calculator – Compare Growth Potential
Nippon India Multi Cap Fund
₹1836667.31
@19.4% annual return (3Y)
Old Bridge Mutual Fund Balanced Advantage Fund
₹1182670.66
@12.3% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: Fund A Nippon India Multi Cap Fund 5Y return mein 20.94% ki gati se aata hai, jo Fund B ke 5.27% se zyada hai. Isliye, Fund A aapke liye better hai.
Q2: Is the higher risk fund worth it?
Answer: Nippon India Multi Cap Fund ek high-risk fund hai, lekin yeh fund 14.38 ki volatility se aata hai. Sharpe ratio ke hisab se, yeh fund 0.9 ki ratio se aata hai, jo Old Bridge Mutual Fund Balanced Advantage Fund ke 0.64 se zyada hai. Isliye, yeh fund aapke liye worth hai.
Q3: Which fund is more cost-effective?
Answer: Old Bridge Mutual Fund Balanced Advantage Fund ka expense ratio 0.78% hai, jo Nippon India Multi Cap Fund ke 0.84% se kam hai. Isliye, Fund B aapke liye more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price