Nippon India Multi Cap Fund vs Nippon India Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
19.38%
3Y Return
6.96%
Ek baar phir dekho, do funds ke beech hum jaante hain ki fund A Multi Cap hai aur fund B Liquid fund hai. Ye dono funds Nippon India ke under hain. Hum aapko is post mein fund A aur fund B ke beech comparison karenge.
| Parameter | ANippon India Multi Cap Fund - Direct Plan - Growth | BNippon India Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Nippon India |
| Category | Multi Cap | Liquid |
| NAV (₹) | 327.56 | 6813.87 |
| AUM (₹ Cr) | 5.26 Lac Cr | 3.79 Lac Cr |
| Expense Ratio (%) | 0.84% | 0.2% |
| Riskometer | Very High | Low |
| Volatility | 14.38 | 0.12 |
| Sharpe Ratio | 0.9 | 3.83 |
| 1 Year Return (%) | 1.81% | 6.21% |
| 3 Year Return (%) | 19.38% | 6.96% |
| 5 Year Return (%) | 20.94% | 6.14% |
| Since Launch (%) | 15.99% | 6.87% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Amber Singhania; Kinjal Desai; Vikash Agarwal (1.7 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), Axis Bank Ltd. (3.41%) | Reserve Bank of India (3.31%), Reserve Bank of India (3.04%), National Bank For Agriculture & Rural Development (1.96%) |
| Asset Allocation | Equity: 99.5% | CP: 50.93% | CD: 33.36% | T-Bills: 12.23% | Debenture: 0.79% | SDL: 0.12% | Debt: 0.08% |
| Portfolio Turnover | 89% | 260% |
🤖 AI Verdict – Which is Better?
Hum chahte hain ki aap long-term wealth creation ke liye fund A ya fund B choose karein. Fund A ka 3Y return 19.38% hai, lekin expense ratio 0.84% hai. Fund B ka 3Y return 6.96% hai aur expense ratio 0.2% hai. Hum samjhte hai ki long-term wealth creation ke liye fund A better fund hai.
Why consider Nippon India Multi Cap Fund?
- Expense ratio: 0.84%
- 3Y return: 19.38%
- AUM: 5.26 Lac Cr
- Sharpe Ratio: 0.9
Why consider Nippon India Liquid Fund?
- Expense ratio: 0.2%
- 3Y return: 6.96%
- AUM: 3.79 Lac Cr
- Sharpe Ratio: 3.83
📈 SIP Suitability
SIP ke liye fund A ya fund B kaun sa better fund hai? Fund A ka 1Y return 1.81% hai aur fund B ka 1Y return 6.21% hai. Fund A ka consistency aur return stability kam hai. Fund B ka consistency aur return stability zyada hai. Isliye, SIP ke liye fund B better fund hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio aur expense ratio ke beech hum compare karenge. Fund A ka riskometer Very High hai, volatility 14.38 hai, Sharpe ratio 0.9 hai aur expense ratio 0.84% hai. Fund B ka riskometer Low hai, volatility 0.12 hai, Sharpe ratio 3.83 hai aur expense ratio 0.2% hai. Fund B better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke beech hum compare karenge. Fund A ka asset allocation Equity mein 99.5% hai, lekin Fund B ka asset allocation CP, CD, T-Bills, Debenture, SDL aur Debt mein hai. Fund B ka asset allocation more diversified hai. Fund A ka top holdings HDFC Bank Ltd., ICICI Bank Ltd. aur Axis Bank Ltd. mein hai, jise sector risk hai.
SIP Calculator – Compare Growth Potential
Nippon India Multi Cap Fund
₹1836667.31
@19.4% annual return (3Y)
Nippon India Liquid Fund
₹868530.05
@7.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ka 5Y return 20.94% hai aur fund B ka 5Y return 6.14% hai. Isliye, fund A better returns deta hai.
Q2: Is the higher risk fund worth it?
Fund A ka volatility 14.38 hai, lekin sharpe ratio 0.9 hai. Fund B ka volatility 0.12 hai, lekin sharpe ratio 3.83 hai. Isliye, fund B better risk-adjusted returns offer karta hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio 0.84% hai aur fund B ka expense ratio 0.2% hai. Isliye, fund B more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price