Nippon India Multi Cap Fund vs Nippon India Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
19.38%
3Y Return
15.4%
Dekho, aaj hum do fundon ke beech kuch differences dikhaenge. Fund A, Nippon India Multi Cap Fund Direct Plan Growth hai, while Fund B, Nippon India Large Cap Fund Regular Plan Growth hai. Chaliye, humein ye jaanakar aayega ki kis fund mein aapko apna paisa lagaane ki zaroorat hai.
| Parameter | ANippon India Multi Cap Fund - Direct Plan - Growth | BNippon India Large Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Nippon India |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 327.56 | 42.22 |
| AUM (₹ Cr) | 5.26 Lac Cr | 5.17 Lac Cr |
| Expense Ratio (%) | 0.84% | 1.56% |
| Riskometer | Very High | Very High |
| Volatility | 14.38 | 12.27 |
| Sharpe Ratio | 0.9 | 0.73 |
| 1 Year Return (%) | 1.81% | -0.91% |
| 3 Year Return (%) | 19.38% | 15.4% |
| 5 Year Return (%) | 20.94% | 3.31% |
| Since Launch (%) | 15.99% | 12.7% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 29 November 2012 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), Axis Bank Ltd. (3.41%) | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) |
| Asset Allocation | Equity: 99.5% | Equity: 96.43% |
| Portfolio Turnover | 89% | 70% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A aapke liye bhi aur bhi achha fund hai. Ye 3Y return mein 19.38% ka return dete hue, Fund B ke 3Y return ke liye bahut accha hai. Lekin expense ratio ke mukabla, Fund B thoda zyada expensive hai. Haan, Fund A ki riskometer bhi very high hai, lekin sharpe ratio ke mukabla, yeh Fund B se bhi accha hai.
Why consider Nippon India Multi Cap Fund?
- Expense ratio: 0.84%
- 3Y return: 19.38%
- AUM: 5.26 Lac Cr
- Sharpe Ratio: 0.9
Why consider Nippon India Large Cap Fund?
- Expense ratio: 1.56%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
📈 SIP Suitability
Ek monthly SIP ke liye, Fund A aapke liye accha fund hai. Ye 10+ saal ke liye thoda stable return de raha hai. Fund B ka 1Y return negative hai, jisse yeh Fund A ke mukabla thoda kam accha hai.
⚠️ Risk & Cost Analysis
Riskometer ke mukabla, dono fund very high risk hai, lekin volatility ke mukabla, Fund A thoda zyada risk hai. Sharpe ratio ke mukabla, Fund A Fund B se bhi accha hai. Expense ratio ke mukabla, Fund A Fund B se kam expensive hai.
📊 Portfolio Diversification
Asset allocation ke mukabla, Fund A ke paas equity ke liye 99.5% allocation hai, jabki Fund B mein equity ke liye 96.43% allocation hai. Top holdings ke mukabla, Fund B mein HDFC Bank, ICICI Bank aur Reliance Industries ka adhikansh hissa hai, jo sector risk ko badhava dete hain.
SIP Calculator – Compare Growth Potential
Nippon India Multi Cap Fund
₹1836667.31
@19.4% annual return (3Y)
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A 5Y return mein 20.94% ka return dete hue, Fund B se bhi accha hai. Aap Fund A ko apne long-term investment ke liye choose kar sakte hain.
Q2: Is the higher risk fund worth it?
Haan, Fund A ke mukabla Fund B thoda kam risk hai, lekin sharpe ratio ke mukabla, Fund A Fund B se bhi accha hai. Lekin, aapko apne investment ke liye apni risk appetite ka hissa darna hoga.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund A Fund B se kam expensive hai. Expense ratio ke mukabla, Fund A 0.84% ka expense ratio dete hue, Fund B 1.56% ka expense ratio dete hain. Aap Fund A ko apne cost-effectiveness ke liye choose kar sakte hain.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price