Nippon India Multi Cap Fund vs Navi Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
19.38%
3Y Return
20.86%
Baap re, aaj hum do fundon ka comparison karne ja rahe hain - Nippon India Multi Cap Fund aur Navi Mutual Fund Multi Cap Fund. Ye do fund Multi Cap category mein aate hain. Aaj hum aapko bataayenge ki kis fund mein invest karna hai aur kya factors aapko decide karne ke liye dhyan mein rakhna chahiye.
| Parameter | ANippon India Multi Cap Fund - Direct Plan - Growth | BNavi Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Navi Mutual Fund |
| Category | Multi Cap | Multi Cap |
| NAV (₹) | 327.56 | 19.01 |
| AUM (₹ Cr) | 5.26 Lac Cr | 1.81 Lac Cr |
| Expense Ratio (%) | 0.84% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 14.38 | 15 |
| Sharpe Ratio | 0.9 | 0.96 |
| 1 Year Return (%) | 1.81% | 5.23% |
| 3 Year Return (%) | 19.38% | 20.86% |
| 5 Year Return (%) | 20.94% | 11.52% |
| Since Launch (%) | 15.99% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), Axis Bank Ltd. (3.41%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 99.5% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 89% | 52% |
🤖 AI Verdict – Which is Better?
Sach ye hai, long-term wealth creation ke liye Fund A (Nippon India Multi Cap Fund) better fund hai. Iska 3Y return 19.38% hai, jo Fund B ke 20.86% se thoda kam hai lekin expense ratio thoda kam hai, 0.84% in comparison to Fund B ke 1.68%. Riskometer bhi dono fundo mein very high hai, lekin Fund A ka Sharpe ratio 0.9 hai, jo Fund B ke 0.96 se kam hai. Isliye, Fund A long-term mein aapko better returns de sakta hai.
Why consider Nippon India Multi Cap Fund?
- Expense ratio: 0.84%
- 3Y return: 19.38%
- AUM: 5.26 Lac Cr
- Sharpe Ratio: 0.9
Why consider Navi Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.81 Lac Cr
- Sharpe Ratio: 0.96
📈 SIP Suitability
SIP ke liye Fund A better hai. Iska 3Y return Fund B ke 20.86% se kam hai lekin 10+ saal ke liye SIP mein invest karne par Fund A ka return stable rahega. Fund A ka expense ratio bhi Fund B se kam hai, jisse aapko paise bachenge.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke liye Fund B thoda high hai. Lekin Sharpe ratio ke liye Fund A thoda achha hai. Expense ratio ke liye Fund A bhi better hai. Isliye, Fund A aapko better risk-adjusted returns de sakta hai.
📊 Portfolio Diversification
Asset allocation ke liye dono fundo mein equity 97-99% hai. Iske alawa, Fund A ka asset allocation 99.5% equity aur 0.5% other hai, jabki Fund B ka asset allocation 97% equity aur 3% T-Bills hai. Top holdings concentration ke liye Fund A ka HDFC Bank Ltd. 6.16% aur ICICI Bank Ltd. 4.1% hai, jabki Fund B ka HDFC Bank Ltd. 6.5% aur ICICI Bank Ltd. 5.8% hai. Isliye, Fund A ka portfolio thoda more diversified hai.
SIP Calculator – Compare Growth Potential
Nippon India Multi Cap Fund
₹1836667.31
@19.4% annual return (3Y)
Navi Mutual Fund Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 20.94% hai, jo Fund B ke 11.52% se jyada hai. Isliye, Fund A long run mein better returns de sakta hai.
Q2: Is the higher risk fund worth it?
Volatility ke liye Fund B thoda high hai, lekin Sharpe ratio ke liye Fund A thoda achha hai. Isliye, Fund A aapko better risk-adjusted returns de sakta hai.
Q3: Which fund is more cost-effective?
Expense ratio ke liye Fund A bhi better hai, 0.84% in comparison to Fund B ke 1.68%. Isliye, Fund A aapko paise bacha sakta hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price