Nippon India Multi Cap Fund vs Navi Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
19.38%
3Y Return
14.7%
Chaliye dekho, aaj hum do mutual funds ki comparison karne jaayenge. Fund A Nippon India Multi Cap Fund hai, aur Fund B Navi Mutual Fund Large Cap Fund hai. Ye do fund different categories mein hain. Fund A multi-cap fund hai, jabki Fund B large-cap fund hai. Is article mein hum donon fund ke beech ki comparison karenge aur aapko pata chalayenge ki kis fund ki 3Y return adhik hai, expense ratio kam hai, aur risk kam hai.
| Parameter | ANippon India Multi Cap Fund - Direct Plan - Growth | BNavi Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Navi Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 327.56 | 497.22 |
| AUM (₹ Cr) | 5.26 Lac Cr | 2.51 Lac Cr |
| Expense Ratio (%) | 0.84% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 14.38 | 12.72 |
| Sharpe Ratio | 0.9 | 0.64 |
| 1 Year Return (%) | 1.81% | -4.02% |
| 3 Year Return (%) | 19.38% | 14.7% |
| 5 Year Return (%) | 20.94% | 12.03% |
| Since Launch (%) | 15.99% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), Axis Bank Ltd. (3.41%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 99.5% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 89% | 30% |
🤖 AI Verdict – Which is Better?
Sach ye hai, long-term wealth creation ke liye Fund A betar hai. Iska 3Y return 19.38% hai, jabki Fund B ka 3Y return 14.7% hai. Sath hi, Fund A ka expense ratio 0.84% hai, jabki Fund B ka expense ratio 0.52% hai. Aur, Fund A ka riskometer bhi Very High hai, lekin Fund B ka riskometer bhi Very High hai. Haan, to ismein Fund A ka 5Y return bhi adhik hai, 20.94% hai. Isliye, koi shak nahin, Fund A long-term wealth creation ke liye betar fund hai.
Why consider Nippon India Multi Cap Fund?
- Expense ratio: 0.84%
- 3Y return: 19.38%
- AUM: 5.26 Lac Cr
- Sharpe Ratio: 0.9
Why consider Navi Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.51 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
SIP suitibility ke liye, hum donon fund ke return stability aur consistency ko dekhenge. Fund A ka 1Y return 1.81% hai, jabki Fund B ka 1Y return -4.02% hai. Lekin, Fund B ka 3Y return 14.7% hai, aur Fund A ka 3Y return 19.38% hai. Haan, to Fund A ka return stability aur consistency bhi adhik hai. Isliye, monthly SIP ke liye, Fund A better fund hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke liye, hum donon fund ki comparison karenge. Fund A ka riskometer Very High hai, jabki Fund B ka riskometer bhi Very High hai. Lekin, Fund A ka volatility 14.38 hai, jabki Fund B ka volatility 12.72 hai. Sharpe ratio ke liye, Fund A ka 0.9 hai, jabki Fund B ka 0.64 hai. Sath hi, Fund A ka expense ratio bhi adhik hai, 0.84% hai. Isliye, risk-ajatit returns ke liye, Fund B better fund hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke liye, hum donon fund ki comparison karenge. Fund A ka asset allocation Equity mein 99.5% hai, jabki Fund B ka asset allocation Equity mein 96% hai. Lekin, Fund B ka T-Bills mein 4% hai, jo Fund A mein nahin hai. Top holdings concentration ke liye, Fund A ka HDFC Bank Ltd. 6.16% hai, jabki Fund B ka HDFC Bank Ltd. 8.5% hai. Isliye, portfolio diversification ke liye, Fund B better fund hai.
SIP Calculator – Compare Growth Potential
Nippon India Multi Cap Fund
₹1836667.31
@19.4% annual return (3Y)
Navi Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 20.94% hai, jabki Fund B ka 5Y return 12.03% hai. Haan, to Fund A long-term wealth creation ke liye better fund hai.
Q2: Is the higher risk fund worth it?
Risk-ajatit returns ke liye, Fund B better fund hai. Fund B ka volatility 12.72 hai, jabki Fund A ka volatility 14.38 hai. Lekin, Fund B ka Sharpe ratio 0.64 hai, jabki Fund A ka Sharpe ratio 0.9 hai. Haan, to Fund B ka expense ratio kam hai, 0.52% hai. Isliye, Fund B ka higher risk fund worth hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund B ka expense ratio 0.52% hai, jabki Fund A ka expense ratio 0.84% hai. Haan, to Fund B more cost-effective fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price