Nippon India Multi Cap Fund vs LIC Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
19.38%
3Y Return
20.86%
Agar aap ek Multi Cap fund mein invest karna chahte hain, toh yeh post aapke liye hai. Main aapko Fund A - Nippon India Multi Cap Fund aur Fund B - LIC Mutual Fund Multi Cap Fund ke beech ka comparison karunga. Dekho, kya Fund A aapke liye better hai ya Fund B?
| Parameter | ANippon India Multi Cap Fund - Direct Plan - Growth | BLIC Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Nippon India | LIC Mutual Fund |
| Category | Multi Cap | Multi Cap |
| NAV (₹) | 327.56 | 19.01 |
| AUM (₹ Cr) | 5.26 Lac Cr | 1.60 Lac Cr |
| Expense Ratio (%) | 0.84% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 14.38 | 13.9 |
| Sharpe Ratio | 0.9 | 1.03 |
| 1 Year Return (%) | 1.81% | 5.23% |
| 3 Year Return (%) | 19.38% | 20.86% |
| 5 Year Return (%) | 20.94% | 11.46% |
| Since Launch (%) | 15.99% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Yogesh Patil (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), Axis Bank Ltd. (3.41%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 99.5% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 89% | 38% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye, Fund A aur Fund B ke beech ka comparison karein. Fund A ka 3Y return 19.38% hai, lekin expense ratio 0.84% hai. Fund B ka 3Y return 20.86% hai, lekin expense ratio 1.68% hai. Riskometer aur very high hai, lekin Fund A ka Sharpe ratio 0.9 hai aur Fund B ka Sharpe ratio 1.03 hai. Haan, Fund B Fund A se better hai, lekin expense ratio badhiya hai.
Why consider Nippon India Multi Cap Fund?
- Expense ratio: 0.84%
- 3Y return: 19.38%
- AUM: 5.26 Lac Cr
- Sharpe Ratio: 0.9
Why consider LIC Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.60 Lac Cr
- Sharpe Ratio: 1.03
📈 SIP Suitability
Ek monthly SIP ke liye, Fund A aur Fund B ke beech ka comparison karein. Fund A ka 1Y return 1.81% hai, lekin Fund B ka 1Y return 5.23% hai. Fund A ka 3Y return 19.38% hai, lekin Fund B ka 3Y return 20.86% hai. Chaliye, Fund B Fund A se consistent returns deta hai, lekin risk bhi badhiya hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke liye, Fund A aur Fund B ke beech ka comparison karein. Fund A ka riskometer very high hai aur volatility 14.38% hai. Fund B ka riskometer very high hai aur volatility 13.9% hai. Sharpe ratio ke liye, Fund B Fund A se better hai. Expense ratio ke liye, Fund A Fund B se cost-effective hai. Haan, Fund A Fund B se better risk-adjusted returns deta hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke liye, Fund A aur Fund B ke beech ka comparison karein. Fund A ka asset allocation 99.5% equity hai, lekin Fund B ka asset allocation 97% equity aur 3% T-Bills hai. Top holdings concentration ke liye, Fund A ka HDFC Bank Ltd. 6.16% hai, ICICI Bank Ltd. 4.1% hai, aur Axis Bank Ltd. 3.41% hai. Fund B ka HDFC Bank Ltd. 6.5% hai, ICICI Bank Ltd. 5.8% hai, aur Reliance Industries Ltd. 4.9% hai. Dekho, Fund B Fund A se better asset allocation hai, lekin sector risk bhi badhiya hai.
SIP Calculator – Compare Growth Potential
Nippon India Multi Cap Fund
₹1836667.31
@19.4% annual return (3Y)
LIC Mutual Fund Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B 5Y return 11.46% aur 3Y return 20.86% deta hai, jo Fund A se better hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ki higher risk worth hai, kyunki Sharpe ratio 1.03 hai, jo Fund A se better hai.
Q3: Which fund is more cost-effective?
Fund A expense ratio 0.84% hai, jo Fund B se cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price