Nippon India Multi Cap Fund vs LIC Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
19.38%
3Y Return
14.7%
Chaliye dekho, today hum do mutual funds ke beech meh comparison karenge. Fund A, Nippon India Multi Cap Fund Direct Plan Growth, aur Fund B, LIC Mutual Fund Large Cap Fund Direct Plan Growth. Fund A Multi Cap Category mein hai aur Fund B Large Cap Category mein. Fund ki kya hai kya nahi janne ke liye is article mein hum dono fund ki comparison karenge.
| Parameter | ANippon India Multi Cap Fund - Direct Plan - Growth | BLIC Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | LIC Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 327.56 | 497.22 |
| AUM (₹ Cr) | 5.26 Lac Cr | 2.22 Lac Cr |
| Expense Ratio (%) | 0.84% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 14.38 | 11.93 |
| Sharpe Ratio | 0.9 | 0.69 |
| 1 Year Return (%) | 1.81% | -4.02% |
| 3 Year Return (%) | 19.38% | 14.7% |
| 5 Year Return (%) | 20.94% | 12.03% |
| Since Launch (%) | 15.99% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Yogesh Patil (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), Axis Bank Ltd. (3.41%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 99.5% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 89% | 22% |
🤖 AI Verdict – Which is Better?
Sach ye hai, long-term wealth creation ke liye 3Y return, expense ratio, aur risk dono fund ke liye kaafi mahatvapoorn hain. Fund A ke 3Y return 19.38% hai, jabki Fund B ke 14.7% hai. Expense ratio Fund A 0.84% hai aur Fund B 0.52% hai. Riskometer dono fund Very High hai, lekin Fund A ke Sharpe ratio 0.9 hai, jabki Fund B ka 0.69 hai. Isliye, long-term wealth creation ke liye Fund A better hai.
Why consider Nippon India Multi Cap Fund?
- Expense ratio: 0.84%
- 3Y return: 19.38%
- AUM: 5.26 Lac Cr
- Sharpe Ratio: 0.9
Why consider LIC Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.22 Lac Cr
- Sharpe Ratio: 0.69
📈 SIP Suitability
Haan, SIP ke liye Fund A aur Fund B dono suitable hain. Lekin, Fund A ka consistency aur return stability Fund B se zyada hai. Fund A ka 5Y return 20.94% hai, jabki Fund B ka 12.03% hai. Isliye, Fund A ka monthly SIP 10+ saal ke liye seekhne ke liye better hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility dono fund Very High hai, lekin Fund A ka volatility 14.38 hai, jabki Fund B ka 11.93 hai. Sharpe ratio Fund A 0.9 hai, jabki Fund B ka 0.69 hai. Expense ratio Fund A 0.84% hai, jabki Fund B 0.52% hai. Isliye, Fund A better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration dono fund mein compare kiya ja sakta hai. Fund A ka asset allocation Equity 99.5% hai, jabki Fund B ka Equity 96.00% hai aur T-Bills 4.00% hai. Top holdings dono fund mein HDFC Bank Ltd. aur ICICI Bank Ltd. hai, lekin Fund B ka Reliance Industries Ltd. bhi hai. Isliye, Fund B ka portfolio diversified hai lekin Fund A ka top holdings concentration zyada hai.
SIP Calculator – Compare Growth Potential
Nippon India Multi Cap Fund
₹1836667.31
@19.4% annual return (3Y)
LIC Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ka 5Y return 20.94% hai, jabki Fund B ka 12.03% hai. Isliye, Fund A better returns deta hai long run mein.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka Sharpe ratio 0.9 hai, jabki Fund B ka 0.69 hai. Isliye, Fund A better risk-adjusted returns offer karta hai.
Q3: Which fund is more cost-effective?
Fund B ka expense ratio 0.52% hai, jabki Fund A ka 0.84% hai. Isliye, Fund B cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price