Nippon India Multi Cap Fund vs Kotak Mahindra Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
19.38%
3Y Return
12.82%
Chaliye, dekho, main aapko do fundon ke baare mein batata huun. Fund A, Nippon India Multi Cap Fund, ek Multi Cap fund hai, jabki Fund B, Kotak Mahindra Large Cap Fund, ek Large Cap fund hai. Aap ye janna chaahte hain ki konsa fund aapke liye bhaari hai aur kaise aap in dono ke beech ka faisla karein.
| Parameter | ANippon India Multi Cap Fund - Direct Plan - Growth | BKotak Mahindra Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Kotak Mahindra |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 327.56 | 635.60 |
| AUM (₹ Cr) | 5.26 Lac Cr | 3.81 Lac Cr |
| Expense Ratio (%) | 0.84% | 1.36% |
| Riskometer | Very High | Very High |
| Volatility | 14.38 | 11.32 |
| Sharpe Ratio | 0.9 | 0.56 |
| 1 Year Return (%) | 1.81% | -2.46% |
| 3 Year Return (%) | 19.38% | 12.82% |
| 5 Year Return (%) | 20.94% | 12.2% |
| Since Launch (%) | 15.99% | 13.87% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Harsha Upadhyaya (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), Axis Bank Ltd. (3.41%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 99.5% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 89% | 16% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A, Nippon India Multi Cap Fund, aapke liye bhaari hai. Iska 5 saal ka return 20.94% hai, jabki Fund B, Kotak Mahindra Large Cap Fund, ka 5 saal ka return 12.2% hai. Iske alaava, Fund A ka expense ratio 0.84% hai, jabki Fund B ka expense ratio 1.36% hai. Aur, Fund A ka riskometer Very High hai, lekin iska Sharpe ratio 0.9 hai, jo Fund B ke sharpe ratio, 0.56 se adhik hai. Isliye, Fund A aapke liye better fund hai.
Why consider Nippon India Multi Cap Fund?
- Expense ratio: 0.84%
- 3Y return: 19.38%
- AUM: 5.26 Lac Cr
- Sharpe Ratio: 0.9
Why consider Kotak Mahindra Large Cap Fund?
- Expense ratio: 1.36%
- 3Y return: 12.82%
- AUM: 3.81 Lac Cr
- Sharpe Ratio: 0.56
📈 SIP Suitability
Aap SIP ke liye kis fund ka chayan karein? Chaliye, dekho, Fund A ka 3 saal ka return 19.38% hai, jabki Fund B ka 3 saal ka return 12.82% hai. Iske alaava, Fund A ka consistency adhik hai, kyunki iska 1 saal ka return 1.81% hai, jabki Fund B ka 1 saal ka return -2.46% hai. Isliye, Fund A aapke liye better fund hai SIP ke liye.
⚠️ Risk & Cost Analysis
Chaliye, dekho, Fund A ka riskometer Very High hai, lekin iska Sharpe ratio 0.9 hai, jo Fund B ke sharpe ratio, 0.56 se adhik hai. Iske alaava, Fund A ka expense ratio 0.84% hai, jabki Fund B ka expense ratio 1.36% hai. Isliye, Fund A aapke liye better fund hai risk-adjusted returns ke liye.
📊 Portfolio Diversification
Aap fund ke portfolio diversification ke baare mein jaante hain? Chaliye, dekho, Fund A ka asset allocation Equity mein 99.5% hai, jabki Fund B ka asset allocation Equity mein 96.00% hai. Iske alaava, Fund A ka top 3 holdings HDFC Bank Ltd., ICICI Bank Ltd., aur Axis Bank Ltd. mein 13.47% hai, jabki Fund B ka top 3 holdings HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. mein 22.98% hai. Isliye, Fund A ka portfolio diversification adhik hai.
SIP Calculator – Compare Growth Potential
Nippon India Multi Cap Fund
₹1836667.31
@19.4% annual return (3Y)
Kotak Mahindra Large Cap Fund
₹1220113.26
@12.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer based on 5Y/3Y returns. Fund A, Nippon India Multi Cap Fund, ka 5 saal ka return 20.94% hai, jabki Fund B, Kotak Mahindra Large Cap Fund, ka 5 saal ka return 12.2% hai. Isliye, Fund A aapke liye better fund hai long-term returns ke liye.
Q2: Is the higher risk fund worth it?
Answer comparing volatility and Sharpe ratio. Fund A ka volatility 14.38 hai, jabki Fund B ka volatility 11.32 hai. Iske alaava, Fund A ka Sharpe ratio 0.9 hai, jabki Fund B ka Sharpe ratio 0.56 hai. Isliye, Fund A aapke liye better fund hai risk-adjusted returns ke liye.
Q3: Which fund is more cost-effective?
Answer comparing expense ratio and exit load (if provided). Fund A ka expense ratio 0.84% hai, jabki Fund B ka expense ratio 1.36% hai. Isliye, Fund A aapke liye better fund hai cost-effectiveness ke liye.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price