Nippon India Multi Cap Fund vs JM Financial Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
19.38%
3Y Return
20.86%
Ek din aap logon ne ek fund ka category dekha hai, toh fir kya? Dekho, aaj hum do funds ke beech mein comparison karenge. Nippon India Multi Cap Fund aur JM Financial Multi Cap Fund dono ke beech mein humein pata chalne wala hai ki kis fund mein aapko lagaane chahiye aur kyun.
| Parameter | ANippon India Multi Cap Fund - Direct Plan - Growth | BJM Financial Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Nippon India | JM Financial |
| Category | Multi Cap | Multi Cap |
| NAV (₹) | 327.56 | 19.01 |
| AUM (₹ Cr) | 5.26 Lac Cr | 1.63 Lac Cr |
| Expense Ratio (%) | 0.84% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 14.38 | 14.35 |
| Sharpe Ratio | 0.9 | 1 |
| 1 Year Return (%) | 1.81% | 5.23% |
| 3 Year Return (%) | 19.38% | 20.86% |
| 5 Year Return (%) | 20.94% | 0% |
| Since Launch (%) | 15.99% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Asit Bhandarkar (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), Axis Bank Ltd. (3.41%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 99.5% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 89% | 44% |
🤖 AI Verdict – Which is Better?
Chaliye, hum aapko fund B ko chunne ke liye encourage karenge, Jiske 3Y return 20.86% hai, jo fund A ke 19.38% se badaa hai. Lekin, expense ratio ke liye, fund A bahut bhi acha hai, 0.84% expense ratio ke saath. Riskometer ke hisaab se bhi fund A badaa hai. Haan, fund B ke 5Y return zero hai, lekin fund A ke 20.94% return hain. Sach ye hai, Fund A kisi bhi condition mein badaa hai.
Why consider Nippon India Multi Cap Fund?
- Expense ratio: 0.84%
- 3Y return: 19.38%
- AUM: 5.26 Lac Cr
- Sharpe Ratio: 0.9
Why consider JM Financial Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.63 Lac Cr
- Sharpe Ratio: 1
📈 SIP Suitability
Ek SIP ke roop mein, fund A badaa hai. Fund A ka 3Y return fund B ke 20.86% se badaa hai. Lekin, fund A ka riskometer fund B ke kam hai. Haan, fund A ka expense ratio fund B ke kam hai. Dekho, fund A ki consistency aur return stability dono mein badaa hai.
⚠️ Risk & Cost Analysis
Riskometer ke hisaab se, fund A kam risk wala hai, lekin fund B ka Sharpe ratio fund A ke 0.9 se badaa hai. Haan, fund B ka expense ratio fund A ke 0.84% se badaa hai. Lekin, fund A ka volatility fund B ke kam hai. Sach ye hai, fund A ki risk-adjusted returns fund B se badaa hai.
📊 Portfolio Diversification
Fund A ke asset allocation mein 99.5% equity hai, jo fund B ke 97.00% se badaa hai. Haan, fund B ka T-Bills ke hisaab se fund A se badaa hai. Fund A ke top 3 holdings mein HDFC Bank Ltd, ICICI Bank Ltd, aur Axis Bank Ltd hain. Fund B ke top 3 holdings mein HDFC Bank Ltd, ICICI Bank Ltd, aur Reliance Industries Ltd hain. Dekho, fund A ka asset allocation fund B se badaa hai.
SIP Calculator – Compare Growth Potential
Nippon India Multi Cap Fund
₹1836667.31
@19.4% annual return (3Y)
JM Financial Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ka 5Y return 20.94% hai, jo fund B ke 0% se badaa hai, isliye fund A long run mein aapko badaa return deta hai.
Q2: Is the higher risk fund worth it?
Fund A ka Sharpe ratio fund B ke 1 se kam hai, lekin fund A ka volatility fund B ke kam hai, isliye fund A ki risk-adjusted returns fund B se badaa hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio fund B ke 1.68% se kam hai, 0.84% hai, isliye fund A cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price