Nippon India Multi Cap Fund vs JM Financial Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
19.38%
3Y Return
14.7%
dekho, humne Fund A, Nippon India Multi Cap Fund - Direct Plan - Growth aur Fund B, JM Financial Large Cap Fund - Direct Plan - Growth ka comparison kiya hai. dono funds ki category alag hai, lekin kis fund mein aapko apna paisa lagana chahiye? is article mein hum aapko iska jawab denge. hum aapko bataayenge ki kaunsa fund long-term wealth creation ke liye behtar hai.
| Parameter | ANippon India Multi Cap Fund - Direct Plan - Growth | BJM Financial Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | JM Financial |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 327.56 | 497.22 |
| AUM (₹ Cr) | 5.26 Lac Cr | 2.26 Lac Cr |
| Expense Ratio (%) | 0.84% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 14.38 | 12.25 |
| Sharpe Ratio | 0.9 | 0.67 |
| 1 Year Return (%) | 1.81% | -4.02% |
| 3 Year Return (%) | 19.38% | 14.7% |
| 5 Year Return (%) | 20.94% | 12.03% |
| Since Launch (%) | 15.99% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Asit Bhandarkar (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), Axis Bank Ltd. (3.41%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 99.5% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 89% | 26% |
🤖 AI Verdict – Which is Better?
chaliye, hum dekhte hai. 3 saal ke return mein Fund A ka return 19.38% hai, jabki Fund B ka return 14.7% hai. expense ratio mein Fund B ka expense ratio 0.52% hai, jo Fund A se kam hai, lekin riskometer dono funds ka very high hai. to ishisab se, hum kehte hai ki Fund A long-term wealth creation ke liye behtar hai.
Why consider Nippon India Multi Cap Fund?
- Expense ratio: 0.84%
- 3Y return: 19.38%
- AUM: 5.26 Lac Cr
- Sharpe Ratio: 0.9
Why consider JM Financial Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.26 Lac Cr
- Sharpe Ratio: 0.67
📈 SIP Suitability
haan, agar aap monthly SIP ke liye fund dhoondh rahe hai, to hum kehte hai ki Fund A behtar hai. iska wajah hai ki Fund A ka 3 saal ka return aur 5 saal ka return Fund B se zyada hai. lekin, consistency aur return stability ko dekha jaye to, Fund B ka volatility 12.25 hai, jo Fund A se kam hai.
⚠️ Risk & Cost Analysis
sach ye hai ki dono funds ka riskometer very high hai, lekin volatility mein Fund B ka volatility 12.25 hai, jo Fund A se kam hai. Sharpe ratio mein Fund A ka Sharpe ratio 0.9 hai, jo Fund B se zyada hai. expense ratio mein Fund B ka expense ratio 0.52% hai, jo Fund A se kam hai. to ishisab se, hum kehte hai ki Fund B ki risk-adjusted returns behtar hai.
📊 Portfolio Diversification
dekho, asset allocation mein Fund A ka equity allocation 99.5% hai, jabki Fund B ka equity allocation 96% hai. top holdings mein Fund A ka top 3 holdings HDFC Bank Ltd., ICICI Bank Ltd., aur Axis Bank Ltd. hai, jabki Fund B ka top 3 holdings HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. hai. to ishisab se, hum kehte hai ki Fund B ka portfolio thoda zyada diversified hai.
SIP Calculator – Compare Growth Potential
Nippon India Multi Cap Fund
₹1836667.31
@19.4% annual return (3Y)
JM Financial Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ka 5 saal ka return 20.94% hai, jo Fund B se zyada hai, isliye hum kehte hai ki Fund A long run mein behtar returns deta hai.
Q2: Is the higher risk fund worth it?
haan, agar aapko higher risk uthana hai, to Fund A ka Sharpe ratio 0.9 hai, jo Fund B se zyada hai, isliye hum kehte hai ki higher risk worth hai.
Q3: Which fund is more cost‑effective?
Fund B ka expense ratio 0.52% hai, jo Fund A se kam hai, isliye hum kehte hai ki Fund B zyada cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price