Nippon India Multi Cap Fund vs Invesco Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
19.38%
3Y Return
6.93%
Aaj hum do mutual funds ke beech ki tarah karne ja rahe hain - Nippon India Multi Cap Fund aur Invesco Liquid Fund. Ye duniya ke sabse bade mutual funds hain. Aapki ummeed hai ki aap dono funds ke beech ki tarah karne se apne paison ki suraksha aur vrittikaran ke bare mein jaankari payenge.
| Parameter | ANippon India Multi Cap Fund - Direct Plan - Growth | BInvesco Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Invesco Mutual Fund |
| Category | Multi Cap | Liquid Fund |
| NAV (₹) | 327.56 | 3819.94 |
| AUM (₹ Cr) | 5.26 Lac Cr | 3.76 Lac Cr |
| Expense Ratio (%) | 0.84% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 14.38 | 0.13 |
| Sharpe Ratio | 0.9 | 3.31 |
| 1 Year Return (%) | 1.81% | 6.17% |
| 3 Year Return (%) | 19.38% | 6.93% |
| 5 Year Return (%) | 20.94% | 6.11% |
| Since Launch (%) | 15.99% | 6.82% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Amit Ganatra (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), Axis Bank Ltd. (3.41%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 99.5% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 89% | 269% |
🤖 AI Verdict – Which is Better?
Long-term vrittikaran ke liye, Fund A ka 5Y return 20.94% hai, jabki Fund B ka 5Y return 6.11% hai. Expense ratio ke liye, Fund B ka expense ratio 0.12% hai, jo Fund A ke expense ratio 0.84% se kam hai. Riskometer ke liye, Fund B ka riskometer Low hai, jabki Fund A ka riskometer Very High hai. Isliye, hum samjhaate hain ki Fund B long-term vrittikaran ke liye better fund hai.
Why consider Nippon India Multi Cap Fund?
- Expense ratio: 0.84%
- 3Y return: 19.38%
- AUM: 5.26 Lac Cr
- Sharpe Ratio: 0.9
Why consider Invesco Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 3.76 Lac Cr
- Sharpe Ratio: 3.31
📈 SIP Suitability
SIP ke liye, Fund B ka consistency aur return stability kam hai, lekin Fund A ka high risk hai. Isliye, SIP ke liye hum samjhaate hain ki Fund A kam suitable hai. Haan, Fund B ka low risk hai, lekin return bhi kam hai.
⚠️ Risk & Cost Analysis
Riskometer ke liye, Fund B ka riskometer Low hai, jabki Fund A ka riskometer Very High hai. Volatility ke liye, Fund A ka volatility 14.38 hai, jabki Fund B ka volatility 0.13 hai. Sharpe ratio ke liye, Fund B ka Sharpe ratio 3.31 hai, jo Fund A ke Sharpe ratio 0.9 se kam hai. Isliye, Fund B ka risk-adjusted return better hai.
📊 Portfolio Diversification
Asset allocation ke liye, Fund B ka asset allocation 80% T-Bills, CD, CP, aur cash hai, jo Fund A ka asset allocation 99.5% equity hai. Top holdings concentration ke liye, Fund A ka top holdings HDFC Bank, ICICI Bank, aur Axis Bank hai, jo Fund B ka top holdings State Bank of India CD, HDFC Bank CD, aur Reliance Industries T-Bills hai. Isliye, Fund B ka portfolio diversification better hai.
SIP Calculator – Compare Growth Potential
Nippon India Multi Cap Fund
₹1836667.31
@19.4% annual return (3Y)
Invesco Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Long-term vrittikaran ke liye, Fund A ka 5Y return 20.94% hai, jabki Fund B ka 5Y return 6.11% hai. Isliye, Fund A long-term vrittikaran ke liye better fund hai.
Q2: Is the higher risk fund worth it?
Fund A ka high risk hai, lekin return bhi high hai. Aapko apne investment ke liye apne risk tolerance ke anusar decision lene ki zaroorat hai.
Q3: Which fund is more cost-effective?
Fund B ka expense ratio 0.12% hai, jo Fund A ke expense ratio 0.84% se kam hai. Isliye, Fund B more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price