Nippon India Multi Cap Fund vs ICICI Prudential Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
19.38%
3Y Return
20.43%
Aaj hum do fundon ke baare mein jaanege - Nippon India Multi Cap Fund aur ICICI Prudential Multi Cap Fund. Dono fund Multi Cap category mein aate hain. Is article mein hum fund ke characteristics, returns, aur riskometer ke aadhar par unki comparison karenge.
| Parameter | ANippon India Multi Cap Fund - Direct Plan - Growth | BICICI Prudential Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Nippon India | ICICI Prudential |
| Category | Multi Cap | Multi Cap |
| NAV (₹) | 327.56 | 934.98 |
| AUM (₹ Cr) | 5.26 Lac Cr | 1.70 Lac Cr |
| Expense Ratio (%) | 0.84% | 1.74% |
| Riskometer | Very High | Very High |
| Volatility | 14.38 | 13.2 |
| Sharpe Ratio | 0.9 | 1.06 |
| 1 Year Return (%) | 1.81% | 6.9% |
| 3 Year Return (%) | 19.38% | 20.43% |
| 5 Year Return (%) | 20.94% | 17.37% |
| Since Launch (%) | 15.99% | 16.31% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Lalit Kumar; Sharmila D'Silva (3.9 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), Axis Bank Ltd. (3.41%) | BSE Ltd. (3.31%), Ultratech Cement Ltd. (2.85%), Jindal Steel Ltd. (2.73%) |
| Asset Allocation | Equity: 99.5% | Equity: 97.97% |
| Portfolio Turnover | 89% | 45% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A, Nippon India Multi Cap Fund, 3Y return aur expense ratio ke liye bhi accha hai. Iska 3Y return 19.38% hai, jise Fund B, ICICI Prudential Multi Cap Fund, ka 17.37% se kam hai. Expense ratio mein bhi Fund A bhi thoda thoda chota hai, 0.84% Fund B ka 1.74% se kam hai. Riskometer ke liye bhi dono fund Very High aate hain, lekin Fund A thoda thoda kam risk wala hai. Isliye, hum Fund A ko long-term wealth creation ke liye better fund maante hain.
Why consider Nippon India Multi Cap Fund?
- Expense ratio: 0.84%
- 3Y return: 19.38%
- AUM: 5.26 Lac Cr
- Sharpe Ratio: 0.9
Why consider ICICI Prudential Multi Cap Fund?
- Expense ratio: 1.74%
- 3Y return: 20.43%
- AUM: 1.70 Lac Cr
- Sharpe Ratio: 1.06
📈 SIP Suitability
Aap SIP ke liye dono fund ke liye acchi chunav kar sakte hain. Fund A ka 1Y return 1.81% hai, jo Fund B ka 6.9% se kam hai. Lekin, 3Y return aur 5Y return ke liye Fund A accha hai. Iske alawa, Fund A ka expense ratio Fund B se kam hai. Isliye, Fund A SIP ke liye better fund hai jiska return stability aur consistency dono mein bhi accha hai.
⚠️ Risk & Cost Analysis
Dono fund Very High riskometer aate hain, lekin Fund A ka volatility 14.38 Fund B ka 13.2 se kam hai. Sharpe ratio ka hisaab karte hue Fund A bhi thoda thoda accha hai, 0.9 ka. Expense ratio mein bhi Fund A thoda thoda chota hai, 0.84% Fund B ka 1.74% se kam hai. Isliye, Fund A risk-adjusted returns mein bhi better fund hai.
📊 Portfolio Diversification
Dono fund mein asset allocation almost same hai, Equity 97-99% aata hai. Lekin, Fund A ka asset allocation thoda thoda kam hai, 99.5% Equity. Fund B mein BSE Ltd, Ultratech Cement Ltd, aur Jindal Steel Ltd aate hain, jo Fund A mein HDFC Bank Ltd, ICICI Bank Ltd, aur Axis Bank Ltd aate hain. Isliye, Fund B ka portfolio thoda thoda zyada diversified hai, lekin sector risk bhi jyada hai.
SIP Calculator – Compare Growth Potential
Nippon India Multi Cap Fund
₹1836667.31
@19.4% annual return (3Y)
ICICI Prudential Multi Cap Fund
₹1966010.45
@20.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ka 5Y return 20.94% hai, jo Fund B ka 17.37% se kam hai. Isliye, Fund A long run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Dono fund Very High riskometer aate hain, lekin Fund A ka volatility Fund B se kam hai. Sharpe ratio mein bhi Fund A accha hai. Isliye, Fund A higher risk fund ke liye bhi worth hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio 0.84% hai, jo Fund B ka 1.74% se kam hai. Isliye, Fund A cost-effective fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price