Nippon India Multi Cap Fund vs ICICI Prudential Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
19.38%
3Y Return
20.43%
Chaliye, dekho ab hum do mahatvapoorn funds ke beech mein ek tulna karte hain - Nippon India Multi Cap Fund aur ICICI Prudential Multi Cap Fund. Yeh dono funds Multi Cap Category mein hain aur humein yeh jaanna hai ki aapke paas ki konsi fund hai. Yeh jankari aapko sahi investment nirnay lene mein madad karegi.
| Parameter | ANippon India Multi Cap Fund - Direct Plan - Growth | BICICI Prudential Multi Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | ICICI Prudential |
| Category | Multi Cap | Multi Cap |
| NAV (₹) | 327.56 | 934.98 |
| AUM (₹ Cr) | 5.26 Lac Cr | 1.70 Lac Cr |
| Expense Ratio (%) | 0.84% | 0.99% |
| Riskometer | Very High | Very High |
| Volatility | 14.38 | 13.45 |
| Sharpe Ratio | 0.9 | 1.04 |
| 1 Year Return (%) | 1.81% | 6.9% |
| 3 Year Return (%) | 19.38% | 20.43% |
| 5 Year Return (%) | 20.94% | 17.37% |
| Since Launch (%) | 15.99% | 16.31% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Lalit Kumar; Sharmila D'Silva (3.9 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), Axis Bank Ltd. (3.41%) | BSE Ltd. (3.31%), Ultratech Cement Ltd. (2.85%), Jindal Steel Ltd. (2.73%) |
| Asset Allocation | Equity: 99.5% | Equity: 97.97% |
| Portfolio Turnover | 89% | 45% |
🤖 AI Verdict – Which is Better?
Haan, yeh sawal sabse mahatvapoorn hai. Dekho, Fund A ka 3Y return 19.38% hai, jabki Fund B ka 20.43% hai. Lekin expense ratio ke hisab se, Fund A kam expensive hai. Aur riskometer ke hisab se, dono funds Very High risk mein hain. To, yeh sawal hai ki konsi fund aapke liye better hai. Haan, Fund B ka 5Y return kam hai, lekin expense ratio bhi kam hai. To, yeh sawal hai ki Fund B ka long-term return kya hoga.
Why consider Nippon India Multi Cap Fund?
- Expense ratio: 0.84%
- 3Y return: 19.38%
- AUM: 5.26 Lac Cr
- Sharpe Ratio: 0.9
Why consider ICICI Prudential Multi Cap Fund?
- Expense ratio: 0.99%
- 3Y return: 20.43%
- AUM: 1.70 Lac Cr
- Sharpe Ratio: 1.04
📈 SIP Suitability
Chaliye, SIP suitibility ke liye hum dono funds ka 1Y aur 3Y return dekhte hain. Fund A ka 1Y return 1.81% hai, jabki Fund B ka 6.9% hai. Lekin aap 10 saal ke SIP ke liye sochte hain, to Fund B ka 3Y return zyada hai. To, yeh sawal hai ki Fund B ka SIP kya hai.
⚠️ Risk & Cost Analysis
Riskometer ke hisab se dono funds Very High risk mein hain, lekin volatility ke hisab se Fund B kam jhatka deta hai. Sharpe ratio ke hisab se bhi Fund B kam risk hai. Lekin expense ratio ke hisab se, Fund A kam expensive hai. To, yeh sawal hai ki konsi fund aapke liye better risk-adjusted returns deta hai.
📊 Portfolio Diversification
Chaliye, asset allocation ke hisab se dekho. Fund A ka 99.5% asset equity mein hai, jabki Fund B ka 97.97% hai. Lekin top holdings ke hisab se, Fund B ka BSE Ltd. aur Ultratech Cement Ltd. dono kam concentration hai. To, yeh sawal hai ki Fund B ka portfolio diversification kya hai.
SIP Calculator – Compare Growth Potential
Nippon India Multi Cap Fund
₹1836667.31
@19.4% annual return (3Y)
ICICI Prudential Multi Cap Fund
₹1966010.45
@20.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund B ka 5Y return 17.37% hai, jabki Fund A ka 20.94% hai. Lekin expense ratio ke hisab se, Fund B kam expensive hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ka volatility kam hai, lekin Sharpe ratio bhi kam hai. To, yeh sawal hai ki konsa fund aapke liye better hai.
Q3: Which fund is more cost-effective?
Haan, Fund A ka expense ratio 0.84% hai, jabki Fund B ka 0.99% hai. To, yeh sawal hai ki Fund A aapke liye better cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price