Nippon India Multi Cap Fund vs HSBC Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
19.38%
3Y Return
14.7%
Dekho, aap logon ko sabse pehle fund kya chahiye, woh bataen? Aaj hum do mutual funds ke beech ka comparison karenge: Nippon India Multi Cap Fund aur HSBC Mutual Fund Large Cap Fund. Ye sab kuch seekhna hai ki aapko long-term wealth creation ke liye koi fund kaun saa chunna chahiye.
| Parameter | ANippon India Multi Cap Fund - Direct Plan - Growth | BHSBC Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | HSBC Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 327.56 | 497.22 |
| AUM (₹ Cr) | 5.26 Lac Cr | 1.97 Lac Cr |
| Expense Ratio (%) | 0.84% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 14.38 | 11.46 |
| Sharpe Ratio | 0.9 | 0.72 |
| 1 Year Return (%) | 1.81% | -4.02% |
| 3 Year Return (%) | 19.38% | 14.7% |
| 5 Year Return (%) | 20.94% | 12.03% |
| Since Launch (%) | 15.99% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Cheenu Gupta (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), Axis Bank Ltd. (3.41%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 99.5% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 89% | 18% |
🤖 AI Verdict – Which is Better?
Chaliye, aapne fund select karne ke liye aapko do cheezein dekhni hain: 3Y return, expense ratio, aur risk. Fund A mein 19.38% ka 3Y return hai, lekin expense ratio 0.84% hai. Fund B mein 14.7% ka 3Y return hai, lekin expense ratio 0.52% hai. Sach ye hai, fund B better hai risk se darne waalon ke liye.
Why consider Nippon India Multi Cap Fund?
- Expense ratio: 0.84%
- 3Y return: 19.38%
- AUM: 5.26 Lac Cr
- Sharpe Ratio: 0.9
Why consider HSBC Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 1.97 Lac Cr
- Sharpe Ratio: 0.72
📈 SIP Suitability
SIP (Systematic Investment Plan) ke liye fund select karna aapko kai cheezein dekhni hain. Fund A aur Fund B dono mein riskometer Very High hai, lekin fund A mein 5Y return 20.94% hai, fund B mein 12.03%. Haan, fund A better hai long-term investment ke liye.
⚠️ Risk & Cost Analysis
Ab aapko do fundo ke beech riskometer, volatility, Sharpe ratio, aur expense ratio ka comparison karna hai. Fund A mein Sharpe ratio 0.9 hai, Fund B mein 0.72 hai. Lekin fund A mein expense ratio 0.84% hai, fund B mein 0.52% hai. Sach ye hai, fund B mehenge risk se darne waalon ke liye better hai.
📊 Portfolio Diversification
Ab aapko do fundo ke beech asset allocation aur top holdings concentration ka comparison karna hai. Fund A mein equity 99.5% hai, fund B mein 96%. Haan, fund A mein HDFC Bank Ltd., ICICI Bank Ltd., aur Axis Bank Ltd. ka concentration hai, fund B mein HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. ka. Sach ye hai, fund A mein asset allocation better hai.
SIP Calculator – Compare Growth Potential
Nippon India Multi Cap Fund
₹1836667.31
@19.4% annual return (3Y)
HSBC Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A 5Y mein 20.94% ka return deta hai, fund B 5Y mein 12.03% ka return deta hai. Toh fund A better hai long-term investment ke liye.
Q2: Is the higher risk fund worth it?
Fund A mein volatility 14.38 hai, fund B mein 11.46 hai. Lekin fund B mein Sharpe ratio 0.72 hai, fund A mein 0.9 hai. Toh fund B mehenge risk se darne waalon ke liye better hai.
Q3: Which fund is more cost-effective?
Fund B mein expense ratio 0.52% hai, fund A mein 0.84% hai. Toh fund B cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price