Nippon India Multi Cap Fund vs HDFC Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
19.38%
3Y Return
15.78%
Ab aapko do mutual funds Fund A aur Fund B ke beech ka comparison karne mein madad karne wala hoon. Fund A Nippon India Multi Cap Fund hai, jo multi category mein aata hai aur Fund B HDFC Small Cap Fund hai, jo small cap category mein aata hai. Aaj hum dekhege ki konsa fund long term mein suraksha aur return deta hai.
Chaliye aaj hum yeh jaanne ke liye Fund A aur Fund B ke beech ka comparison karenge ki konsa fund aapke long term investment ke liye achha hai.
| Parameter | ANippon India Multi Cap Fund - Direct Plan - Growth | BHDFC Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | HDFC Mutual Fund |
| Category | Multi Cap | Small Cap |
| NAV (₹) | 327.56 | 152.64 |
| AUM (₹ Cr) | 5.26 Lac Cr | 3.82 Lac Cr |
| Expense Ratio (%) | 0.84% | 0.73% |
| Riskometer | Very High | Very High |
| Volatility | 14.38 | 16.9 |
| Sharpe Ratio | 0.9 | 0.55 |
| 1 Year Return (%) | 1.81% | 0.2% |
| 3 Year Return (%) | 19.38% | 15.78% |
| 5 Year Return (%) | 20.94% | 18.08% |
| Since Launch (%) | 15.99% | 18.02% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 30 June 2014 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Chirag Setalvad; Dhruv Muchhal (11.9 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty Smallcap 250 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), Axis Bank Ltd. (3.41%) | Aster DM Healthcare Ltd. (4.42%), Bank Of Baroda (3.23%), Firstsource Solutions Ltd. (3.17%) |
| Asset Allocation | Equity: 99.5% | Equity: 90.45% |
| Portfolio Turnover | 89% | 6% |
🤖 AI Verdict – Which is Better?
Haan, Fund A aur Fund B dono hi very high riskometer par aate hain, lekin Fund A 3Y return mein 19.38% aur expense ratio mein 0.84% deta hai, jo Fund B ke 15.78% aur 0.73% se zyada hai. Isliye, Fund A long term mein suraksha aur return deta hai.
Sach ye hai, Fund A apne 5Y return mein bhi 20.94% deta hai, jo Fund B ke 18.08% se zyada hai. Isliye, Fund A long term mein suraksha aur return ke liye achha fund hai.
Why consider Nippon India Multi Cap Fund?
- Expense ratio: 0.84%
- 3Y return: 19.38%
- AUM: 5.26 Lac Cr
- Sharpe Ratio: 0.9
Why consider HDFC Small Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 15.78%
- AUM: 3.82 Lac Cr
- Sharpe Ratio: 0.55
📈 SIP Suitability
Ab dekhein ki SIP ke liye konsa fund achha hai. Fund A aur Fund B dono hi 10+ years ke liye monthly SIP ke liye achhe hain, lekin Fund A ke 3Y return mein adhik stability aur consistency hai.
Isliye, Fund A SIP ke liye achha fund hai, kyonki yeh apne long term return mein adhik stable aur consistent hai.
⚠️ Risk & Cost Analysis
Ab dekhein ki riskometer, volatility, Sharpe ratio, aur expense ratio ke beech ka comparison karenge. Fund A ki volatility 14.38 hai, jo Fund B ke 16.9 se kam hai. Isliye, Fund A ke expense ratio mein kam risk hai.
Sharpe ratio ke beech ka comparison karne par Fund A ke 0.9 se zyada hai. Isliye, Fund A mein better risk-adjusted returns hai.
📊 Portfolio Diversification
Ab dekhein ki asset allocation aur top holdings concentration ke beech ka comparison karenge. Fund A mein equity 99.5% hai, jo Fund B ke 90.45% se zyada hai.
Isliye, Fund A mein adhik asset allocation hai, jo yeh fund ko adhik diversified banata hai. Lekin, Fund B mein top holdings mein adhik concentration hai, jo sector risk ko badhata hai.
SIP Calculator – Compare Growth Potential
Nippon India Multi Cap Fund
₹1836667.31
@19.4% annual return (3Y)
HDFC Small Cap Fund
₹1462201.27
@15.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Haan, Fund A ke 5Y return mein 20.94% hai, jo Fund B ke 18.08% se zyada hai. Isliye, Fund A long run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ke volatility 14.38 hai, jo Fund B ke 16.9 se kam hai. Isliye, Fund A ke expense ratio mein kam risk hai. Lekin, Fund B ke Sharpe ratio 0.55 hai, jo Fund A ke 0.9 se kam hai. Isliye, Fund B ke expense ratio mein adhik risk hai.
Q3: Which fund is more cost-effective?
Haan, Fund B ke expense ratio 0.73% hai, jo Fund A ke 0.84% se kam hai. Isliye, Fund B cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price