Nippon India Multi Cap Fund vs HDFC Infra Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
19.38%
3Y Return
7.4%
dekho, aapke paas do fund options hain - Nippon India Multi Cap Fund aur HDFC Infra Fund. dono alag categories mein aate hain, Multi Cap aur Thematic. is article mein hum in dono funds ke beech comparison karenge aur aapko bataenge ki kaunsa fund long-term wealth creation ke liye behtar hai.
| Parameter | ANippon India Multi Cap Fund - Direct Plan - Growth | BHDFC Infra Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | HDFC Mutual Fund |
| Category | Multi Cap | Thematic |
| NAV (₹) | 327.56 | 33.77 |
| AUM (₹ Cr) | 5.26 Lac Cr | 2.19 Lac Cr |
| Expense Ratio (%) | 0.84% | 0.5% |
| Riskometer | Very High | Moderate |
| Volatility | 14.38 | 14.88 |
| Sharpe Ratio | 0.9 | 0.06 |
| 1 Year Return (%) | 1.81% | 6.36% |
| 3 Year Return (%) | 19.38% | 7.4% |
| 5 Year Return (%) | 20.94% | 6.49% |
| Since Launch (%) | 15.99% | 6.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Roshi Jain (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty Infrastructure TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), Axis Bank Ltd. (3.41%) | HDFC Bank Ltd. (5.8%), ICICI Bank Ltd. (5.2%), Larsen & Toubro Ltd. (4.9%) |
| Asset Allocation | Equity: 99.5% | Equity: 95.00% | T-Bills: 5.00% |
| Portfolio Turnover | 89% | 35% |
🤖 AI Verdict – Which is Better?
haan, Nippon India Multi Cap Fund ka 3Y return 19.38% hai, jo HDFC Infra Fund ke 7.4% se zyada hai. iske alawa, Nippon India Multi Cap Fund ka expense ratio 0.84% hai, jo thoda zyada hai. lekin, risk ke maamle mein Nippon India Multi Cap Fund ka riskometer Very High hai, jabki HDFC Infra Fund ka Moderate hai. sach ye hai ki Nippon India Multi Cap Fund long-term wealth creation ke liye behtar hai.
Why consider Nippon India Multi Cap Fund?
- Expense ratio: 0.84%
- 3Y return: 19.38%
- AUM: 5.26 Lac Cr
- Sharpe Ratio: 0.9
Why consider HDFC Infra Fund?
- Expense ratio: 0.5%
- 3Y return: 7.4%
- AUM: 2.19 Lac Cr
- Sharpe Ratio: 0.06
📈 SIP Suitability
chaliye, monthly SIP ke liye dekhte hain. Nippon India Multi Cap Fund ka 5Y return 20.94% hai, jo HDFC Infra Fund ke 6.49% se zyada hai. isliye, Nippon India Multi Cap Fund 10+ years ke liye monthly SIP ke liye behtar hai.
⚠️ Risk & Cost Analysis
dekho, riskometer ke maamle mein Nippon India Multi Cap Fund ka risk Very High hai, jabki HDFC Infra Fund ka Moderate hai. volatility ke maamle mein Nippon India Multi Cap Fund ka 14.38 hai, jabki HDFC Infra Fund ka 14.88 hai. Sharpe ratio ke maamle mein Nippon India Multi Cap Fund ka 0.9 hai, jo HDFC Infra Fund ke 0.06 se zyada hai. isliye, Nippon India Multi Cap Fund better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
chaliye, asset allocation ke maamle mein dekhte hain. Nippon India Multi Cap Fund ka asset allocation 99.5% equity hai, jabki HDFC Infra Fund ka 95% equity aur 5% T-Bills hai. top holdings ke maamle mein Nippon India Multi Cap Fund ka concentration HDFC Bank Ltd., ICICI Bank Ltd., aur Axis Bank Ltd. hai, jabki HDFC Infra Fund ka concentration HDFC Bank Ltd., ICICI Bank Ltd., aur Larsen & Toubro Ltd. hai. isliye, dono funds mein thoda concentration hai.
SIP Calculator – Compare Growth Potential
Nippon India Multi Cap Fund
₹1836667.31
@19.4% annual return (3Y)
HDFC Infra Fund
₹890195.03
@7.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Nippon India Multi Cap Fund ka 5Y return 20.94% hai, jo HDFC Infra Fund ke 6.49% se zyada hai. isliye, Nippon India Multi Cap Fund long run mein behtar returns deta hai.
Q2: Is the higher risk fund worth it?
haan, Nippon India Multi Cap Fund ka risk Very High hai, lekin uska Sharpe ratio 0.9 hai, jo HDFC Infra Fund ke 0.06 se zyada hai. isliye, higher risk fund worth it hai.
Q3: Which fund is more cost‑effective?
HDFC Infra Fund ka expense ratio 0.5% hai, jo Nippon India Multi Cap Fund ke 0.84% se kam hai. isliye, HDFC Infra Fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price