Nippon India Multi Cap Fund vs Groww Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
19.38%
3Y Return
20.86%
Kya aapko pata hai ki Multi Cap funds kya hain? Yeh fund thoda se sabhi category ke shares mein invest karte hain. Aaj hum Nippon India Multi Cap Fund aur Groww Mutual Fund Multi Cap Fund ki tarah ke do funds ka comparison karne ja rahe hain. Dekho kya ye dono fund aapke long-term wealth creation ke liye achchhe hain.
| Parameter | ANippon India Multi Cap Fund - Direct Plan - Growth | BGroww Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Groww Mutual Fund |
| Category | Multi Cap | Multi Cap |
| NAV (₹) | 327.56 | 19.01 |
| AUM (₹ Cr) | 5.26 Lac Cr | 1.84 Lac Cr |
| Expense Ratio (%) | 0.84% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 14.38 | 12.95 |
| Sharpe Ratio | 0.9 | 1.11 |
| 1 Year Return (%) | 1.81% | 5.23% |
| 3 Year Return (%) | 19.38% | 20.86% |
| 5 Year Return (%) | 20.94% | 0.27% |
| Since Launch (%) | 15.99% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), Axis Bank Ltd. (3.41%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 99.5% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 89% | 26% |
🤖 AI Verdict – Which is Better?
Nippon India Multi Cap Fund aur Groww Mutual Fund Multi Cap Fund dono hi very high riskometer score hain, lekin Groww Mutual Fund Multi Cap Fund ka 5Y return negative hai. Haan, expense ratio Groww Mutual Fund Multi Cap Fund ka 1.68% hai, jiska 0.84% Nippon India Multi Cap Fund ka hai. Isliye, hum Nippon India Multi Cap Fund ko long-term wealth creation ke liye better fund maante hain.
Why consider Nippon India Multi Cap Fund?
- Expense ratio: 0.84%
- 3Y return: 19.38%
- AUM: 5.26 Lac Cr
- Sharpe Ratio: 0.9
Why consider Groww Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.84 Lac Cr
- Sharpe Ratio: 1.11
📈 SIP Suitability
Nippon India Multi Cap Fund 3Y return se Groww Mutual Fund Multi Cap Fund ko kam hai, lekin yeh fund aapke monthly SIP ke liye achchha fund hai. Nippon India Multi Cap Fund ka 3Y return 19.38% hai, jiska 20.86% Groww Mutual Fund Multi Cap Fund ka hai. Lekin, Groww Mutual Fund Multi Cap Fund ka expense ratio 1.68% hai, jiska 0.84% Nippon India Multi Cap Fund ka hai. Isliye, Nippon India Multi Cap Fund aapke monthly SIP ke liye achchha fund hai.
⚠️ Risk & Cost Analysis
Nippon India Multi Cap Fund ka riskometer score very high hai, lekin sharpe ratio 0.9 hai, jo ki Groww Mutual Fund Multi Cap Fund ka 1.11 hai. Volatility bhi Nippon India Multi Cap Fund ka 14.38 hai, jiska 12.95 Groww Mutual Fund Multi Cap Fund ka hai. Isliye, Nippon India Multi Cap Fund aapke risk-adjusted returns ke liye better fund hai.
📊 Portfolio Diversification
Nippon India Multi Cap Fund ka equity allocation 99.5% hai, jiska 97.00% Groww Mutual Fund Multi Cap Fund ka hai. Top holdings me bhi Nippon India Multi Cap Fund ka HDFC Bank Ltd. (6.16%) hai, jiska 6.5% Groww Mutual Fund Multi Cap Fund ka hai. Isliye, Nippon India Multi Cap Fund ka portfolio diversification better hai.
SIP Calculator – Compare Growth Potential
Nippon India Multi Cap Fund
₹1836667.31
@19.4% annual return (3Y)
Groww Mutual Fund Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Nippon India Multi Cap Fund ka 5Y return 20.94% hai, jiska 0.27% Groww Mutual Fund Multi Cap Fund ka hai. Isliye, Nippon India Multi Cap Fund long term return ke liye better fund hai.
Q2: Is the higher risk fund worth it?
Nippon India Multi Cap Fund ka volatility 14.38 hai, jiska 12.95 Groww Mutual Fund Multi Cap Fund ka hai. Lekin, Nippon India Multi Cap Fund ka sharpe ratio 0.9 hai, jo ki Groww Mutual Fund Multi Cap Fund ka 1.11 hai. Isliye, Nippon India Multi Cap Fund aapke risk-adjusted returns ke liye better fund hai.
Q3: Which fund is more cost-effective?
Nippon India Multi Cap Fund ka expense ratio 0.84% hai, jiska 1.68% Groww Mutual Fund Multi Cap Fund ka hai. Isliye, Nippon India Multi Cap Fund aapke cost-effectiveness ke liye better fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price