Nippon India Multi Cap Fund vs Groww Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
19.38%
3Y Return
14.7%
Dekho, aapke paas do mutual funds hai jo apni categories ke hisaab se alag-alag hai. Fund A Nippon India Multi Cap Fund hai aur Fund B Groww Mutual Fund Large Cap Fund. Yahaan hum apne investors ke liye ek comparison karne ke liye aaya hai. Yeh jankaari ke liye tayar rahein ki hum aapko apne long-term wealth creation ke liye sabse achha fund kya hai.
| Parameter | ANippon India Multi Cap Fund - Direct Plan - Growth | BGroww Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Groww Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 327.56 | 497.22 |
| AUM (₹ Cr) | 5.26 Lac Cr | 2.54 Lac Cr |
| Expense Ratio (%) | 0.84% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 14.38 | 13.05 |
| Sharpe Ratio | 0.9 | 0.63 |
| 1 Year Return (%) | 1.81% | -4.02% |
| 3 Year Return (%) | 19.38% | 14.7% |
| 5 Year Return (%) | 20.94% | 12.03% |
| Since Launch (%) | 15.99% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), Axis Bank Ltd. (3.41%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 99.5% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 89% | 33% |
🤖 AI Verdict – Which is Better?
Chaliye, hum aapko batate hain ki Fund A ya Fund B apne long-term wealth creation ke liye sabse achha hai. Fund A ka 3Y return 19.38% hai aur expense ratio 0.84% hai. Fund B ka 3Y return 14.7% hai aur expense ratio 0.52% hai. Lekin Fund B ka riskometer bhi very high hai. Haan, hum kahaenge ki Fund A long-term wealth creation ke liye sabse achha fund hai.
Why consider Nippon India Multi Cap Fund?
- Expense ratio: 0.84%
- 3Y return: 19.38%
- AUM: 5.26 Lac Cr
- Sharpe Ratio: 0.9
Why consider Groww Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.54 Lac Cr
- Sharpe Ratio: 0.63
📈 SIP Suitability
Sach ye hai ki monthly SIP ke liye aapko fund chunne ke liye jankari chahiye. Fund A ka 1Y return 1.81% hai aur 5Y return 20.94% hai. Fund B ka 1Y return -4.02% hai aur 5Y return 12.03% hai. Dekho, Fund A ka return consistency aur stability thoda zyada hai. Haan, Fund A SIP ke liye sabse achha fund hai.
⚠️ Risk & Cost Analysis
Lekin, risk bhi ek karan hai. Fund A ka riskometer very high hai aur volatility 14.38 hai. Fund B ka riskometer bhi very high hai aur volatility 13.05 hai. Haan, Sharpe ratio ke hisaab se Fund A thoda zyada achha hai. Lekin expense ratio ke hisaab se Fund B thoda zyada cost-effective hai. Sach ye hai ki Fund A ko risk bhi less hai.
📊 Portfolio Diversification
Dekho, asset allocation ke hisaab se Fund A ka equity 99.5% hai aur Fund B ka equity 96% hai. Haan, Fund B ka asset allocation mein T-Bills ka hissa hai. Top holdings ke hisaab se Fund A ka HDFC Bank Ltd. 6.16% hai aur Fund B ka HDFC Bank Ltd. 8.5% hai. Haan, Fund B ka top holdings ke hisaab se thoda zyada sector risk hai.
SIP Calculator – Compare Growth Potential
Nippon India Multi Cap Fund
₹1836667.31
@19.4% annual return (3Y)
Groww Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: Fund A ka 5Y return 20.94% hai aur Fund B ka 5Y return 12.03% hai. Haan, Fund A long run me sabse achha fund hai.
Q2: Is the higher risk fund worth it?
Answer: Fund B ka riskometer very high hai aur volatility 13.05 hai. Haan, Fund A ko risk bhi less hai aur Sharpe ratio thoda zyada hai. Lekin expense ratio ke hisaab se Fund B thoda zyada cost-effective hai.
Q3: Which fund is more cost-effective?
Answer: Fund B ka expense ratio 0.52% hai, jo Fund A ke expense ratio 0.84% se zyada kam hai. Haan, Fund B cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price