Nippon India Multi Cap Fund vs Franklin Templeton Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
19.38%
3Y Return
14.7%
Hum aapke paas do fundon ke baare mein jaanne ke liye hain. Nippon India Multi Cap Fund aur Franklin Templeton Large Cap Fund dono hi very high riskometer vallon mein padte hain. Is article mein hum in dono funds ke comparison karne ke liye aapko sahayta karenge.
| Parameter | ANippon India Multi Cap Fund - Direct Plan - Growth | BFranklin Templeton Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Franklin Templeton |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 327.56 | 497.22 |
| AUM (₹ Cr) | 5.26 Lac Cr | 2.11 Lac Cr |
| Expense Ratio (%) | 0.84% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 14.38 | 12.76 |
| Sharpe Ratio | 0.9 | 0.64 |
| 1 Year Return (%) | 1.81% | -4.02% |
| 3 Year Return (%) | 19.38% | 14.7% |
| 5 Year Return (%) | 20.94% | 12.03% |
| Since Launch (%) | 15.99% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Anand Radhakrishnan (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), Axis Bank Ltd. (3.41%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 99.5% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 89% | 31% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Nippon India Multi Cap Fund aapke liye better fund hai apne 3Y return, expense ratio aur risk ke hisaab se. Yeh fund aapko 19.38% ka return deta hai, jiska expense ratio bhi bahut kam hai. Lekin, yeh fund bhi very high riskometer vallon mein padta hai, isliye aapko apne risk ki capacity ke hisaab se fund chunna hoga.
Why consider Nippon India Multi Cap Fund?
- Expense ratio: 0.84%
- 3Y return: 19.38%
- AUM: 5.26 Lac Cr
- Sharpe Ratio: 0.9
Why consider Franklin Templeton Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.11 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
Agar aap 10+ saal ke liye monthly SIP karna chahte hain, to Nippon India Multi Cap Fund aapke liye better fund hai. Yeh fund aapko consistent return deta hai aur stability bhi bahut jyada hai. Lekin, yeh fund bhi volatility ke hisaab se aapko thoda aur risk lene padta hai.
⚠️ Risk & Cost Analysis
Nippon India Multi Cap Fund aur Franklin Templeton Large Cap Fund dono hi very high riskometer vallon mein padte hain, lekin Nippon India Multi Cap Fund ka riskometer thoda aur high hai. Yeh fund aapko 14.38% ka volatility deta hai, jo ki Franklin Templeton Large Cap Fund se jyada hai. Lekin, yeh fund ka Sharpe ratio bhi jyada hai, jiska expense ratio bhi kam hai.
📊 Portfolio Diversification
Nippon India Multi Cap Fund ka asset allocation Equity mein 99.5% hai, jo ki Franklin Templeton Large Cap Fund se jyada hai. Yeh fund ka top 3 holdings mein HDFC Bank Ltd., ICICI Bank Ltd. aur Axis Bank Ltd. hain, jo ki dono hi banking sector ke shares hain. Lekin, yeh fund ka asset allocation bahut jyada concentrated hai, jiska risk bhi jyada hai.
SIP Calculator – Compare Growth Potential
Nippon India Multi Cap Fund
₹1836667.31
@19.4% annual return (3Y)
Franklin Templeton Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Nippon India Multi Cap Fund aapke liye better fund hai apne 5Y return ke hisaab se, jo ki 20.94% hai.
Q2: Is the higher risk fund worth it?
Nippon India Multi Cap Fund ka higher risk yeh fund aapke liye thoda aur risk lene padta hai, lekin yeh fund ka Sharpe ratio bhi jyada hai, jo ki Franklin Templeton Large Cap Fund se jyada hai.
Q3: Which fund is more cost-effective?
Nippon India Multi Cap Fund aur Franklin Templeton Large Cap Fund dono hi very high riskometer vallon mein padte hain, lekin Nippon India Multi Cap Fund ka expense ratio thoda aur jyada hai, jo ki 0.84% hai. Lekin, yeh fund ka Sharpe ratio bhi jyada hai, jiska expense ratio bhi kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price