Nippon India Multi Cap Fund vs Edelweiss Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
19.38%
3Y Return
6.99%
Dekho, aaj hum ja rahe hain Fund A aur Fund B ke beech comparison karne ke liye. Fund A Nippon India Multi Cap Fund Direct Plan Growth hai, jabki Fund B Edelweiss Mutual Fund Liquid Fund Direct Plan Growth hai. Aapko yeh pata chalega ki kis fund mein long-term wealth creation karne ke liye aapko invest karna chahiye.
| Parameter | ANippon India Multi Cap Fund - Direct Plan - Growth | BEdelweiss Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Edelweiss Mutual Fund |
| Category | Multi Cap | Liquid Fund |
| NAV (₹) | 327.56 | 3598.40 |
| AUM (₹ Cr) | 5.26 Lac Cr | 4.21 Lac Cr |
| Expense Ratio (%) | 0.84% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 14.38 | 0.13 |
| Sharpe Ratio | 0.9 | 3.77 |
| 1 Year Return (%) | 1.81% | 6.24% |
| 3 Year Return (%) | 19.38% | 6.99% |
| 5 Year Return (%) | 20.94% | 6.17% |
| Since Launch (%) | 15.99% | 72.46% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 27 November 2016 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Bharat Lahoti (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), Axis Bank Ltd. (3.41%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 99.5% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 89% | 295% |
🤖 AI Verdict – Which is Better?
Chaliye, hum dekhenge ki Fund A aur Fund B ke 3Y return ki comparison karein. Fund A ka 3Y return 19.38% hai, jabki Fund B ka 6.99% hai. Lekin expense ratio aur risk ke baare mein bhi dekhein, phir hum dekhenge ki kis fund mein aapko invest karna chahiye.
Why consider Nippon India Multi Cap Fund?
- Expense ratio: 0.84%
- 3Y return: 19.38%
- AUM: 5.26 Lac Cr
- Sharpe Ratio: 0.9
Why consider Edelweiss Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.99%
- AUM: 4.21 Lac Cr
- Sharpe Ratio: 3.77
📈 SIP Suitability
Sach ye hai, Fund A ki consistency aur return stability Fund B se kam hai. Fund A ka 5Y return 20.94% hai, jabki Fund B ka 6.17% hai. Haan, Fund B ki monthly SIP ke liye bhi better hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke baare mein dekhte hain. Fund A ka riskometer High hai, jabki Fund B ka Low hai. Lekin volatility ke baare mein dekhte hain, toh Fund A ka volatility 14.38 hai, jabki Fund B ka 0.13 hai. Sharpe ratio aur expense ratio ke baare mein bhi dekhte hain, phir hum dekhenge ki kis fund mein aapko invest karna chahiye.
📊 Portfolio Diversification
Fund A ka asset allocation Equity mein 99.5% hai, jabki Fund B ka asset allocation T-Bills, CD, CP aur cash mein 65%, 20%, 10% aur 5% hai. Top holdings mein dekhte hain, toh Fund A ka HDFC Bank Ltd, ICICI Bank Ltd aur Axis Bank Ltd mein investment hai, jabki Fund B ka State Bank of India CD, HDFC Bank CD aur Reliance Industries T-Bills mein investment hai.
SIP Calculator – Compare Growth Potential
Nippon India Multi Cap Fund
₹1836667.31
@19.4% annual return (3Y)
Edelweiss Mutual Fund Liquid Fund
₹869986.27
@7.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ka 5Y return 20.94% hai, jabki Fund B ka 6.17% hai. Lekin Fund A ka riskometer High hai, jabki Fund B ka Low hai. Haan, Fund B long-term mein better hai.
Q2: Is the higher risk fund worth it?
Fund A ka riskometer High hai, jabki Fund B ka Low hai. Lekin Fund B ka volatility 0.13 hai, jabki Fund A ka 14.38 hai. Sharpe ratio ke baare mein dekhte hain, toh Fund B ka 3.77 hai, jabki Fund A ka 0.9 hai. Haan, Fund B higher risk fund se better hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio 0.84% hai, jabki Fund B ka 0.12% hai. Haan, Fund B cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price