Nippon India Multi Cap Fund vs DSP Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
19.38%
3Y Return
14.7%
Aaj hum do mutual funds ki comparison karne ja rahe hain - Nippon India Multi Cap Fund aur DSP Mutual Fund Large Cap Fund. Ye dono fund ek doosre se alag category mein hain. Nippon India Multi Cap Fund multi-cap category mein hai, jabki DSP Mutual Fund Large Cap Fund large cap category mein hai. Aapke paas ye jaankari hai ki kya fund long-term investment ke liye achha hai.
| Parameter | ANippon India Multi Cap Fund - Direct Plan - Growth | BDSP Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | DSP Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 327.56 | 497.22 |
| AUM (₹ Cr) | 5.26 Lac Cr | 1.82 Lac Cr |
| Expense Ratio (%) | 0.84% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 14.38 | 11.97 |
| Sharpe Ratio | 0.9 | 0.69 |
| 1 Year Return (%) | 1.81% | -4.02% |
| 3 Year Return (%) | 19.38% | 14.7% |
| 5 Year Return (%) | 20.94% | 12.03% |
| Since Launch (%) | 15.99% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Atul Bhole (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), Axis Bank Ltd. (3.41%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 99.5% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 89% | 23% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye hum dekha hai ki Fund A ne 3Y mein 19.38% return diya hai, jabki Fund B ne 14.7% return diya hai. Iske alawa, expense ratio ke liye Fund B accha hai, jo 0.52% hai. Chaliye hum dekhte hain ki kya fund risk mein bhi accha hai. Fund A ka riskometer very high hai, jabki Fund B ka bhi very high hai. Lekin volatility ke liye Fund A ka 14.38 hai, jabki Fund B ka 11.97 hai. Haan, Fund A ka Sharpe ratio bhi better hai, jo 0.9 hai. Sach ye hai, Fund A long-term hai, lekin Fund B ki expense ratio acchi hai. To, hamara verdict hai ki Fund A better hai.
Why consider Nippon India Multi Cap Fund?
- Expense ratio: 0.84%
- 3Y return: 19.38%
- AUM: 5.26 Lac Cr
- Sharpe Ratio: 0.9
Why consider DSP Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 1.82 Lac Cr
- Sharpe Ratio: 0.69
📈 SIP Suitability
Monthly SIP ke liye Fund A aur Fund B dono suitable hain. Lekin, Fund A ka 1Y return 1.81% hai, jabki Fund B ka -4.02% hai. Chaliye hum dekhte hain ki kya fund consistency mein accha hai. Fund A ka 3Y aur 5Y return accha hai, jabki Fund B ka 3Y aur 5Y return thoda kam hai. Haan, Fund A ka asset allocation better hai, jo 99.5% hai. So, Fund A SIP ke liye accha hai.
⚠️ Risk & Cost Analysis
Hum dekha hai ki Fund A ka riskometer very high hai, jabki Fund B ka bhi very high hai. Lekin, volatility ke liye Fund A ka 14.38 hai, jabki Fund B ka 11.97 hai. Chaliye hum dekhte hain ki kya fund expense ratio mein accha hai. Fund B ka expense ratio 0.52% hai, jabki Fund A ka 0.84% hai. Haan, Fund A ka Sharpe ratio bhi better hai, jo 0.9 hai. Sach ye hai, Fund A ki volatility bhi thodi jyada hai. Lekin, Fund A ka long-term return accha hai. To, hamara verdict hai ki Fund A better hai.
📊 Portfolio Diversification
Hum dekha hai ki Fund A ka asset allocation 99.5% hai, jabki Fund B ka 96% hai. Lekin, Fund B ka asset allocation mein T-Bills ka beecha hai, jo 4% hai. Chaliye hum dekhte hain ki kya fund top holdings mein accha hai. Fund A ka top holdings mein HDFC Bank Ltd. (6.16%) hai, jabki Fund B ka HDFC Bank Ltd. (8.5%) hai. Haan, Fund B ka top holdings mein Reliance Industries Ltd. bhi hai, jo 6.9% hai. Sach ye hai, Fund B ka portfolio diversification thoda kam hai. So, Fund A portfolio diversification mein accha hai.
SIP Calculator – Compare Growth Potential
Nippon India Multi Cap Fund
₹1836667.31
@19.4% annual return (3Y)
DSP Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: Fund A ka 5Y return 20.94% hai, jabki Fund B ka 12.03% hai. So, Fund A long run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Answer: Fund A ka riskometer very high hai, lekin Sharpe ratio bhi better hai. Volatility ke liye Fund A ka 14.38 hai. So, Fund A ki higher risk worth hai.
Q3: Which fund is more cost‑effective?
Answer: Fund B ka expense ratio 0.52% hai, jabki Fund A ka 0.84% hai. So, Fund B more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price