Nippon India Multi Cap Fund vs Canara Robeco Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
19.38%
3Y Return
6.96%
Agar aapko investment ke liye confused hai, to aapke liye yeh article bahut hi sahi hai. Ye article do fundon ka comparison karta hai - Nippon India Multi Cap Fund aur Canara Robeco Liquid Fund. Aapke invest karne se pehle, yeh jaan lena zaroori hai ki dono fund alag-alag categories mein aate hain. Nippon India Multi Cap Fund ek Multi Cap Fund hai, jabki Canara Robeco Liquid Fund ek Liquid Fund hai. Is article mein aapko pata chalega ki kis fund mein invest karne se aapko better returns milegi.
| Parameter | ANippon India Multi Cap Fund - Direct Plan - Growth | BCanara Robeco Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Canara Robeco |
| Category | Multi Cap | Liquid Fund |
| NAV (₹) | 327.56 | 3337.33 |
| AUM (₹ Cr) | 5.26 Lac Cr | 3.95 Lac Cr |
| Expense Ratio (%) | 0.84% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 14.38 | 0.11 |
| Sharpe Ratio | 0.9 | 4.18 |
| 1 Year Return (%) | 1.81% | 6.22% |
| 3 Year Return (%) | 19.38% | 6.96% |
| 5 Year Return (%) | 20.94% | 6.13% |
| Since Launch (%) | 15.99% | 6.72% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Shridatta Bhandwaldar (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), Axis Bank Ltd. (3.41%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 99.5% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 89% | 223% |
🤖 AI Verdict – Which is Better?
Kisi bhi fund mein invest karne se pehle, aapko yeh jaan lena zaroori hai ki woh fund aapke financial goals ke anusaar kya offer karta hai. Haan, yeh hai yeh article. Dekho, Nippon India Multi Cap Fund ka 3Y return 19.38% hai, jabki Canara Robeco Liquid Fund ka 3Y return 6.96% hai. Isliye, yeh fund aapke long-term wealth creation ke liye better hai. Lekin, isse pehle yeh samajhna zaroori hai ki expense ratio bhi kai baar aapki investment ki return ko nikaalta hai. Canara Robeco Liquid Fund ka expense ratio 0.12% hai, jabki Nippon India Multi Cap Fund ka expense ratio 0.84% hai. Isliye, Canara Robeco Liquid Fund aapke liye cost-effective hai.
Why consider Nippon India Multi Cap Fund?
- Expense ratio: 0.84%
- 3Y return: 19.38%
- AUM: 5.26 Lac Cr
- Sharpe Ratio: 0.9
Why consider Canara Robeco Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.96%
- AUM: 3.95 Lac Cr
- Sharpe Ratio: 4.18
📈 SIP Suitability
SIP (Systematic Investment Plan) se investment karne se pehle, aapko yeh jaan lena zaroori hai ki vah fund aapke liye consistent return offer karta hai ya nahi. Dekho, Nippon India Multi Cap Fund ka 1Y return 1.81% hai, jabki Canara Robeco Liquid Fund ka 1Y return 6.22% hai. Isliye, Canara Robeco Liquid Fund aapke liye better hai, lekin isse pehle yeh samajhna zaroori hai ki long-term return bhi important hai. Nippon India Multi Cap Fund ka 3Y return 19.38% hai, jabki Canara Robeco Liquid Fund ka 3Y return 6.96% hai. Isliye, Nippon India Multi Cap Fund aapke long-term wealth creation ke liye better hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, expense ratio - yeh sab factors aapke investment ke liye important hain. Dekho, Nippon India Multi Cap Fund ka riskometer Very High hai, jabki Canara Robeco Liquid Fund ka riskometer Low hai. Isliye, Canara Robeco Liquid Fund aapke liye risk-free hai. Lekin, Sharpe ratio bhi important hai. Nippon India Multi Cap Fund ka Sharpe ratio 0.9 hai, jabki Canara Robeco Liquid Fund ka Sharpe ratio 4.18 hai. Isliye, Canara Robeco Liquid Fund aapke liye better hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration - yeh dono factors aapke investment ke liye important hain. Dekho, Nippon India Multi Cap Fund ka equity allocation 99.5% hai, jabki Canara Robeco Liquid Fund ka asset allocation T-Bills, CD, CP, aur Cash mein 65%, 20%, 10%, aur 5% hai. Isliye, Canara Robeco Liquid Fund aapke liye portfolio diversification ke liye better hai. Lekin, top holdings concentration bhi important hai. Nippon India Multi Cap Fund ka top 3 holdings HDFC Bank Ltd., ICICI Bank Ltd., aur Axis Bank Ltd. hai, jabki Canara Robeco Liquid Fund ka top 3 holdings State Bank of India CD, HDFC Bank CD, aur Reliance Industries T-Bills hai. Isliye, Canara Robeco Liquid Fund aapke liye sector risk ke liye better hai.
SIP Calculator – Compare Growth Potential
Nippon India Multi Cap Fund
₹1836667.31
@19.4% annual return (3Y)
Canara Robeco Liquid Fund
₹868530.05
@7.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Nippon India Multi Cap Fund ka 5Y return 20.94% hai, jabki Canara Robeco Liquid Fund ka 5Y return 6.13% hai. Isliye, Nippon India Multi Cap Fund aapke long-term wealth creation ke liye better hai.
Q2: Is the higher risk fund worth it?
Nippon India Multi Cap Fund ka riskometer Very High hai, jabki Canara Robeco Liquid Fund ka riskometer Low hai. Lekin, Sharpe ratio bhi important hai. Nippon India Multi Cap Fund ka Sharpe ratio 0.9 hai, jabki Canara Robeco Liquid Fund ka Sharpe ratio 4.18 hai. Isliye, Canara Robeco Liquid Fund aapke liye better hai.
Q3: Which fund is more cost-effective?
Canara Robeco Liquid Fund ka expense ratio 0.12% hai, jabki Nippon India Multi Cap Fund ka expense ratio 0.84% hai. Isliye, Canara Robeco Liquid Fund aapke liye cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price