Nippon India Multi Cap Fund vs Baroda BNP Paribas Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
19.38%
3Y Return
14.62%
Ab aapko do fundon ki comparison karne mein madad karne aaye hain, Nippon India Multi Cap Fund aur Baroda BNP Paribas Large Cap Fund. Ye dono fund very high riskometer valli hain lekin aapko pataa chaahiye ki konsa fund aapke liye behtar hai. Aaj hum aapko ye jaanne ke liye madad karne wale hain ki konsa fund long term mein aapke liye behtar hai.
| Parameter | ANippon India Multi Cap Fund - Direct Plan - Growth | BBaroda BNP Paribas Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Baroda BNP Paribas |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 327.56 | 251.36 |
| AUM (₹ Cr) | 5.26 Lac Cr | 2.15 Lac Cr |
| Expense Ratio (%) | 0.84% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 14.38 | 13.08 |
| Sharpe Ratio | 0.9 | 0.62 |
| 1 Year Return (%) | 1.81% | -0.15% |
| 3 Year Return (%) | 19.38% | 14.62% |
| 5 Year Return (%) | 20.94% | 11.06% |
| Since Launch (%) | 15.99% | 13.34% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 14 March 2022 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Sanjay Chawla (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), Axis Bank Ltd. (3.41%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 99.5% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 89% | 34% |
🤖 AI Verdict – Which is Better?
Long term mein, Fund A ne 19.38% ka 3Y return diya hai, jabki Fund B ne 14.62% ka 3Y return diya hai. Expense ratio ki baat karein, to Fund A ka expense ratio 0.84% hai, jabki Fund B ka expense ratio 0.52% hai. Ye sabhi factors dekhakar, hum kahaange ki Fund A long term mein aapke liye behtar hai.
Why consider Nippon India Multi Cap Fund?
- Expense ratio: 0.84%
- 3Y return: 19.38%
- AUM: 5.26 Lac Cr
- Sharpe Ratio: 0.9
Why consider Baroda BNP Paribas Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.62%
- AUM: 2.15 Lac Cr
- Sharpe Ratio: 0.62
📈 SIP Suitability
SIP ke liye, aapko ek fund chahiye jo 10+ saal mein aapke liye behtar returns de sake. Fund A ka 1Y return 1.81% hai, jabki Fund B ka 1Y return -0.15% hai. Fund A ka 3Y return 19.38% hai, jabki Fund B ka 3Y return 14.62% hai. Ye sabhi factors dekhakar, hum kahaange ki Fund A SIP ke liye behtar hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility aur Sharpe ratio ki baat karein, to Fund A ka riskometer very high hai, volatility 14.38 hai, aur Sharpe ratio 0.9 hai. Fund B ka riskometer bhi very high hai, volatility 13.08 hai, aur Sharpe ratio 0.62 hai. Expense ratio ki baat karein, to Fund A ka expense ratio 0.84% hai, jabki Fund B ka expense ratio 0.52% hai. Ye sabhi factors dekhakar, hum kahaange ki Fund A better risk-adjusted returns deta hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ki baat karein, to Fund A ka asset allocation 99.5% equity hai, aur top 3 holdings mein HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), aur Axis Bank Ltd. (3.41%) hai. Fund B ka asset allocation 96.00% equity hai, aur 4.00% T-Bills hai, aur top 3 holdings mein HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), aur Reliance Industries Ltd. (6.9%) hai. Ye sabhi factors dekhakar, hum kahaange ki Fund A better portfolio diversification deta hai.
SIP Calculator – Compare Growth Potential
Nippon India Multi Cap Fund
₹1836667.31
@19.4% annual return (3Y)
Baroda BNP Paribas Large Cap Fund
₹1361101.96
@14.6% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 20.94% hai, jabki Fund B ka 5Y return 11.06% hai. Ye sabhi factors dekhakar, hum kahaange ki Fund A long run mein aapke liye behtar hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka higher risk fund hai, lekin volatility 14.38 hai, aur Sharpe ratio 0.9 hai, jo Fund B se accha hai. Ye sabhi factors dekhakar, hum kahaange ki Fund A better risk-adjusted returns deta hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund B ka expense ratio 0.52% hai, jo Fund A se kam hai. Ye sabhi factors dekhakar, hum kahaange ki Fund B cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price