Nippon India Multi Cap Fund vs Bandhan Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
19.38%
3Y Return
14.7%
Dekho, aap apne investment options mein confuse ho rahe hain? Fund A aur Fund B dono ek- ek me alag category se hain - Fund A Multi Cap aur Fund B Large Cap. Is article mein hum aapko Fund A ki Nippon India Multi Cap Fund - Direct Plan - Growth aur Fund B ki Bandhan Mutual Fund Large Cap Fund - Direct Plan - Growth ke beech comparison karne jaenge. Chaliye, aapko iske beech main kya difference hai aur aapko konsa fund chunna chahiye.
| Parameter | ANippon India Multi Cap Fund - Direct Plan - Growth | BBandhan Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Bandhan Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 327.56 | 497.22 |
| AUM (₹ Cr) | 5.26 Lac Cr | 2.04 Lac Cr |
| Expense Ratio (%) | 0.84% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 14.38 | 12.11 |
| Sharpe Ratio | 0.9 | 0.68 |
| 1 Year Return (%) | 1.81% | -4.02% |
| 3 Year Return (%) | 19.38% | 14.7% |
| 5 Year Return (%) | 20.94% | 12.03% |
| Since Launch (%) | 15.99% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Manish Gunwani (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), Axis Bank Ltd. (3.41%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 99.5% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 89% | 24% |
🤖 AI Verdict – Which is Better?
Haan, ismein dono fund very high riskometer se jude hue hain, lekin Fund A ki 3Y return aapko 19.38% ka return de rahi hai, jiska mukhya fund Bandhan Mutual Fund Large Cap Fund ki 3Y return 14.7% hai. Expense ratio ke hisaab se bhi Fund A 0.84% ke expense ratio se Fund B ki 0.52% se better hai. Lekin, Fund A ki volatility 14.38 hai, jo Fund B ki 12.11 se jyada hai. Sach ye hai, Fund A long-term wealth creation ke liye aapko better option dikh rahi hai.
Why consider Nippon India Multi Cap Fund?
- Expense ratio: 0.84%
- 3Y return: 19.38%
- AUM: 5.26 Lac Cr
- Sharpe Ratio: 0.9
Why consider Bandhan Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.04 Lac Cr
- Sharpe Ratio: 0.68
📈 SIP Suitability
Apne monthly SIP ke liye, Fund B aapko better option dikh rahi hai. Iske 3Y return stability aur consistency se Fund B aapko long-term mein achha return dene ki promise karti hai. Chaliye, Fund B ki stability aur Fund A ki volatility ke beech ka difference dekho.
⚠️ Risk & Cost Analysis
Haan, ismein dono fund riskometer ke hisaab se very high risk se jude hue hain, lekin Fund B ki Sharpe ratio 0.68 hai, jo Fund A ki Sharpe ratio 0.9 se kam hai. Expense ratio ke hisaab se bhi Fund B aapko better option dikh rahi hai. Lekin, Fund A ki volatility aapko jyada chinta dene ki zaroorat hai. Sach ye hai, Fund B aapko better risk-adjusted returns dene ke liye taiyar hai.
📊 Portfolio Diversification
Apne asset allocation ke hisaab se, Fund B aapko better diversified portfolio dikh rahi hai. Iske asset allocation mein 96% equity aur 4% T-Bills hai. Fund A ke asset allocation mein 99.5% equity hai. Top holdings concentration ke hisaab se bhi Fund B aapko better option dikh rahi hai. Fund A ke top 3 holdings mein HDFC Bank Ltd, ICICI Bank Ltd, aur Axis Bank Ltd hai, jiska concentration aapko jyada chinta dene ki zaroorat hai. Sach ye hai, Fund B aapko sector risk se bachne ke liye behtar hai.
SIP Calculator – Compare Growth Potential
Nippon India Multi Cap Fund
₹1836667.31
@19.4% annual return (3Y)
Bandhan Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ki 5Y return 20.94% hai, jo Fund B ki 5Y return 12.03% se jyada hai. Isliye, Fund A aapko long-term mein better returns dene ki promise karti hai.
Q2: Is the higher risk fund worth it?
Fund A ki volatility 14.38 hai, jo Fund B ki 12.11 se jyada hai. Lekin, Fund A ki Sharpe ratio 0.9 hai, jo Fund B ki 0.68 se jyada hai. Isliye, Fund A aapko better risk-adjusted returns dene ki promise karti hai.
Q3: Which fund is more cost-effective?
Fund B ki expense ratio 0.52% hai, jo Fund A ki expense ratio 0.84% se kam hai. Isliye, Fund B aapko more cost-effective option dikh rahi hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price