Nippon India Multi Cap Fund vs Axis ELSS Tax Saver Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
19.38%
3Y Return
11.66%
Kya aapko pata hai ki Fund A aur Fund B mein kya antar hai? Yeh dono funds SEBI ki registration ke saath SEBI-registered financial advisor ke roop mein hum aapko batane wale hain. Dekho, yeh dono funds Multi Cap aur ELSS categories mein aate hain. Aaj hum aapko Fund A ke Nippon India Multi Cap Fund - Direct Plan - Growth aur Fund B ke Axis ELSS Tax Saver Fund - Direct Plan - Growth ke beech mein antar dekhenge.
| Parameter | ANippon India Multi Cap Fund - Direct Plan - Growth | BAxis ELSS Tax Saver Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Axis Mutual Fund |
| Category | Multi Cap | ELSS |
| NAV (₹) | 327.56 | 104.77 |
| AUM (₹ Cr) | 5.26 Lac Cr | 3.16 Lac Cr |
| Expense Ratio (%) | 0.84% | 1.66% |
| Riskometer | Very High | Very High |
| Volatility | 14.38 | 13.4 |
| Sharpe Ratio | 0.9 | 0.39 |
| 1 Year Return (%) | 1.81% | -2.52% |
| 3 Year Return (%) | 19.38% | 11.66% |
| 5 Year Return (%) | 20.94% | 8.43% |
| Since Launch (%) | 15.99% | 15.62% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Ashish Naik; Shreyash Devalkar (2.8 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 500 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), Axis Bank Ltd. (3.41%) | ICICI Bank Ltd. (7.04%), HDFC Bank Ltd. (5.64%), Bharti Airtel Ltd. (4.32%) |
| Asset Allocation | Equity: 99.5% | Equity: 97.56% |
| Portfolio Turnover | 89% | 14% |
🤖 AI Verdict – Which is Better?
Haan, yeh dono funds Very High Riskometer ke saath aate hain, lekin Fund A ka 3Y return 19.38% hai, jisse yeh Fund B se bhaari hai. Nipte, expense ratio bhi Fund A ka kam hai, jisse yeh aapke paas zyada paisa bachata hai. Lekin volatility aur Sharpe ratio ke mukable Fund B ka bhi kuch achha hai. Toh, Fund ke liye aapko decide karna hoga.
Why consider Nippon India Multi Cap Fund?
- Expense ratio: 0.84%
- 3Y return: 19.38%
- AUM: 5.26 Lac Cr
- Sharpe Ratio: 0.9
Why consider Axis ELSS Tax Saver Fund?
- Expense ratio: 1.66%
- 3Y return: 11.66%
- AUM: 3.16 Lac Cr
- Sharpe Ratio: 0.39
📈 SIP Suitability
dekho, yeh dono funds long-term mein aapko paisa double karne mein madad karenge, lekin Fund A ka consistency aur return stability jyada hai. Isliye, yeh fund monthly SIP ke liye behtar hai.
⚠️ Risk & Cost Analysis
Sach ye hai, Fund A ka Sharpe ratio 0.9 hai, jisse yeh risk-adjusted returns de raha hai. Lekin Fund B ka expense ratio kafi jyada hai, jisse aapko paisa zyada kharch karna pad raha hai. Toh, fund ke liye aapko decide karna hoga.
📊 Portfolio Diversification
Portfolio diversification ka mudda hai. Dekho, Fund A ka asset allocation 99.5% equity hai, jisse yeh risk jyada hai. Lekin Fund B ka asset allocation 97.56% equity hai, jisse yeh bhi risk jyada hai. Lekin top holdings mein Fund A ka HDFC Bank Ltd. 6.16% hai, jisse yeh risk jyada hai. Fund B ka top holdings mein ICICI Bank Ltd. 7.04% hai, jisse yeh bhi risk jyada hai.
SIP Calculator – Compare Growth Potential
Nippon India Multi Cap Fund
₹1836667.31
@19.4% annual return (3Y)
Axis ELSS Tax Saver Fund
₹1138461.04
@11.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ka 5Y return 20.94% hai, jisse yeh Fund B se bhaari hai. Lekin 3Y return bhi Fund A ka 19.38% hai, jisse yeh Fund B se bhaari hai.
Q2: Is the higher risk fund worth it?
Volatility ke mukable Fund A ka 14.38 hai, jisse yeh Fund B se jyada hai. Lekin Sharpe ratio ke mukable Fund A ka 0.9 hai, jisse yeh risk-adjusted returns de raha hai.
Q3: Which fund is more cost-effective?
Expense ratio ke mukable Fund A ka 0.84% hai, jisse yeh Fund B se kam hai. Isliye, Fund A aapke liye cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price