Nippon India Multi Cap Fund vs Axis Bluechip Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
19.38%
3Y Return
21.36%
Dekho, today hum do funds ke beech ka comparison karne ja raha hai. Fund A, Nippon India Multi Cap Fund Direct Plan – Growth hai, jo Multi Cap category mein aata hai. Fund B, Axis Bluechip Fund Direct Plan – Growth hai, jo Large Cap category mein aata hai. Chaliye, humein dekhte hai ki dono funds mein kitne similarity aur difference hain.
| Parameter | ANippon India Multi Cap Fund - Direct Plan - Growth | BAxis Bluechip Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Axis Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 327.56 | 20.09 |
| AUM (₹ Cr) | 5.26 Lac Cr | 3.45 Lac Cr |
| Expense Ratio (%) | 0.84% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 14.38 | 11.32 |
| Sharpe Ratio | 0.9 | 1.31 |
| 1 Year Return (%) | 1.81% | 5.85% |
| 3 Year Return (%) | 19.38% | 21.36% |
| 5 Year Return (%) | 20.94% | 5.92% |
| Since Launch (%) | 15.99% | 16.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 28 September 2021 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Ashish Naik; Shreyash Devalkar (7.8 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), Axis Bank Ltd. (3.41%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 99.5% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 89% | 16% |
🤖 AI Verdict – Which is Better?
Haan, our verdict hai ki Fund A better hai long-term wealth creation ke liye. 3Y return mein Fund A 19.38%, jabki Fund B 21.36% hai lekin expense ratio mein Fund B 0.52% hai Fund A se kam. Sach ye hai ki Fund B ki very high riskometer aur volatility ke saath, expense ratio kam ho jaata hai. Riskometer aur volatility ke liye Fund A better hai, lekin expense ratio ke liye Fund B better hai.
Why consider Nippon India Multi Cap Fund?
- Expense ratio: 0.84%
- 3Y return: 19.38%
- AUM: 5.26 Lac Cr
- Sharpe Ratio: 0.9
Why consider Axis Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 21.36%
- AUM: 3.45 Lac Cr
- Sharpe Ratio: 1.31
📈 SIP Suitability
dekho, SIP ke liye Fund B better hai. Fund B ki consistency aur return stability Fund A se zyada hai. Fund B ki asset allocation bhi better hai, jisme HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. shamil hain. Yeh top holdings Fund B ki asset allocation ko diversified banata hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke tarike se bhedbhav dekha ja sakta hai. Fund A ki riskometer very high hai lekin volatility 14.38 hai. Fund B ki riskometer bhi very high hai lekin volatility 11.32 hai. Sharpe ratio mein Fund B better hai. Expense ratio mein Fund B 0.52% hai Fund A se kam.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke tarike se Fund B better hai. Fund B ka asset allocation Equity 96% aur T-Bills 4% hai, jabki Fund A ka asset allocation Equity 99.5% hai. Top holdings mein Fund B mein HDFC Bank Ltd. 8.5%, ICICI Bank Ltd. 7.8%, aur Reliance Industries Ltd. 6.9% hai. Yeh top holdings Fund B ka asset allocation ko diversified banata hai.
SIP Calculator – Compare Growth Potential
Nippon India Multi Cap Fund
₹1836667.31
@19.4% annual return (3Y)
Axis Bluechip Fund
₹2089333.11
@21.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund B ki 5Y return 5.92% hai, jo Fund A ki 5Y return 20.94% se kam hai. Lekin, Fund A ki 3Y return 19.38% hai, jo Fund B ki 3Y return 21.36% se kam hai. Long run mein Fund B better hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ki volatility 14.38 hai, jo Fund B ki volatility 11.32 se zyada hai. Lekin, Fund A ki Sharpe ratio 0.9 hai, jo Fund B ki Sharpe ratio 1.31 se kam hai. Riskometer ke liye Fund A better hai, lekin Sharpe ratio ke liye Fund B better hai.
Q3: Which fund is more cost-effective?
Sach ye hai ki Fund B ki expense ratio 0.52% hai, jo Fund A ki expense ratio 0.84% se kam hai. Lekin, Fund A ki asset allocation aur top holdings concentration Fund B se better hai. Cost-effectiveness ke liye Fund B better hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price