Nippon India Multi Cap Fund vs Angel One Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
19.38%
3Y Return
12.7%
Ab hum aapke liye do fund ke beech ka comparison karne ja rahe hain - Nippon India Multi Cap Fund aur Angel One Mutual Fund Multi Cap Fund. Ye dono fund Multi Cap categori se aate hain. Aap jante hain ki aap kya seekhte hain, hum aapko is article mein ye dawa khareedne ke tarike aur fund ki performance par focus karenge.
[VERDICT]| Parameter | ANippon India Multi Cap Fund - Direct Plan - Growth | BAngel One Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Angel One Mutual Fund |
| Category | Multi Cap | Multi Cap |
| NAV (₹) | 327.56 | 8.38 |
| AUM (₹ Cr) | 5.26 Lac Cr | 1.86 Lac Cr |
| Expense Ratio (%) | 0.84% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 14.38 | 13.4 |
| Sharpe Ratio | 0.9 | 1.52 |
| 1 Year Return (%) | 1.81% | -11.42% |
| 3 Year Return (%) | 19.38% | 12.7% |
| 5 Year Return (%) | 20.94% | 7.44% |
| Since Launch (%) | 15.99% | -11.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 6 November 2024 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), Axis Bank Ltd. (3.41%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 99.5% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 89% | 32% |
🤖 AI Verdict – Which is Better?
Le lo, hum aapko ek clear verdict dene ja rahe hain - jis fund ke liye long-term wealth creation ke liye aap investment karein. Chaliye dekhte hain, 3Y return ka comparison karte hain. Hum aapko bata denge ki expense ratio aur risk ke baare mein bhi sochne hain. Haan, fund A ki 3Y return 19.38% hai, lekin expense ratio 0.84% hai. Fund B ki 3Y return 12.7% hai, lekin expense ratio 1.68% hai. Kya aap samajh gaye hain ki fund A aapke liye better hai.
[SIP_SUITABILITY]Why consider Nippon India Multi Cap Fund?
- Expense ratio: 0.84%
- 3Y return: 19.38%
- AUM: 5.26 Lac Cr
- Sharpe Ratio: 0.9
Why consider Angel One Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 12.7%
- AUM: 1.86 Lac Cr
- Sharpe Ratio: 1.52
📈 SIP Suitability
Ab hum aapko bata denge ki SIP ke liye kis fund se aapka sahi hai. Dekhiye, fund A ki 1Y return -1.81% hai, lekin fund B ki 1Y return -11.42% hai. Fund B ki consistency aur return stability fund A se kam hai. Haan, fund A ki 5Y return 20.94% hai, lekin fund B ki 5Y return 7.44% hai. Kya aap samajh gaye hain ki SIP ke liye fund A aapke liye better hai.
[RISK_COST]⚠️ Risk & Cost Analysis
Ab hum aapko bata denge ki riskometer, volatility, Sharpe ratio aur expense ratio ke baare mein kya hai. Dekhiye, fund A ki riskometer Very High hai, lekin fund B ki riskometer bhi Very High hai. Fund A ki volatility 14.38 hai, lekin fund B ki volatility 13.4 hai. Fund B ka Sharpe ratio 1.52 hai, lekin fund A ka Sharpe ratio 0.9 hai. Kya aap samajh gaye hain ki fund B aapke liye better risk-adjusted returns deta hai.
[PORTFOLIO_INSIGHT]📊 Portfolio Diversification
Ab hum aapko bata denge ki asset allocation aur top holdings concentration ke baare mein kya hai. Dekhiye, fund A ki asset allocation 99.5% Equity hai, lekin fund B ki asset allocation 97.00% Equity aur 3.00% T-Bills hai. Fund B ki asset allocation fund A se kam diversified hai. Fund A ki top 3 holdings HDFC Bank Ltd., ICICI Bank Ltd. aur Axis Bank Ltd. hai, lekin fund B ki top 3 holdings HDFC Bank Ltd., ICICI Bank Ltd. aur Reliance Industries Ltd. hai. Kya aap samajh gaye hain ki fund A aapke liye better diversified hai.
[FAQ]SIP Calculator – Compare Growth Potential
Nippon India Multi Cap Fund
₹1836667.31
@19.4% annual return (3Y)
Angel One Mutual Fund Multi Cap Fund
₹1211348.26
@12.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, fund A ki 5Y return 20.94% hai, lekin fund B ki 5Y return 7.44% hai. Fund A aapke liye better long-term returns deta hai.
Q2: Is the higher risk fund worth it?
Haan, fund B ka Sharpe ratio 1.52 hai, jiska matlab hai ki fund B mein risk-adjusted returns aapko milenge. Lekin, fund A ki riskometer Very High hai, lekin fund B ki bhi Very High hai. Kya aap samajh gaye hain ki fund B aapke liye better hai.
Q3: Which fund is more cost-effective?
Le lo, fund A ki expense ratio 0.84% hai, lekin fund B ki expense ratio 1.68% hai. Fund A aapke liye more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price