Nippon India Multi Cap Fund vs Angel One Mutual Fund Mid Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
19.38%
3Y Return
12.96%
Aaj hum do mutual funds ke beech mein tarazoo karne ja rhe hain - Nippon India Multi Cap Fund aur Angel One Mutual Fund Mid Cap Fund. Ye dono funds apne respective categories mein hai. Is article mein hum aapko pata karenge ki konsa fund long-term wealth creation ke liye behtar hai.
| Parameter | ANippon India Multi Cap Fund - Direct Plan - Growth | BAngel One Mutual Fund Mid Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Angel One Mutual Fund |
| Category | Multi Cap | Mid Cap |
| NAV (₹) | 327.56 | 116.77 |
| AUM (₹ Cr) | 5.26 Lac Cr | 1.55 Lac Cr |
| Expense Ratio (%) | 0.84% | 1.75% |
| Riskometer | Very High | Very High |
| Volatility | 14.38 | 14.85 |
| Sharpe Ratio | 0.9 | 0.44 |
| 1 Year Return (%) | 1.81% | -1.93% |
| 3 Year Return (%) | 19.38% | 12.96% |
| 5 Year Return (%) | 20.94% | 12.33% |
| Since Launch (%) | 15.99% | 10.42% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 3 April 2006 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty Midcap 150 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), Axis Bank Ltd. (3.41%) | Voltas Ltd. (3.8%), Mphasis Ltd. (3.5%), Coforge Ltd. (3.2%) |
| Asset Allocation | Equity: 99.5% | Equity: 94.00% | T-Bills: 6.00% |
| Portfolio Turnover | 89% | 25% |
🤖 AI Verdict – Which is Better?
Nippon India Multi Cap Fund lekin bahut hi aage hi hai. Iska 3Y return 19.38% hai, jo ki Angel One Mutual Fund Mid Cap Fund ka 3Y return se kai ghante ka farq hai. Lekin expense ratio ek baat hai jo humein samjhti hai. Nippon India Multi Cap Fund ka expense ratio 0.84% hai, jabki Angel One Mutual Fund Mid Cap Fund ka expense ratio 1.75% hai. Khaali expense ratio ke liye hi hum Nippon India Multi Cap Fund ko behtar fund ke roop mein dekhenge.
Why consider Nippon India Multi Cap Fund?
- Expense ratio: 0.84%
- 3Y return: 19.38%
- AUM: 5.26 Lac Cr
- Sharpe Ratio: 0.9
Why consider Angel One Mutual Fund Mid Cap Fund?
- Expense ratio: 1.75%
- 3Y return: 12.96%
- AUM: 1.55 Lac Cr
- Sharpe Ratio: 0.44
📈 SIP Suitability
Monthly SIP ke liye hamari pasandin hai ki konsa fund achha hai. Nippon India Multi Cap Fund ka 3Y return aur 5Y return dono mein bahut hi achha hai. Lekin iska riskometer bhi very high hai. Lekin agar hum SIP ke liye ek fund chun rahe hain to Nippon India Multi Cap Fund ki stability aur consistency dono fundon mein se badi hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio aur expense ratio ke liye hum dekhenge ki konsa fund behtar hai. Nippon India Multi Cap Fund ka riskometer very high hai lekin expense ratio thodi kam hai. Angel One Mutual Fund Mid Cap Fund ka riskometer bhi very high hai lekin expense ratio thodi jyada hai. Sharpe ratio ke liye Nippon India Multi Cap Fund ka ratio 0.9 hai, jo ki Angel One Mutual Fund Mid Cap Fund ka ratio se behtar hai. Khaali expense ratio ke liye hum Nippon India Multi Cap Fund ko behtar fund ke roop mein dekhenge.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke liye hum dekhenge ki konsa fund behtar hai. Nippon India Multi Cap Fund ka asset allocation 99.5% equity hai, jabki Angel One Mutual Fund Mid Cap Fund ka asset allocation 94% equity hai. Top holdings concentration ke liye bhi Nippon India Multi Cap Fund ka concentration thodi kam hai. Ye dono fundon ko diversify karne ke liye accha hai.
Q1: Which fund gives better returns in the long run?
Nippon India Multi Cap Fund ka 5Y return 20.94% hai, jo ki Angel One Mutual Fund Mid Cap Fund ka 5Y return se kai ghante ka farq hai. Lekin 3Y return bhi Nippon India Multi Cap Fund ka 19.38% hai, jo ki Angel One Mutual Fund Mid Cap Fund ka 3Y return se behtar hai.
Q2: Is the higher risk fund worth it?
Nippon India Multi Cap Fund ka riskometer very high hai lekin sharpe ratio 0.9 hai, jo ki Angel One Mutual Fund Mid Cap Fund ka ratio se behtar hai. Lekin expense ratio thodi kam hai. Khaali expense ratio ke liye hum Nippon India Multi Cap Fund ko behtar fund ke roop mein dekhenge.
Q3: Which fund is more cost‑effective?
Nippon India Multi Cap Fund ka expense ratio 0.84% hai, jo ki Angel One Mutual Fund Mid Cap Fund ka expense ratio 1.75% se thodi kam hai. Khaali expense ratio ke liye hum Nippon India Multi Cap Fund ko behtar fund ke roop mein dekhenge.
SIP Calculator – Compare Growth Potential
Nippon India Multi Cap Fund
₹1836667.31
@19.4% annual return (3Y)
Angel One Mutual Fund Mid Cap Fund
₹1230435.05
@13.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price